US Bank Directory
Banks in Fort Gratiot, MI
5 FDIC-insured banks operate 5 offices in Fort Gratiot, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fort Gratiot
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Fort Gratiot, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fort Gratiot
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Fort Gratiot, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Advia Credit Union Credit union · 1
Advia Credit Union has 1 office in Fort Gratiot, 19 across Michigan. It is based in Kalamazoo, MI and $3.97 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fort Gratiot3002 N River Rd, 48059
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Fort Gratiot, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Fort Gratiot Branch at 4512 24th Ave dates to 1978 in FDIC branch records. It opens on Saturday.
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Fort Gratiot Branch4512 24th Ave, 48059
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Eastern Michigan Bank Bank · 1
Eastern Michigan Bank has 1 branch in Fort Gratiot, 13 across Michigan and 13 nationwide. FDIC records list its main office in Croswell, MI and show it operating since 1895. With $553.6 million in total assets on June 30, 2026, it ranks No. 1,666 of 4,232 U.S. banks by total assets. The Fort Gratiot Branch at 3061 Krafft Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fort Gratiot Branch3061 Krafft Rd, 48059
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Fort Gratiot, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Fort Gratiot Branch at 3846 Pine Grove Ave dates to 1968 in FDIC branch records. It opens on Saturday.
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Fort Gratiot Branch3846 Pine Grove Ave, 48059
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Huntington Bank · 1
Huntington has 1 branch in Fort Gratiot, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Fort Gratiot at 4778 24th Ave dates to 1998 in FDIC branch records. It opens on Saturday.
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Fort Gratiot4778 24th Ave, 48059
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Northstar Bank Bank · 1
Northstar Bank has 1 branch in Fort Gratiot, 11 across Michigan and 11 nationwide. FDIC records list its main office in Bad Axe, MI and show it operating since 2001. With $1.16 billion in total assets on June 30, 2026, it ranks No. 922 of 4,232 U.S. banks by total assets. The Fort Gratiot Branch at 4145 24th Avenue dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fort Gratiot Branch4145 24th Avenue, 48059
Join a credit union in Fort Gratiot
1 credit union has 1 office here: Advia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fort Gratiot page has every office in the state's directory.
Banking in Fort Gratiot: the local picture
Short answer: 5 banks run 5 branches in Fort Gratiot according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Fort Gratiot, 2 elsewhere in Michigan and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 3846 Pine Grove Ave, dating to 1968; the newest is Northstar Bank's at 4145 24th Avenue, from 2013.
The only credit union with an office here is Advia Credit Union.
Of the 4 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Fort Gratiot
Short answer: 3 of the 4 Fort Gratiot locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (4512 24th Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (3846 Pine Grove Ave: Saturday 9 am to 12 pm)
- Huntington: 1 of 1 branch (4778 24th Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fort Gratiot, and where the nearest one is if they do not.
Short answer: In Fort Gratiot: Chase (1), Fifth Third Bank (1), Huntington (1). No branches in Fort Gratiot: Wells Fargo (nearest in Birmingham, 51 mi), Bank of America (nearest in Chesterfield, 30 mi), PNC Bank (nearest in Richmond, 22 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Fort Gratiot | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | Birmingham, 51 miles away |
| Bank of America | None | Chesterfield, 30 miles away |
| PNC Bank | None | Richmond, 22 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Gratiot to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Gratiot residents like anyone else.
Banks near Fort Gratiot
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Port Huron (4 miles) and Kimball (5 miles). Port Huron, 4 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Port Huron, MI | 4 mi | 4 | 6 |
| Banks in Kimball, MI | 5 mi | 2 | 2 |
| Banks in Marysville, MI | 8 mi | 4 | 4 |
| Banks in St. Clair, MI | 15 mi | 3 | 3 |
| Banks in Lexington, MI | 17 mi | 2 | 2 |
| Banks in Yale, MI | 18 mi | 2 | 2 |
| Banks in Richmond, MI | 22 mi | 3 | 3 |
| Banks in Marine City, MI | 22 mi | 3 | 3 |
Bank branch openings and closings in Fort Gratiot
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fort Gratiot between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fort Gratiot by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Gratiot offices.
Short answer: Chase is the largest bank with offices in Fort Gratiot, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Northstar Bank | $1.16 billion | No. 922 | 1 | Bad Axe, MI |
| Eastern Michigan Bank | $553.6 million | No. 1,666 | 1 | Croswell, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fort Gratiot: FAQ
How many banks are in Fort Gratiot, MI?
Fort Gratiot has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fort Gratiot?
Chase, with 1. Fifth Third Bank has 1 and Huntington has 1.
Is there a Chase in Fort Gratiot, MI?
Yes. FDIC data lists 1 Chase branch in Fort Gratiot as of September 5, 2026. The address and directions are under Chase above.
Is there a Fifth Third Bank in Fort Gratiot, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Fort Gratiot as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Huntington in Fort Gratiot, MI?
Yes. FDIC data lists 1 Huntington branch in Fort Gratiot as of September 5, 2026. The address and directions are under Huntington above.
Is there a Wells Fargo in Fort Gratiot, MI?
No. FDIC data lists no Wells Fargo branch in Fort Gratiot as of September 5, 2026. The nearest is in Birmingham, about 51 miles away in a straight line.
Which banks in Fort Gratiot are open on Saturday?
Chase, Fifth Third Bank and Huntington publish Saturday hours for one or more Fort Gratiot locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Fort Gratiot?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Fort Gratiot?
Advia Credit Union has an office in Fort Gratiot. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fort Gratiot in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fort Gratiot?
Nearby cities with more banks include Port Huron, Kimball, Marysville. Port Huron is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Chase, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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