FDIC-insured bank

West Shore Bank

Bank headquartered in Ludington, Michigan, part of WEST SHORE BANK CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$833.57 million
Total deposits
$720.20 million
Branches
9
FDIC-insured since
1934
Established
1898

Headquarters and contact

Address201 W Loomis St
Ludington, MI 49431
CountyMason
Metro areaLudington, MI
Websitewww.westshorebank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate14929
Federal Reserve RSSD ID832546
StatusActive
Charter classNM (STATE)
Holding companyWEST SHORE BANK CORP
Domestic offices9
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.westshorebank.com.
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Offices nearest to headquarters

West Shore Bank main office
Ludington, MI
201 W Loomis St, 49431
Ludington Branch
Pere Marquette Township, MI
5725 West U.S. 10, 49431
Scottville Branch
Scottville, MI
107 W State St, 49454
Hart Branch
Hart, MI
4070 W Polk Rd, 49420
Cypress Street Branch
Manistee, MI
306 Cypress St, 49660
Manistee Branch
Manistee, MI
415 Parkdale, 49660
Onekama Branch
Onekama, MI
4945 Main St, 49675
Frankfort Branch
Frankfort, MI
501 Main St, 49635
Traverse City Branch
Traverse City, MI
400 E Eighth St, 49686

Where West Shore Bank has offices