US Bank Directory

Banks in Tawas City, MI

2 FDIC-insured banks operate 2 offices in Tawas City, Michigan, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Tawas City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Tawas City, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Tawas City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington and Huron Community Bank have the most locations in Tawas City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alpena-alcona Area Credit Union 1 office · main office Alpena, MI Credit union · 1

Alpena-alcona Area Credit Union has 1 office in Tawas City, 13 across Michigan. It is based in Alpena, MI and $957.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Tawas Office
    118 W M 55, 48763
    (989) 362-7980Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Alpena-alcona Area Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Tawas City, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Tawas City Branch at 17 E M 55 dates to 1985 in FDIC branch records. Its published hours do not list Saturday.

  • Tawas City Branch
    17 E M 55, 48763
    (989) 362-8621Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
Huron Community Bank 1 branch · main office East Tawas, MI Bank · 1

Huron Community Bank has 1 branch in Tawas City, 8 across Michigan and 8 nationwide. FDIC records list its main office in East Tawas, MI and show it operating since 1927. With $323.3 million in total assets on June 30, 2026, it ranks No. 2,376 of 4,232 U.S. banks by total assets. The Tawas City Branch at 410 W Lake St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Tawas City Branch
    410 W Lake St, 48763
    Hours: see the bank's site
Huron Community Bank: profile, branches and contacts
Northland Area Credit Union 1 office · main office Alpena, MI Credit union · 1

Northland Area Credit Union has 1 office in Tawas City, 17 across Michigan. It is based in Alpena, MI and $708.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Tawas Branch
    201 E M 55, 48763
    (989) 362-3811Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Northland Area Credit Union: profile, branches and contacts

Join a credit union in Tawas City

2 credit unions have 2 offices here: Alpena-alcona Area Credit Union and Northland Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tawas City page has every office in the state's directory.

Banking in Tawas City: the local picture

Short answer: 2 banks run 2 branches in Tawas City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Tawas City, 1 elsewhere in Michigan and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huron Community Bank's office at 410 W Lake St, dating to 1961; the newest is Huntington's at 17 E M 55, from 1985.

2 credit unions have 2 offices in Tawas City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Tawas City

Short answer: 2 of the 3 Tawas City locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Tawas City, and where the nearest one is if they do not.

Short answer: In Tawas City: Huntington (1). No branches in Tawas City: Chase (nearest in Prudenville, 56 mi), Wells Fargo (nearest in Birmingham, 121 mi), Bank of America (nearest in Clarkston, 105 mi), PNC Bank (nearest in Oscoda, 14 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Bay City, 49 mi), Regions Bank, TD Bank, BMO.

BankIn Tawas CityNearest branch if none here
Huntington1 branchhere
ChaseNonePrudenville, 56 miles away
Wells FargoNoneBirmingham, 121 miles away
Bank of AmericaNoneClarkston, 105 miles away
PNC BankNoneOscoda, 14 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneBay City, 49 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tawas City to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tawas City residents like anyone else.

Banks near Tawas City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oscoda (14 miles) and Au Gres (18 miles). West Branch, 35 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Tawas City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Tawas City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Tawas City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tawas City offices.

Short answer: Huntington is the largest bank with offices in Tawas City, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Huron Community Bank is second with $323.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Huron Community Bank$323.3 millionNo. 2,3761East Tawas, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tawas City: FAQ

How many banks are in Tawas City, MI?

Tawas City has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Tawas City?

Huntington, with 1. Huron Community Bank has 1.

Is there a Huntington in Tawas City, MI?

Yes. FDIC data lists 1 Huntington branch in Tawas City as of September 5, 2026. The address and directions are under Huntington above.

Is there a Huron Community Bank in Tawas City, MI?

Yes. FDIC data lists 1 Huron Community Bank branch in Tawas City as of September 5, 2026. The address and directions are under Huron Community Bank above.

Is there a Chase in Tawas City, MI?

No. FDIC data lists no Chase branch in Tawas City as of September 5, 2026. The nearest is in Prudenville, about 56 miles away in a straight line.

Which banks in Tawas City are open on Saturday?

Alpena-alcona Area Credit Union and Northland Area Credit Union publish Saturday hours for one or more Tawas City locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Tawas City?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Tawas City?

Alpena-alcona Area Credit Union and Northland Area Credit Union have offices in Tawas City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Tawas City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Tawas City?

Nearby cities with more banks include Oscoda, Au Gres, Caseville. Oscoda is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Huntington)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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