US Bank Directory
Banks in Muskegon, MI
6 FDIC-insured banks operate 31 offices in Muskegon, Michigan, and 14 credit unions have 22 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Muskegon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 20 banks and credit unions operate 53 locations in Muskegon, according to the FDIC and the NCUA. 52 of them have coordinates on record and are on the map. 30 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
52 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Muskegon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Muskegon, with 18. It is followed by Fifth Third Bank (5), PNC Bank (3), ChoiceOne Bank (3). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 18
Huntington has 18 branches in Muskegon, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Main Branch at 1 W Webster Ave dates to 1989 in FDIC branch records. It opens on Saturday.
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Main Branch1 W Webster Ave, 49440
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Main Branch1 W Webster Ave, 49440
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Main Branch1 W Webster Ave, 49440
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Mall Branch115 Muskegon Blvd, 49442
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Mall Branch115 Muskegon Blvd, 49442
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Mall Branch115 Muskegon Blvd, 49442
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Glenside Branch1590 W Sherman Blvd, 49441
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Glenside Branch1590 W Sherman Blvd, 49441
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Glenside Branch1590 W Sherman Blvd, 49441
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Apple Branch1775 E Apple Ave, 49442
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Apple Branch1775 E Apple Ave, 49442
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Apple Branch1775 E Apple Ave, 49442
Fifth Third Bank Bank · 5
Fifth Third Bank has 5 branches in Muskegon, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muskegon location is the Apple Avenue Banking Center at 1945 E Apple Ave, dating to 1923; the newest, at 2133 E Apple Ave, to 1969. All 4 of its Muskegon locations with published hours open on Saturday.
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Apple Avenue Banking Center1945 E Apple Ave, 49442
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Eastside Branch2133 E Apple Ave, 49442
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Lakes Mall Branch5217 Harvey St, 49444
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Northside Branch621 Dykstra Rd, 49445
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Norton Shores Branch875 W Norton Ave, 49441
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
ChoiceOne Bank Bank · 3
ChoiceOne Bank has 3 branches in Muskegon, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muskegon location is the Egelston Branch at 5475 E Apple Ave, dating to 1982; the newest, at 1030 W Norton Ave, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Norton Shores Branch1030 W Norton Ave, 49441
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Egelston Branch5475 E Apple Ave, 49442
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Harvey Street Branch5797 Harvey St, 49444
Lake Michigan Credit Union Credit union · 3
Lake Michigan Credit Union has 3 officees in Muskegon, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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North Muskegon1606 Holton Rd, 49445
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Norton Shores1619 E Mount Garfield Rd, 49444
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Muskegon925 W Sherman Blvd, 49441
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 3
PNC Bank has 3 branches in Muskegon, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muskegon location is the Laketon Avenue Branch at 1453 E Laketon Ave, dating to 1963; the newest, at 1375 Whitehall Rd, to 1976. 2 of its 3 Muskegon locations with published hours open on Saturday.
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Muskegon Northside Branch1375 Whitehall Rd, 49445
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Laketon Avenue Branch1453 E Laketon Ave, 49442
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Norton Avenue Branch878 W Norton Ave, 49441
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Community Choice Credit Union Credit union · 2
Community Choice Credit Union has 2 officees in Muskegon, 23 across Michigan. It is based in Farmington Hill, MI and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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25 Muskegon-Western121 W Western Ave, 49442
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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04 Harvey Street1624 Independence Drive Unit 1, 49444
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Consumers Credit Union Credit union · 2
Consumers Credit Union has 2 officees in Muskegon, 34 across Michigan. It is based in Oshtemo, MI and $2.86 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Muskegon1818 E Sherman Blvd, 49444
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Roosevelt Park3145 Henry St, 49441
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Michigan Coastal Credit Union Credit union · 2
Michigan Coastal Credit Union has 2 officees in Muskegon, 2 across Michigan. It is based in Muskegon, MI and $26.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1086 Creston St, 49442
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun 10 am to 2 pm
Hours: NCUA, March 31, 2026
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5906 Commerce5906 Commerce Center Dr, 49444
Muskegon Credit Union Credit union · 2
Muskegon Credit Union has 2 officees in Muskegon, 3 across Michigan. It is based in Muskegon, MI and $80.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office65 W Laketon Ave, 49441
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Branch1700 Holton Rd, 49445
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri to Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Route 31 Credit Union Credit union · 2
Route 31 Credit Union has 2 officees in Muskegon, 2 across Michigan. It is based in Muskegon, MI and $101.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office715 Terrace St Ste 101, 49440
All hours
Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Laketon Avenue Branch1920 E Laketon Ave, 49442
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Service 1 Credit Union Credit union · 2
Service 1 Credit Union has 2 officees in Muskegon, 3 across Michigan. It is based in Muskegon, MI and $197.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Muskegon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Service 1 Fcu/Lakes Mall1625 Eastwind Dr, 49444
All hours
Mon 9 am to 6 pm; Tue 10 am to 6 pm; Wed 9 am to 6 pm; Thu 9 am to 7 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
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Service 1 Fcu/Sb Branch991 W Broadway Ave, 49441
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Best Financial Credit Union Credit union · 1
Best Financial Credit Union has 1 office in Muskegon, 2 across Michigan. It is based in Muskegon, MI and $156.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1888 E Sherman Blvd, 49444
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Muskegon, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Roosevelt Park Branch at 2855 Henry St dates to 1890 in FDIC branch records. It opens on Saturday.
