US Bank Directory

Banks in Sandusky, MI

4 FDIC-insured banks operate 4 offices in Sandusky, Michigan, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sandusky

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Sandusky, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sandusky

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Sandusky, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Sandusky, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West Park Branch at 410 W Sanilac Rd dates to 1887 in FDIC branch records. Its published hours do not list Saturday.

  • West Park Branch
    410 W Sanilac Rd, 48471
    (810) 648-4470Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Eastern Michigan Bank 1 branch · main office Croswell, MI Bank · 1

Eastern Michigan Bank has 1 branch in Sandusky, 13 across Michigan and 13 nationwide. FDIC records list its main office in Croswell, MI and show it operating since 1895. With $553.6 million in total assets on June 30, 2026, it ranks No. 1,666 of 4,232 U.S. banks by total assets. The Sandusky Area Branch at 324 S Elk St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sandusky Area Branch
    324 S Elk St, 48471
    Hours: see the bank's site
Eastern Michigan Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Sandusky, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Sandusky at 629 W Sanilac Rd dates to 1937 in FDIC branch records. Its published hours do not list Saturday.

  • Sandusky
    629 W Sanilac Rd, 48471
    (810) 648-3322Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
Team One Credit Union 1 office · main office Saginaw, MI Credit union · 1

Team One Credit Union has 1 office in Sandusky, 12 across Michigan. It is based in Saginaw, MI and $767.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sandusky
    625 S Sandusky Rd, 48471
    (810) 648-3900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Team One Credit Union: profile, branches and contacts
Thumb Bank and Trust 1 branch · main office Pigeon, MI Bank · 1

Thumb Bank and Trust has 1 branch in Sandusky, 13 across Michigan and 13 nationwide. FDIC records list its main office in Pigeon, MI and show it operating since 1895. With $673.3 million in total assets on June 30, 2026, it ranks No. 1,419 of 4,232 U.S. banks by total assets. The Sandusky Branch at 520 W Sanilac Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sandusky Branch
    520 W Sanilac Rd, 48471
    Hours: see the bank's site
Thumb Bank and Trust: profile, branches and contacts

Join a credit union in Sandusky

1 credit union has 1 office here: Team One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sandusky page has every office in the state's directory.

Banking in Sandusky: the local picture

Short answer: 4 banks run 4 branches in Sandusky according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Sandusky, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 410 W Sanilac Rd, dating to 1887; the newest is Thumb Bank and Trust's at 520 W Sanilac Rd, from 1987.

The only credit union with an office here is Team One Credit Union.

Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Sandusky

Short answer: None of the 3 Sandusky locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sandusky, and where the nearest one is if they do not.

Short answer: In Sandusky: Chase (1), Huntington (1). No branches in Sandusky: Wells Fargo (nearest in Birmingham, 63 mi), Bank of America (nearest in Lake Orion, 50 mi), PNC Bank (nearest in Imlay City, 29 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Kimball, 34 mi), Regions Bank, TD Bank, BMO.

BankIn SanduskyNearest branch if none here
Chase1 branchhere
Huntington1 branchhere
Wells FargoNoneBirmingham, 63 miles away
Bank of AmericaNoneLake Orion, 50 miles away
PNC BankNoneImlay City, 29 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneKimball, 34 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sandusky to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sandusky residents like anyone else.

Banks near Sandusky

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Deckerville (9 miles) and Marlette (13 miles). Bad Axe, 28 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Sandusky

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sandusky between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sandusky by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sandusky offices.

Short answer: Chase is the largest bank with offices in Sandusky, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Huntington$283.07 billionNo. 151Columbus, OH
Thumb Bank and Trust$673.3 millionNo. 1,4191Pigeon, MI
Eastern Michigan Bank$553.6 millionNo. 1,6661Croswell, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sandusky: FAQ

How many banks are in Sandusky, MI?

Sandusky has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sandusky?

Chase, with 1. Huntington has 1 and Thumb Bank and Trust has 1.

Is there a Chase in Sandusky, MI?

Yes. FDIC data lists 1 Chase branch in Sandusky as of September 5, 2026. The address and directions are under Chase above.

Is there a Huntington in Sandusky, MI?

Yes. FDIC data lists 1 Huntington branch in Sandusky as of September 5, 2026. The address and directions are under Huntington above.

Is there a Thumb Bank and Trust in Sandusky, MI?

Yes. FDIC data lists 1 Thumb Bank and Trust branch in Sandusky as of September 5, 2026. The address and directions are under Thumb Bank and Trust above.

Is there a Wells Fargo in Sandusky, MI?

No. FDIC data lists no Wells Fargo branch in Sandusky as of September 5, 2026. The nearest is in Birmingham, about 63 miles away in a straight line.

Which banks in Sandusky are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Sandusky?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Sandusky?

Team One Credit Union has an office in Sandusky. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sandusky in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sandusky?

Nearby cities with more banks include Deckerville, Marlette, Brown City. Deckerville is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 4 branches: Chase, Huntington)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds