US Bank Directory
Banks in Saginaw, MI
8 FDIC-insured banks operate 21 offices in Saginaw, Michigan, and 15 credit unions have 36 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saginaw
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 23 banks and credit unions operate 57 locations in Saginaw, according to the FDIC and the NCUA. 57 of them have coordinates on record and are on the map. 47 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
57 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saginaw
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Saginaw, with 5. It is followed by Chase (3), Independent Bank (3), Isabella Bank (3). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Frankenmuth Credit Union Credit union · 6
Frankenmuth Credit Union has 6 officees in Saginaw, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 6 Saginaw locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Svrc203 S Washington Ave, 48607
All hours
Mon to Wed 9 am to 5:30 pm; Thu 10 am to 5:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Town & Country2796 Erna Dr, 48603
All hours
Mon 9 am to 5 pm; Tue to Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Tittabawassee Meijer3360 Tittabawassee Rd, 48604
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Bridgeport Branch5540 Dixie Hwy, 48601
All hours
Mon 9 am to 5 pm; Tue to Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Thomas Township Branch7531 Gratiot Rd, 48609
All hours
Mon to Wed 9 am to 5:30 pm; Thu 9:15 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Gratiot Meijer8400 Gratiot Rd, 48609
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 5
Huntington has 5 branches in Saginaw, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is the Saginaw/State Branch at 4815 State St, dating to 1888; the newest, at 160 S River Rd, to 1978. 4 of its 5 Saginaw locations with published hours open on Saturday.
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Saginaw Old Town100 S Michigan Ave, 48602
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Atwater Branch1115 S Washington Ave, 48601
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Shields Branch160 S River Rd, 48609
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Bay Shattuck Branch3061 Bay Rd, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Saginaw/State Branch4815 State St, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Team One Credit Union Credit union · 5
Team One Credit Union has 5 officees in Saginaw, 12 across Michigan. It is based in Saginaw, MI and $767.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 5 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office520 Hayden St, 48607
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Va Hospital1500 Weiss St, 48602
All hours
Mon to Tue not published; Wed 12 pm to 4 pm; Thu not published; Fri 12 pm to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Saginaw Township4075 Mccarty Rd, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Thomas Township8450 Gratiot Rd, 48609
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Washington Ave902 S Washington Ave, 48601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Financial Plus Credit Union Credit union · 4
Financial Plus Credit Union has 4 officees in Saginaw, 12 across Michigan. It is based in Flint, MI and $1.64 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 4 Saginaw locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Wcu - Bagley Branch1837 Bagley St, 48601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wcu - Shattuck Branch4026 Shattuck Rd, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fpcu - Fashion Square Branch4686 Fashion Square Blvd, 48604
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wcu - Gratiot Rd Branch9030 Gratiot Rd, 48609
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 3
Chase has 3 branches in Saginaw, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is the Court Street Saginaw Branch at 821 Court St, dating to 1970; the newest, at 1440 N Center Rd, to 1977. All 3 of its Saginaw locations with published hours open on Saturday.
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Brockway-Center Branch1440 N Center Rd, 48638
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Bay Mccarty Branch4144 Bay Rd, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Court Street Saginaw Branch821 Court St, 48602
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Independent Bank Bank · 3
Independent Bank has 3 branches in Saginaw, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Saginaw Center Branch at 1445 N. Center dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saginaw Center Branch1445 N. Center, 48638
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Saginaw State St Branch3601 State St, 48602
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Fashion Square Mall Branch4850 Bay Rd, 48604
Isabella Bank Bank · 3
Isabella Bank has 3 branches in Saginaw, 32 across Michigan and 31 nationwide. FDIC records list its main office in Mount Pleasant, MI and show it operating since 1903. With $2.17 billion in total assets on June 30, 2026, it ranks No. 572 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is the Saginaw Bay Road Branch at 4975 Bay Rd, dating to 2015; the newest, at 5705 State St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Saginaw Downtown Branch203 E Genesee Ave, 48607
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Saginaw Bay Road Branch4975 Bay Rd, 48604
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Saginaw State Street Branch5705 State St, 48603
United Financial Credit Union Credit union · 3
United Financial Credit Union has 3 officees in Saginaw, 10 across Michigan. It is based in Saginaw, MI and $350.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office4685 State St, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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United Financial Credit Union2510 Weiss St, 48602
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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United Financial Credit Union4685 State St, 48603
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wildfire Credit Union Credit union · 3
Wildfire Credit Union has 3 officees in Saginaw, 7 across Michigan. It is based in Saginaw, MI and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office6640 Bay Rd, 48604
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Heritage High School Branch (Restricted Access)3465 N Center Rd, 48603
All hours
Mon to Fri 10:50 am to 12:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Saginaw West Branch6673 State St, 48603
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
1st State Bank Bank · 2
1st State Bank has 2 branches in Saginaw, 5 across Michigan and 5 nationwide. FDIC records list its main office in Saginaw, MI and show it operating since 2004. With $490.1 million in total assets on June 30, 2026, it ranks No. 1,822 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is its main office at 4800 Fashion Square Blvd, dating to 2004; the newest, at 5424 State St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4800 Fashion Square Blvd, 48604
