US Bank Directory
Banks in Midland, MI
7 FDIC-insured banks operate 13 offices in Midland, Michigan, and 7 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Midland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 21 locations in Midland, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Midland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Midland, with 4. It is followed by Fifth Third Bank (2), Horizon Bank (2), Isabella Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 4
Huntington has 4 branches in Midland, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Midland location is the Larkin Township Branch at 6711 N Jefferson Rd, dating to 1979; the newest, at 235 E Main St, to 2021. 1 of its 2 Midland locations with published hours open on Saturday.
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Midland Financial Center Branch1709 N Saginaw Rd, 48640
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Midland Private Banking Branch235 E Main St, 48640
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Midland Main Drive Thru Branch310 W Larkin St, 48640
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Larkin Township Branch6711 N Jefferson Rd, 48642
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Midland, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Midland location is the Eastman-Saginaw Road Branch at 1616 N Saginaw Rd, dating to 1969; the newest, at 321 S Saginaw Rd, to 2004. All 2 of its Midland locations with published hours open on Saturday.
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Eastman-Saginaw Road Branch1616 N Saginaw Rd, 48640
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Midland Banking Center Branch321 S Saginaw Rd, 48640
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Horizon Bank Bank · 2
Horizon Bank has 2 branches in Midland, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Midland location is the Eastman Avenue Branch at 5710 Eastman Ave, dating to 1933; the newest, at 2910 Jefferson Ave, to 1953. It does not publish hours in the sources this page uses; check its site before you go.
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Circle Branch2910 Jefferson Ave, 48640
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Eastman Avenue Branch5710 Eastman Ave, 48640
Isabella Bank Bank · 2
Isabella Bank has 2 branches in Midland, 32 across Michigan and 31 nationwide. FDIC records list its main office in Mount Pleasant, MI and show it operating since 1903. With $2.17 billion in total assets on June 30, 2026, it ranks No. 572 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Midland location is the Midland Branch at 2222 N Saginaw Rd, dating to 2010; the newest, at 210 S Saginaw Rd, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
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Midland East Branch210 S Saginaw Rd, 48640
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Midland Branch2222 N Saginaw Rd, 48640
Members First Credit Union Credit union · 2
Members First Credit Union has 2 officees in Midland, 11 across Michigan. It is based in Midland, MI and $904.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Midland locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office600 W Wackerly St, 48640
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Members First Credit Union - Dartmouth Office400 Dartmouth Dr, 48640
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
1st State Bank Bank · 1
1st State Bank has 1 branch in Midland, 5 across Michigan and 5 nationwide. FDIC records list its main office in Saginaw, MI and show it operating since 2004. With $490.1 million in total assets on June 30, 2026, it ranks No. 1,822 of 4,232 U.S. banks by total assets. The Midland Branch at 400 Ashman St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Midland Branch400 Ashman St, 48640
Dow Credit Union Credit union · 1
Dow Credit Union has 1 office in Midland, 2 across Michigan. It is based in Midland, MI and $2.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office600 E Lyon Rd, 48640
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Frankenmuth Credit Union Credit union · 1
Frankenmuth Credit Union has 1 office in Midland, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Midland401 S Saginaw Rd, 48640
All hours
Mon to Wed 9 am to 5 pm; Thu 9:15 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Health Advantage Credit Union Credit union · 1
Health Advantage Credit Union has 1 office in Midland, 3 across Michigan. It is based in Saginaw, MI and $179.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Midland Office5004 Eastman Ave, 48640
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Jolt Credit Union Credit union · 1
Jolt Credit Union has 1 office in Midland, 5 across Michigan. It is based in Saginaw, MI and $483.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Midland Branch2106 N Saginaw Rd, 48640
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Mercantile Bank Bank · 1
Mercantile Bank has 1 branch in Midland, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Midland Branch at 109 E Main St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Midland Branch109 E Main St, 48640
PNC Bank Bank · 1
PNC Bank has 1 branch in Midland, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Eastman Avenue Branch at 5200 Eastman Ave dates to 1990 in FDIC branch records. Its published hours do not list Saturday.
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Eastman Avenue Branch5200 Eastman Ave, 48640
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Security Credit Union Credit union · 1
Security Credit Union has 1 office in Midland, 16 across Michigan. It is based in Grand Blanc, MI and $651.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Midland Office1000 S Saginaw Rd, 48640
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Wildfire Credit Union Credit union · 1
Wildfire Credit Union has 1 office in Midland, 7 across Michigan. It is based in Saginaw, MI and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Midland Branch100 Joseph Dr, 48642
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Midland
7 credit unions have 8 offices here: Members First Credit Union, Dow Credit Union, Frankenmuth Credit Union, Wildfire Credit Union, Security Credit Union and Jolt Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Midland page has every office in the state's directory.