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Roosevelt Park Branch2855 Henry St, 49441
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Family Financial Credit Union Credit union · 1
Family Financial Credit Union has 1 office in Muskegon, 4 across Michigan. It is based in Norton Shores, MI and $169.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Family Financial Downtown Hub844 1St St, 49440
All hours
Mon to Fri 10 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Independent Bank Bank · 1
Independent Bank has 1 branch in Muskegon, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Muskegon Branch at 3251 Henry St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Muskegon Branch3251 Henry St, 49441
Lakeshore Credit Union Credit union · 1
Lakeshore Credit Union has 1 office in Muskegon, 1 across Michigan. It is based in Muskegon, MI and $45.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2182 Lakeshore Dr, 49441
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Muskegon St Joseph Credit Union Credit union · 1
Muskegon St Joseph Credit Union has 1 office in Muskegon, 1 across Michigan. It is based in Muskegon, MI and $13.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1903 Barclay St, 49441
All hours
Mon to Thu not published; Fri 4 pm to 6 pm; Sat 9 am to 1:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Port City Credit Union Credit union · 1
Port City Credit Union has 1 office in Muskegon, 1 across Michigan. It is based in Muskegon, MI and $42.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office460 W Laketon Ave, 49441
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Tri-cities Credit Union Credit union · 1
Tri-cities Credit Union has 1 office in Muskegon, 4 across Michigan. It is based in Grand Haven, MI and $51.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Muskegon Federal Credit Union65 W Laketon Ave, 49441
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
West Michigan Postal Service Credit Union Credit union · 1
West Michigan Postal Service Credit Union has 1 office in Muskegon, 1 across Michigan. It is based in Muskegon, MI and $7.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office800 1St St Room 212, 49440
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Muskegon
14 credit unions have 22 offices here: Lake Michigan Credit Union, Consumers Credit Union, Community Choice Credit Union, Service 1 Credit Union, Route 31 Credit Union and Muskegon Credit Union and 8 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Muskegon page has every office in the state's directory.
Banking in Muskegon: the local picture
Short answer: 6 banks run 31 branches in Muskegon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Muskegon, 2 elsewhere in Michigan and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 2855 Henry St, dating to 1890; the newest is ChoiceOne Bank's at 1030 W Norton Ave, from 2020.
14 credit unions have 22 offices in Muskegon, according to the NCUA. Who can join each one is on the credit unions page.
Of the 30 locations with published hours. 21 open on Saturday. 23 locations have no published hours in these sources.
Banks by ZIP code in Muskegon
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 49441 has the most bank and credit union offices in Muskegon (22), followed by 49442 (13) and 49444 (8). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 49441 | 22 | 14 | Huntington, Chase, ChoiceOne Bank |
| 49442 | 13 | 7 | Huntington, Fifth Third Bank, ChoiceOne Bank |
| 49444 | 8 | 8 | Best Financial Credit Union, ChoiceOne Bank, Community Choice Credit Union |
| 49440 | 6 | 4 | Huntington, Family Financial Credit Union, Route 31 Credit Union |
| 49445 | 4 | 4 | Fifth Third Bank, Lake Michigan Credit Union, Muskegon Credit Union |
Banks and credit unions open on Saturday in Muskegon
Short answer: 21 of the 30 Muskegon locations with published hours open on Saturday, run by 14 institutions.
- Huntington: 1 of 18 branches (1775 E Apple Ave: Saturday 9 am to 12 pm)
- Fifth Third Bank: 4 of 5 branches (1945 E Apple Ave: Saturday 9 am to 12 pm, and 3 more)
- PNC Bank: 2 of 3 branches (1453 E Laketon Ave: Saturday 9 am to 1 pm, and 1 more)
- Chase: 1 of 1 branch (2855 Henry St: Saturday 9 am to 2 pm)
- Lake Michigan Credit Union: 3 of 3 offices (1606 Holton Rd: Saturday 9 am to 1 pm, and 2 more)
- Consumers Credit Union: 1 of 2 offices (1818 E Sherman Blvd: Saturday 9 am to 12 pm)
- Community Choice Credit Union: 2 of 2 offices (121 W Western Ave: Saturday 9 am to 1 pm, and 1 more)
- Service 1 Credit Union: 1 of 2 offices (1625 Eastwind Dr: Saturday 9 am to 3 pm)
- Route 31 Credit Union: 1 of 2 offices (1920 E Laketon Ave: Saturday 9 am to 12 pm)
- Muskegon Credit Union: 1 of 2 offices (1700 Holton Rd: Saturday 9 am to 5 pm)
- Michigan Coastal Credit Union: 1 of 2 offices (1086 Creston St: Saturday 10 am to 2 pm)
- Best Financial Credit Union: 1 of 1 office (1888 E Sherman Blvd: Saturday 9 am to 12 pm)
- Lakeshore Credit Union: 1 of 1 office (2182 Lakeshore Dr: Saturday 9 am to 12 pm)
- Muskegon St Joseph Credit Union: 1 of 1 office (1903 Barclay St: Saturday 9 am to 1:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 23 of the 53 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Muskegon, and where the nearest one is if they do not.
Short answer: In Muskegon: Chase (1), PNC Bank (3), Fifth Third Bank (5), Huntington (18). No branches in Muskegon: Wells Fargo (nearest in Birmingham, 160 mi), Bank of America (nearest in Grandville, 33 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Muskegon | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 3 branches | here |
| Fifth Third Bank | 5 branches | here |
| Huntington | 18 branches | here |
| Wells Fargo | None | Birmingham, 160 miles away |
| Bank of America | None | Grandville, 33 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Muskegon to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Muskegon residents like anyone else.
Banks near Muskegon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Norton Shores (3 miles) and North Muskegon (4 miles). Grand Haven, 13 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Norton Shores, MI | 3 mi | 2 | 2 |
| Banks in North Muskegon, MI | 4 mi | 3 | 5 |
| Banks in Spring Lake, MI | 10 mi | 3 | 3 |
| Banks in Grand Haven, MI | 13 mi | 7 | 11 |
| Banks in Fremont, MI | 22 mi | 4 | 5 |
| Banks in Allendale, MI | 22 mi | 3 | 5 |
| Banks in Newaygo, MI | 25 mi | 2 | 2 |
| Banks in Sparta, MI | 26 mi | 2 | 3 |
Bank branch openings and closings in Muskegon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Muskegon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Muskegon
Short answer: 9 institutions have their main office in Muskegon: Service 1 Credit Union, Route 31 Credit Union, Muskegon Credit Union and Michigan Coastal Credit Union and 5 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Service 1 Credit Union | Credit union | $197.4 million | 2 |
| Route 31 Credit Union | Credit union | $101.5 million | 2 |
| Muskegon Credit Union | Credit union | $80.9 million | 2 |
| Michigan Coastal Credit Union | Credit union | $26.1 million | 2 |
| Best Financial Credit Union | Credit union | $156.1 million | 1 |
| Lakeshore Credit Union | Credit union | $45.9 million | 1 |
| Port City Credit Union | Credit union | $42.8 million | 1 |
| Muskegon St Joseph Credit Union | Credit union | $13.0 million | 1 |
| West Michigan Postal Service Credit Union | Credit union | $7.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Muskegon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Muskegon offices.
Short answer: Chase is the largest bank with offices in Muskegon, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 3 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 5 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 18 | Columbus, OH |
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| ChoiceOne Bank | $4.45 billion | No. 312 | 3 | Sparta, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Muskegon: FAQ
How many banks are in Muskegon, MI?
Muskegon has 6 banks with 31 branches and 14 credit unions with 22 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Muskegon?
Huntington, with 18. Fifth Third Bank has 5 and PNC Bank has 3.
Is there a Huntington in Muskegon, MI?
Yes. FDIC data lists 18 Huntington branches in Muskegon as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Fifth Third Bank in Muskegon, MI?
Yes. FDIC data lists 5 Fifth Third Bank branches in Muskegon as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a PNC Bank in Muskegon, MI?
Yes. FDIC data lists 3 PNC Bank branches in Muskegon as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Wells Fargo in Muskegon, MI?
No. FDIC data lists no Wells Fargo branch in Muskegon as of September 5, 2026. The nearest is in Birmingham, about 160 miles away in a straight line.
Which banks in Muskegon are open on Saturday?
Huntington, Fifth Third Bank, PNC Bank and Chase and 10 more publish Saturday hours for one or more Muskegon locations. The Saturday section above lists each one with its hours. 23 of the 53 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Muskegon?
Service 1 Credit Union, Route 31 Credit Union, Muskegon Credit Union, Michigan Coastal Credit Union and Best Financial Credit Union and 4 more have their main office in Muskegon, according to the FDIC and the NCUA.
What is the oldest bank in Muskegon?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Muskegon?
Lake Michigan Credit Union, Consumers Credit Union, Community Choice Credit Union and Service 1 Credit Union and 10 more have offices in Muskegon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Muskegon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Muskegon?
Nearby cities with more banks include Norton Shores, North Muskegon, Spring Lake. Norton Shores is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 21 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 31 branches: Chase, Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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