FDIC-insured bank

1st State Bank — Saginaw, MI

Bank headquartered in Saginaw, Michigan, part of 1ST STATE FINANCIAL LTD.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$490.07 million
Total deposits
$428.76 million
Branches
5
FDIC-insured since
2004
Established
2004

Headquarters and contact

Address4800 Fashion Square Blvd
Saginaw, MI 48604
CountySaginaw
Metro areaSaginaw, MI
Websitewww.1ststate.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate57626
Federal Reserve RSSD ID3223305
StatusActive
Charter classNM (STATE)
Holding company1ST STATE FINANCIAL LTD
Domestic offices5
Financials as ofJune 30, 2026

How to find your 1st State Bank routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.1ststate.bank.
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Offices nearest to headquarters

1St State Bank main office
Saginaw, MI
4800 Fashion Square Blvd, 48604
State Street Branch
Saginaw, MI
5424 State St, 48603
Bay City Branch
Bay City, MI
601 N Madison Ave, 48708
Wilder Road Bay City Branch
Bay City, MI
3907 Wilder Rd, 48706
Midland Branch
Midland, MI
400 Ashman St, 48640

Where 1st State Bank has offices

Cities with the most 1st State Bank offices

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Macatawa Bank, National Association Holland$3.69 billion
Bank of Ann Arbor Ann Arbor$3.50 billion
Isabella Bank Mount Pleasant$2.17 billion
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