US Bank Directory
Banks in Cass City, MI
2 FDIC-insured banks operate 2 offices in Cass City, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Cass City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Cass City, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cass City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Independent Bank and Tri-County Bank have the most locations in Cass City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Frankenmuth Credit Union Credit union · 1
Frankenmuth Credit Union has 1 office in Cass City, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cass City Branch6141 Cass City Rd, 48726
All hours
Mon to Wed 9 am to 5 pm; Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Independent Bank Bank · 1
Independent Bank has 1 branch in Cass City, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Cass City Branch at 6241 Main St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cass City Branch6241 Main St, 48726
Tri-County Bank Bank · 1
Tri-County Bank has 1 branch in Cass City, 12 across Michigan and 12 nationwide. FDIC records list its main office in Brown City, MI and show it operating since 1889. With $638.6 million in total assets on June 30, 2026, it ranks No. 1,491 of 4,232 U.S. banks by total assets. The Cass City Branch at 6363 West Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cass City Branch6363 West Main Street, 48726
Join a credit union in Cass City
1 credit union has 1 office here: Frankenmuth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cass City page has every office in the state's directory.
Banking in Cass City: the local picture
Short answer: 2 banks run 2 branches in Cass City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Cass City, 2 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Tri-County Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Independent Bank's office at 6241 Main St, dating to 1890; the newest is Tri-County Bank's at 6363 West Main Street, from 2024.
The only credit union with an office here is Frankenmuth Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Cass City
Short answer: None of the 1 Cass City location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cass City, and where the nearest one is if they do not.
Short answer: No branches in Cass City: Chase (nearest in Sandusky, 21 mi), Wells Fargo (nearest in Birmingham, 73 mi), Bank of America (nearest in Lake Orion, 58 mi), PNC Bank (nearest in Frankenmuth, 33 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Bay City, 36 mi), Huntington (nearest in Caro, 13 mi), Regions Bank, TD Bank, BMO.
| Bank | In Cass City | Nearest branch if none here |
|---|---|---|
| Chase | None | Sandusky, 21 miles away |
| Wells Fargo | None | Birmingham, 73 miles away |
| Bank of America | None | Lake Orion, 58 miles away |
| PNC Bank | None | Frankenmuth, 33 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Bay City, 36 miles away |
| Huntington | None | Caro, 13 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cass City to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cass City residents like anyone else.
Banks near Cass City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Caro (13 miles) and Sebewaing (16 miles). Bad Axe, 17 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Caro, MI | 13 mi | 3 | 4 |
| Banks in Sebewaing, MI | 16 mi | 2 | 2 |
| Banks in Pigeon, MI | 17 mi | 3 | 3 |
| Banks in Bad Axe, MI | 17 mi | 5 | 5 |
| Banks in Marlette, MI | 19 mi | 3 | 3 |
| Banks in Sandusky, MI | 21 mi | 4 | 4 |
| Banks in Deckerville, MI | 23 mi | 2 | 2 |
| Banks in Caseville, MI | 24 mi | 2 | 2 |
Bank branch openings and closings in Cass City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cass City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cass City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cass City offices.
Short answer: Independent Bank is the largest bank with offices in Cass City, with $5.66 billion in total assets on June 30, 2026, No. 260 among U.S. banks by total assets. Tri-County Bank is second with $638.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| Tri-County Bank | $638.6 million | No. 1,491 | 1 | Brown City, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cass City: FAQ
How many banks are in Cass City, MI?
Cass City has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cass City?
Independent Bank, with 1. Tri-County Bank has 1.
Is there a Independent Bank in Cass City, MI?
Yes. FDIC data lists 1 Independent Bank branch in Cass City as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a Tri-County Bank in Cass City, MI?
Yes. FDIC data lists 1 Tri-County Bank branch in Cass City as of September 5, 2026. The address and directions are under Tri-County Bank above.
Is there a Chase in Cass City, MI?
No. FDIC data lists no Chase branch in Cass City as of September 5, 2026. The nearest is in Sandusky, about 21 miles away in a straight line.
Which banks in Cass City are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Cass City?
Tri-County Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Which credit unions can I join in Cass City?
Frankenmuth Credit Union has an office in Cass City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cass City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cass City?
Nearby cities with more banks include Caro, Sebewaing, Pigeon. Caro is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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