US Bank Directory

Banks in Standish, MI

3 FDIC-insured banks operate 4 offices in Standish, Michigan, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Standish

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Standish, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Standish

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington has the most locations in Standish, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huntington The Huntington National Bank · 2 branches · main office Columbus, OH Bank · 2

Huntington has 2 branches in Standish, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Downtown Standish Branch at 120 N Forest St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts
Horizon Bank 1 branch · main office Michigan City, IN Bank · 1

Horizon Bank has 1 branch in Standish, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Standish Branch at 220 S Main St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Horizon Bank: profile, branches and contacts
Independent Bank 1 branch · main office Grand Rapids, MI Bank · 1

Independent Bank has 1 branch in Standish, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Standish Branch at 209 S Main St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Independent Bank: profile, branches and contacts
North Central Area Credit Union 1 office · main office Houghton Lake, MI Credit union · 1

North Central Area Credit Union has 1 office in Standish, 7 across Michigan. It is based in Houghton Lake, MI and $269.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Standish Branch
    212 Court St S, 48658
    (989) 846-9553Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

North Central Area Credit Union: profile, branches and contacts
Sunrise Family Credit Union 1 office · main office Bay City, MI Credit union · 1

Sunrise Family Credit Union has 1 office in Standish, 3 across Michigan. It is based in Bay City, MI and $132.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Standish Branch
    3887 S Huron Rd, 48658
    (989) 846-9750Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Sunrise Family Credit Union: profile, branches and contacts

Join a credit union in Standish

2 credit unions have 2 offices here: North Central Area Credit Union and Sunrise Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Standish page has every office in the state's directory.

Banking in Standish: the local picture

Short answer: 3 banks run 4 branches in Standish according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Standish, 1 elsewhere in Michigan and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Independent Bank's office at 209 S Main St, dating to 1890; the newest is Huntington's at 120 N Forest St, from 1972.

2 credit unions have 2 offices in Standish, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Credit unions open on Saturday in Standish

Short answer: 1 of the 2 Standish locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Standish, and where the nearest one is if they do not.

Short answer: In Standish: Huntington (2). No branches in Standish: Chase (nearest in Saginaw, 36 mi), Wells Fargo (nearest in Birmingham, 107 mi), Bank of America (nearest in Clarkston, 89 mi), PNC Bank (nearest in West Branch, 24 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Bay City, 25 mi), Regions Bank, TD Bank, BMO.

BankIn StandishNearest branch if none here
Huntington2 brancheshere
ChaseNoneSaginaw, 36 miles away
Wells FargoNoneBirmingham, 107 miles away
Bank of AmericaNoneClarkston, 89 miles away
PNC BankNoneWest Branch, 24 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneBay City, 25 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Standish to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Standish residents like anyone else.

Banks near Standish

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Au Gres (14 miles) and West Branch (24 miles). Bay City, 26 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Standish

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Standish between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Standish by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Standish offices.

Short answer: Huntington is the largest bank with offices in Standish, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Horizon Bank is second with $6.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 152Columbus, OH
Horizon Bank$6.55 billionNo. 2371Michigan City, IN
Independent Bank$5.66 billionNo. 2601Grand Rapids, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Standish: FAQ

How many banks are in Standish, MI?

Standish has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Standish?

Huntington, with 2. Horizon Bank has 1 and Independent Bank has 1.

Is there a Huntington in Standish, MI?

Yes. FDIC data lists 2 Huntington branches in Standish as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.

Is there a Horizon Bank in Standish, MI?

Yes. FDIC data lists 1 Horizon Bank branch in Standish as of September 5, 2026. The address and directions are under Horizon Bank above.

Is there a Independent Bank in Standish, MI?

Yes. FDIC data lists 1 Independent Bank branch in Standish as of September 5, 2026. The address and directions are under Independent Bank above.

Is there a Chase in Standish, MI?

No. FDIC data lists no Chase branch in Standish as of September 5, 2026. The nearest is in Saginaw, about 36 miles away in a straight line.

Which banks in Standish are open on Saturday?

Sunrise Family Credit Union publishes Saturday hours for one or more Standish locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Standish?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Standish?

North Central Area Credit Union and Sunrise Family Credit Union have offices in Standish. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Standish in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Standish?

Nearby cities with more banks include Au Gres, West Branch, Gladwin. Au Gres is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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