NCUA-insured credit union
Route 31 — Muskegon, MI
Credit Union headquartered in Muskegon, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 715 Terrace Street, Suite 101 Muskegon, MI 49440 |
| County | Muskegon |
| Website | not published in NCUA data |
| Phone | (231) 726-4871 |
NCUA record
| NCUA Charter | 5982 |
| Federal Reserve RSSD ID | 413879 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
How to find your Route 31 routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Terrace Main Office main office Muskegon, MI |
715 Terrace St Ste 101, 49440 (231) 726-4871 M, Tu, Th 9:30-5:00 W 9:30-5:00 F 9:30-6:00 |
| Laketon Avenue Branch Muskegon, MI |
1920 E Laketon Ave, 49442 (231) 773-4244 M, Tu, Th 8:30-5:00 W 9:30-5:00 F 8:30-5:30 S 9:00-12:00 |
Where Route 31 has offices
Cities with the most Route 31 offices
Other credit unions headquartered in Muskegon
| Service 1 | $197.37 million |
| Best Financial | $156.06 million |
| Muskegon | $80.93 million |
| Lakeshore | $45.86 million |
| Port City | $42.80 million |
| Michigan Coastal | $26.08 million |
| Muskegon St Joseph | $13.02 million |
| West Michigan Postal Service | $7.30 million |
Largest credit unions headquartered elsewhere in Michigan
| Lake Michigan Grand Rapids | $16.86 billion |
| Michigan State University East Lansing | $8.51 billion |
| Dfcu Financial Dearborn | $8.03 billion |
| Genisys Auburn Hills | $6.44 billion |
| United St Joseph | $4.40 billion |
| Michigan Schools and Government Clinton Townshi | $4.37 billion |
| Advia Kalamazoo | $3.97 billion |
| Lake Trust Brighton | $2.87 billion |
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