Banks in Hart, MI

Bank branch map: Hart

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 10 locations in Hart, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Hart

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington has the most locations in Hart, with 6. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huntington The Huntington National Bank · 6 branches · main office Columbus, OH Bank · 6

Huntington has 6 branches in Hart, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Hart Branch at 50 S State St dates to 1887 in FDIC branch records. Its published hours do not list Saturday.

• Hart Motor Bank Drive Thru

  103 S State St, 49420

  (231) 873-2117Hours: see the bank's site
  DirectionsBranch page
• Main Branch

  50 S State St, 49420

  Hours: see the bank's site
  DirectionsWebsite
• Main Branch

  50 S State St, 49420

  Hours: see the bank's site
  DirectionsWebsite
• Main Branch

  50 S State St, 49420

  (231) 873-2117Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page
• Main Branch

  50 S State St, 49420

  Hours: see the bank's site
  DirectionsWebsite
• Hart Branch

  50 S State St, 49420

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Family Financial Credit Union 1 office · main office Norton Shores, MI Credit union · 1

Family Financial Credit Union has 1 office in Hart, 4 across Michigan. It is based in Norton Shores, MI and $169.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Family Financial Credit Union Hart Branch

  4075 W Polk Rd, 49420

  (231) 873-5998Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Family Financial Credit Union: profile, branches and contacts

Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Hart, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Hart Branch at 424 S State St dates to 1923 in FDIC branch records. It opens on Saturday.

• Hart Branch

  424 S State St, 49420

  Today 9 am to 5 pm

  All hours

  Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Fifth Third Bank: profile, branches and contacts

The Shelby State Bank 1 branch · main office Shelby, MI Bank · 1

The Shelby State Bank has 1 branch in Hart, 9 across Michigan and 9 nationwide. FDIC records list its main office in Shelby, MI and show it operating since 1910. With $397.0 million in total assets on June 30, 2026, it ranks No. 2,078 of 4,232 U.S. banks by total assets. The Hart Branch at 811 S State St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hart Branch

  811 S State St, 49420

  Hours: see the bank's site
  DirectionsWebsite

The Shelby State Bank: profile, branches and contacts

West Shore Bank 1 branch · main office Ludington, MI Bank · 1

West Shore Bank has 1 branch in Hart, 9 across Michigan and 9 nationwide. FDIC records list its main office in Ludington, MI and show it operating since 1898. With $833.6 million in total assets on June 30, 2026, it ranks No. 1,218 of 4,232 U.S. banks by total assets. The Hart Branch at 4070 W Polk Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hart Branch

  4070 W Polk Rd, 49420

  Hours: see the bank's site
  DirectionsWebsite

West Shore Bank: profile, branches and contacts

Join a credit union in Hart

1 credit union has 1 office here: Family Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hart page has every office in the state's directory.

Banking in Hart: the local picture

Short answer: 4 banks run 9 branches in Hart according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Hart, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.

The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 50 S State St, dating to 1887; the newest is The Shelby State Bank's at 811 S State St, from 2000.

The only credit union with an office here is Family Financial Credit Union.

Of the 3 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.

Banks open on Saturday in Hart

Short answer: 1 of the 3 Hart locations with published hours opens on Saturday, run by 1 institution.

• Fifth Third Bank: 1 of 1 branch (424 S State St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hart, and where the nearest one is if they do not.

Short answer: In Hart: Fifth Third Bank (1), Huntington (6). No branches in Hart: Chase (nearest in Muskegon, 35 mi), Wells Fargo (nearest in Birmingham, 178 mi), Bank of America (nearest in Grand Rapids, 62 mi), PNC Bank (nearest in Ludington, 18 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hart to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hart residents like anyone else.

Banks near Hart

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ludington (18 miles) and Fremont (26 miles). Muskegon, 34 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Hart

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hart between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hart by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hart offices.

Short answer: Fifth Third Bank is the largest bank with offices in Hart, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hart: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.