Banking in Midland: the local picture
Short answer: 7 banks run 13 branches in Midland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Midland, 3 elsewhere in Michigan and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Horizon Bank's office at 5710 Eastman Ave, dating to 1933; the newest is Mercantile Bank's at 109 E Main St, from 2023.
7 credit unions have 8 offices in Midland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 6 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Midland
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48640 has the most bank and credit union offices in Midland (19), followed by 48642 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48640 | 19 | 13 | Huntington, Fifth Third Bank, Horizon Bank |
| 48642 | 2 | 2 | Huntington, Wildfire Credit Union |
Banks and credit unions open on Saturday in Midland
Short answer: 6 of the 13 Midland locations with published hours open on Saturday, run by 5 institutions.
- Huntington: 1 of 4 branches (1709 N Saginaw Rd: Saturday 9 am to 12 pm)
- Fifth Third Bank: 2 of 2 branches (1616 N Saginaw Rd: Saturday 9 am to 12 pm, and 1 more)
- Dow Credit Union: 1 of 1 office (600 E Lyon Rd: Saturday 9 am to 1 pm)
- Security Credit Union: 1 of 1 office (1000 S Saginaw Rd: Saturday 9 am to 12:30 pm)
- Jolt Credit Union: 1 of 1 office (2106 N Saginaw Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Midland, and where the nearest one is if they do not.
Short answer: In Midland: PNC Bank (1), Fifth Third Bank (2), Huntington (4). No branches in Midland: Chase (nearest in Saginaw, 17 mi), Wells Fargo (nearest in Birmingham, 92 mi), Bank of America (nearest in Lansing, 63 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Midland | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| Huntington | 4 branches | here |
| Chase | None | Saginaw, 17 miles away |
| Wells Fargo | None | Birmingham, 92 miles away |
| Bank of America | None | Lansing, 63 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Midland to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Midland residents like anyone else.
Banks near Midland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburn (8 miles) and Freeland (9 miles). Saginaw, 18 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburn, MI | 8 mi | 2 | 2 |
| Banks in Freeland, MI | 9 mi | 3 | 3 |
| Banks in Bay City, MI | 17 mi | 7 | 13 |
| Banks in Saginaw, MI | 18 mi | 8 | 21 |
| Banks in Essexville, MI | 20 mi | 2 | 2 |
| Banks in Shepherd, MI | 24 mi | 2 | 2 |
| Banks in Saint Charles, MI | 24 mi | 2 | 2 |
| Banks in Saint Louis, MI | 24 mi | 2 | 2 |
Bank branch openings and closings in Midland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Midland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Midland
Short answer: 2 institutions have their main office in Midland: Members First Credit Union and Dow Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Members First Credit Union | Credit union | $904.1 million | 2 |
| Dow Credit Union | Credit union | $2.61 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Midland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Midland offices.
Short answer: PNC Bank is the largest bank with offices in Midland, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 4 | Columbus, OH |
| Horizon Bank | $6.55 billion | No. 237 | 2 | Michigan City, IN |
| Mercantile Bank | $6.24 billion | No. 243 | 1 | Grand Rapids, MI |
| Isabella Bank | $2.17 billion | No. 572 | 2 | Mount Pleasant, MI |
| 1st State Bank | $490.1 million | No. 1,822 | 1 | Saginaw, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Midland: FAQ
How many banks are in Midland, MI?
Midland has 7 banks with 13 branches and 7 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Midland?
Huntington, with 4. Fifth Third Bank has 2 and Horizon Bank has 2.
Is there a Huntington in Midland, MI?
Yes. FDIC data lists 4 Huntington branches in Midland as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Fifth Third Bank in Midland, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Midland as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Horizon Bank in Midland, MI?
Yes. FDIC data lists 2 Horizon Bank branches in Midland as of September 5, 2026. Its branches are listed under Horizon Bank above, with the address and directions for each.
Is there a Chase in Midland, MI?
No. FDIC data lists no Chase branch in Midland as of September 5, 2026. The nearest is in Saginaw, about 17 miles away in a straight line.
Which banks in Midland are open on Saturday?
Huntington, Fifth Third Bank, Dow Credit Union and Security Credit Union and 1 more publish Saturday hours for one or more Midland locations. The Saturday section above lists each one with its hours. 8 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Midland?
Members First Credit Union and Dow Credit Union have their main office in Midland, according to the FDIC and the NCUA.
What is the oldest bank in Midland?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Midland?
Members First Credit Union, Dow Credit Union, Frankenmuth Credit Union and Wildfire Credit Union and 3 more have offices in Midland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Midland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Midland?
Nearby cities with more banks include Auburn, Freeland, Bay City. Auburn is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 13 branches: Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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