NCUA-insured credit union
North Central Area — Houghton Lake, MI
Credit Union headquartered in Houghton Lake, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 817 Houghton Lake, MI 48629 |
| County | Roscommon |
| Website | not published in NCUA data |
| Phone | (989) 910-5135 |
NCUA record
| NCUA Charter | 61953 |
| Federal Reserve RSSD ID | 172792 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
How to find your North Central Area routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Administration Building main office Houghton Lake, MI |
2665 Reserve Rd, 48629 (989) 910-5135 9 a.m. - 5 p.m. M-TH 9:00 am -5:30 pm Friday |
| Grandville Branch Grandville, MI |
3140 Ivanrest Ave Sw, 49418 (616) 532-9067 9 am - 5:00 M-TH 9 am - 5:30 pm Friday |
| Grayling Branch Grayling, MI |
505 Clyde St, 49738 (989) 348-7488 9-5 M-TH 9-5:30 Friday |
| Houghton Lake Branch Houghton Lake, MI |
2671 Reserve Rd, 48629 (989) 366-9646 9 a.m. - 5 p.m. M-TH 9 a.m. - 5:30 p.m. Friday |
| Kalamazoo Branch Kalamazoo, MI |
1313 Portage St, 49001 (989) 910-5135 Monday, Wednesday and Friday from 10am-5PM |
| Roscommon Branch Roscommon, MI |
129 Lake St, 48653 (989) 275-5169 9 a.m. - 5:00 p.m. M-TH 9 a.m. - 5:30 p.m. Friday |
| Standish Branch Standish, MI |
212 Court St S, 48658 (989) 846-9553 9-5 M-TH 9-5:30 Friday |
Where North Central Area has offices
Cities with the most North Central Area offices
Largest credit unions headquartered elsewhere in Michigan
| Lake Michigan Grand Rapids | $16.86 billion |
| Michigan State University East Lansing | $8.51 billion |
| Dfcu Financial Dearborn | $8.03 billion |
| Genisys Auburn Hills | $6.44 billion |
| United St Joseph | $4.40 billion |
| Michigan Schools and Government Clinton Townshi | $4.37 billion |
| Advia Kalamazoo | $3.97 billion |
| Lake Trust Brighton | $2.87 billion |
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