Banks in Rose City, MI

Bank branch map: Rose City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Rose City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Rose City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mercantile Bank and Huron Community Bank have the most locations in Rose City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huron Community Bank 1 branch · main office East Tawas, MI Bank · 1

Huron Community Bank has 1 branch in Rose City, 8 across Michigan and 8 nationwide. FDIC records list its main office in East Tawas, MI and show it operating since 1927. With $323.3 million in total assets on June 30, 2026, it ranks No. 2,376 of 4,232 U.S. banks by total assets. The Rose City Branch at 508 South Bennett Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rose City Branch

  508 South Bennett Street, 48654

  Hours: see the bank's site
  DirectionsWebsite

Huron Community Bank: profile, branches and contacts

Mercantile Bank 1 branch · main office Grand Rapids, MI Bank · 1

Mercantile Bank has 1 branch in Rose City, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Rose City Branch at 505 Bennett St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rose City Branch

  505 Bennett St, 48654

  Hours: see the bank's site
  DirectionsWebsite

Mercantile Bank: profile, branches and contacts

Banking in Rose City: the local picture

Short answer: 2 banks run 2 branches in Rose City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Rose City, 2 elsewhere in Michigan, according to the FDIC.

The bank with the longest record here is Huron Community Bank, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Mercantile Bank's office at 505 Bennett St, dating to 1993; the newest is Huron Community Bank's at 508 South Bennett Street, from 2023.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Rose City, and where the nearest one is if they do not.

Short answer: No branches in Rose City: Chase (nearest in Prudenville, 28 mi), Wells Fargo (nearest in Birmingham, 138 mi), Bank of America (nearest in Lansing, 118 mi), PNC Bank (nearest in West Branch, 11 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Gaylord, 50 mi), Huntington (nearest in West Branch, 11 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rose City to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rose City residents like anyone else.

Banks near Rose City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Branch (11 miles) and Tawas City (31 miles). West Branch, 11 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Rose City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rose City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rose City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rose City offices.

Short answer: Mercantile Bank is the largest bank with offices in Rose City, with $6.24 billion in total assets on June 30, 2026, No. 243 among U.S. banks by total assets. Huron Community Bank is second with $323.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rose City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.