US Bank Directory

Banks in Lexington, MI

2 FDIC-insured banks operate 2 offices in Lexington, Michigan.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Lexington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lexington, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lexington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Thumb Bank and Trust and Eastern Michigan Bank have the most locations in Lexington, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Eastern Michigan Bank 1 branch · main office Croswell, MI Bank · 1

Eastern Michigan Bank has 1 branch in Lexington, 13 across Michigan and 13 nationwide. FDIC records list its main office in Croswell, MI and show it operating since 1895. With $553.6 million in total assets on June 30, 2026, it ranks No. 1,666 of 4,232 U.S. banks by total assets. The Lexington Branch at 5446 Main St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Eastern Michigan Bank: profile, branches and contacts
Thumb Bank and Trust 1 branch · main office Pigeon, MI Bank · 1

Thumb Bank and Trust has 1 branch in Lexington, 13 across Michigan and 13 nationwide. FDIC records list its main office in Pigeon, MI and show it operating since 1895. With $673.3 million in total assets on June 30, 2026, it ranks No. 1,419 of 4,232 U.S. banks by total assets. The Lexington Branch at 5536 Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lexington Branch
    5536 Main Street, 48450
    Hours: see the bank's site
Thumb Bank and Trust: profile, branches and contacts

Banking in Lexington: the local picture

Short answer: 2 banks run 2 branches in Lexington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lexington, 2 elsewhere in Michigan, according to the FDIC.

The bank with the longest record here is Thumb Bank and Trust, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is Eastern Michigan Bank's office at 5446 Main St, dating to 1961; the newest is Thumb Bank and Trust's at 5536 Main Street, from 2024.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lexington, and where the nearest one is if they do not.

Short answer: No branches in Lexington: Chase (nearest in Fort Gratiot, 16 mi), Wells Fargo (nearest in Birmingham, 61 mi), Bank of America (nearest in Chesterfield, 43 mi), PNC Bank (nearest in Imlay City, 32 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Fort Gratiot, 18 mi), Huntington (nearest in Fort Gratiot, 16 mi), Regions Bank, TD Bank, BMO.

BankIn LexingtonNearest branch if none here
ChaseNoneFort Gratiot, 16 miles away
Wells FargoNoneBirmingham, 61 miles away
Bank of AmericaNoneChesterfield, 43 miles away
PNC BankNoneImlay City, 32 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneFort Gratiot, 18 miles away
HuntingtonNoneFort Gratiot, 16 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lexington to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lexington residents like anyone else.

Banks near Lexington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Yale (17 miles) and Fort Gratiot (17 miles). Fort Gratiot, 17 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Lexington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lexington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lexington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lexington offices.

Short answer: Thumb Bank and Trust is the largest bank with offices in Lexington, with $673.3 million in total assets on June 30, 2026, No. 1,419 among U.S. banks by total assets. Eastern Michigan Bank is second with $553.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Thumb Bank and Trust$673.3 millionNo. 1,4191Pigeon, MI
Eastern Michigan Bank$553.6 millionNo. 1,6661Croswell, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lexington: FAQ

How many banks are in Lexington, MI?

Lexington has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Lexington?

Thumb Bank and Trust, with 1. Eastern Michigan Bank has 1.

Is there a Thumb Bank and Trust in Lexington, MI?

Yes. FDIC data lists 1 Thumb Bank and Trust branch in Lexington as of September 5, 2026. The address and directions are under Thumb Bank and Trust above.

Is there a Eastern Michigan Bank in Lexington, MI?

Yes. FDIC data lists 1 Eastern Michigan Bank branch in Lexington as of September 5, 2026. The address and directions are under Eastern Michigan Bank above.

Is there a Chase in Lexington, MI?

No. FDIC data lists no Chase branch in Lexington as of September 5, 2026. The nearest is in Fort Gratiot, about 16 miles away in a straight line.

What is the oldest bank in Lexington?

Thumb Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1895.

Did any bank branches open or close in Lexington in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lexington?

Nearby cities with more banks include Yale, Fort Gratiot, Sandusky. Yale is 17 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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