US Bank Directory
Banks in Sebewaing, MI
2 FDIC-insured banks operate 2 offices in Sebewaing, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sebewaing
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Sebewaing, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sebewaing
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Independent Bank and Bay Port State Bank have the most locations in Sebewaing, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bay Port State Bank Bank · 1
Bay Port State Bank has 1 branch in Sebewaing, 4 across Michigan and 4 nationwide. FDIC records list its main office in Bay Port, MI and show it operating since 1938. With $153.4 million in total assets on June 30, 2026, it ranks No. 3,300 of 4,232 U.S. banks by total assets. The Sebewaing Branch at 668 Unionville Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sebewaing Branch668 Unionville Rd, 48759
Frankenmuth Credit Union Credit union · 1
Frankenmuth Credit Union has 1 office in Sebewaing, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sebewaing Office561 S Beck St, 48759
All hours
Mon to Wed 9 am to 5 pm; Thu 9:15 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Independent Bank Bank · 1
Independent Bank has 1 branch in Sebewaing, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Sebewaing M-25 Branch at 8880 Unionville Rd dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sebewaing M-25 Branch8880 Unionville Rd, 48759
Join a credit union in Sebewaing
1 credit union has 1 office here: Frankenmuth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sebewaing page has every office in the state's directory.
Banking in Sebewaing: the local picture
Short answer: 2 banks run 2 branches in Sebewaing according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Sebewaing, 2 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Independent Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is Independent Bank's office at 8880 Unionville Rd, dating to 1890; the newest is Bay Port State Bank's at 668 Unionville Rd, from 2022.
The only credit union with an office here is Frankenmuth Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Sebewaing
Short answer: None of the 1 Sebewaing location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sebewaing, and where the nearest one is if they do not.
Short answer: No branches in Sebewaing: Chase (nearest in Saginaw, 32 mi), Wells Fargo (nearest in Birmingham, 83 mi), Bank of America (nearest in Clarkston, 67 mi), PNC Bank (nearest in Bay City, 24 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Bay City, 23 mi), Huntington (nearest in Caro, 16 mi), Regions Bank, TD Bank, BMO.
| Bank | In Sebewaing | Nearest branch if none here |
|---|---|---|
| Chase | None | Saginaw, 32 miles away |
| Wells Fargo | None | Birmingham, 83 miles away |
| Bank of America | None | Clarkston, 67 miles away |
| PNC Bank | None | Bay City, 24 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Bay City, 23 miles away |
| Huntington | None | Caro, 16 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sebewaing to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sebewaing residents like anyone else.
Banks near Sebewaing
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pigeon (11 miles) and Cass City (16 miles). Bay City, 24 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pigeon, MI | 11 mi | 3 | 3 |
| Banks in Cass City, MI | 16 mi | 2 | 2 |
| Banks in Caro, MI | 16 mi | 3 | 4 |
| Banks in Caseville, MI | 17 mi | 2 | 2 |
| Banks in Essexville, MI | 22 mi | 2 | 2 |
| Banks in Bad Axe, MI | 23 mi | 5 | 5 |
| Banks in Bay City, MI | 24 mi | 7 | 13 |
| Banks in Au Gres, MI | 25 mi | 2 | 2 |
Bank branch openings and closings in Sebewaing
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sebewaing between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sebewaing by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sebewaing offices.
Short answer: Independent Bank is the largest bank with offices in Sebewaing, with $5.66 billion in total assets on June 30, 2026, No. 260 among U.S. banks by total assets. Bay Port State Bank is second with $153.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| Bay Port State Bank | $153.4 million | No. 3,300 | 1 | Bay Port, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sebewaing: FAQ
How many banks are in Sebewaing, MI?
Sebewaing has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sebewaing?
Independent Bank, with 1. Bay Port State Bank has 1.
Is there a Independent Bank in Sebewaing, MI?
Yes. FDIC data lists 1 Independent Bank branch in Sebewaing as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a Bay Port State Bank in Sebewaing, MI?
Yes. FDIC data lists 1 Bay Port State Bank branch in Sebewaing as of September 5, 2026. The address and directions are under Bay Port State Bank above.
Is there a Chase in Sebewaing, MI?
No. FDIC data lists no Chase branch in Sebewaing as of September 5, 2026. The nearest is in Saginaw, about 32 miles away in a straight line.
Which banks in Sebewaing are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Sebewaing?
Independent Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Sebewaing?
Frankenmuth Credit Union has an office in Sebewaing. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sebewaing in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sebewaing?
Nearby cities with more banks include Pigeon, Cass City, Caro. Pigeon is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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