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State Street Branch5424 State St, 48603
ChoiceOne Bank Bank · 2
ChoiceOne Bank has 2 branches in Saginaw, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is the Thomas Twp. Branch at 7590 Gratiot Rd, dating to 1962; the newest, at 218 S Washington Ave, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Saginaw Branch218 S Washington Ave, 48607
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Thomas Twp. Branch7590 Gratiot Rd, 48609
Elga Credit Union Credit union · 2
Elga Credit Union has 2 officees in Saginaw, 17 across Michigan. It is based in Grand Blanc, MI and $2.47 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Saginaw2686 Mcleod Dr N, 48604
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 6 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Cabaret3262 Cabaret Trl S, 48603
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family First Credit Union Credit union · 2
Family First Credit Union has 2 officees in Saginaw, 3 across Michigan. It is based in Saginaw, MI and $100.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1011 N Michigan Ave, 48602
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Thu 9 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kochville Office3550 Tittabawassee Rd, 48604
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Health Advantage Credit Union Credit union · 2
Health Advantage Credit Union has 2 officees in Saginaw, 3 across Michigan. It is based in Saginaw, MI and $179.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Saginaw locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office4550 State St, 48603
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9 am to 5 pm; Thu 8:30 am to 5 pm; Fri 7 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Michigan Office1430 N Michigan Ave, 48602
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9 am to 5 pm; Thu 8:30 am to 5 pm; Fri 7 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Jolt Credit Union Credit union · 2
Jolt Credit Union has 2 officees in Saginaw, 5 across Michigan. It is based in Saginaw, MI and $483.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Saginaw locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office6180 State St, 48603
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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S Washington Ave Branch1002 S Washington Ave, 48601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lake Huron Credit Union Credit union · 2
Lake Huron Credit Union has 2 officees in Saginaw, 3 across Michigan. It is based in Saginaw, MI and $82.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Saginaw locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1540 Tittabawassee Rd, 48604
All hours
Mon to Tue 9 am to 5:30 pm; Wed 10 am to 5:30 pm; Thu 8 am to 5:30 pm; Fri 8 am to 6 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Shattuck Branch5685 Shattuck Rd, 48603
All hours
Mon to Tue 9 am to 5:30 pm; Wed 10 am to 5:30 pm; Thu 9 am to 5:30 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Saginaw, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saginaw location is the Gratiot Road Branch at 5270 Gratiot Rd, dating to 1969; the newest, at 2322 Tittabawassee Rd, to 1993. 1 of its 2 Saginaw locations with published hours open on Saturday.
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Towne Centre Branch2322 Tittabawassee Rd, 48604
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Gratiot Road Branch5270 Gratiot Rd, 48638
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Consumers Professional Credit Union Credit union · 1
Consumers Professional Credit Union has 1 office in Saginaw, 3 across Michigan. It is based in Lansing, MI and $148.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cpcu Saginaw1700 Court St, 48602
All hours
Mon to Sun 9 am to 5 pm
Hours: NCUA, March 31, 2026
Dow Credit Union Credit union · 1
Dow Credit Union has 1 office in Saginaw, 2 across Michigan. It is based in Midland, MI and $2.61 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Dow Credit Union5420 Gratiot Rd, 48638
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Saginaw, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Tittabawassee Road Banking Center Branch at 3390 Tittabawassee Rd dates to 2005 in FDIC branch records. It opens on Saturday.
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Tittabawassee Road Banking Center Branch3390 Tittabawassee Rd, 48604
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Saginaw, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saginaw5430 State St, 48603
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Members First Credit Union Credit union · 1
Members First Credit Union has 1 office in Saginaw, 11 across Michigan. It is based in Midland, MI and $904.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Members First Credit Union - Saginaw4955 Bay Rd, 48604
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Security Credit Union Credit union · 1
Security Credit Union has 1 office in Saginaw, 16 across Michigan. It is based in Grand Blanc, MI and $651.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saginaw Office2882 Schust Rd, 48603
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Saginaw
15 credit unions have 36 offices here: Frankenmuth Credit Union, Team One Credit Union, Financial Plus Credit Union, Wildfire Credit Union, United Financial Credit Union and Elga Credit Union and 9 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saginaw page has every office in the state's directory.
Banking in Saginaw: the local picture
Short answer: 8 banks run 21 branches in Saginaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Saginaw, 3 elsewhere in Michigan and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 4815 State St, dating to 1888; the newest is Isabella Bank's at 5705 State St, from 2023.
15 credit unions have 36 offices in Saginaw, according to the NCUA. Who can join each one is on the credit unions page.
Of the 47 locations with published hours. 19 open on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Saginaw
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48603 has the most bank and credit union offices in Saginaw (18), followed by 48604 (12) and 48602 (8). Offices are spread across 7 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48603 | 18 | 15 | Huntington, United Financial Credit Union, Wildfire Credit Union |
| 48604 | 12 | 12 | 1st State Bank, Elga Credit Union, Family First Credit Union |
| 48602 | 8 | 8 | Chase, Consumers Professional Credit Union, Family First Credit Union |
| 48609 | 6 | 5 | Frankenmuth Credit Union, ChoiceOne Bank, Financial Plus Credit Union |
| 48601 | 5 | 5 | Financial Plus Credit Union, Frankenmuth Credit Union, Huntington |
| 48607 | 4 | 4 | ChoiceOne Bank, Frankenmuth Credit Union, Isabella Bank |
| 48638 | 4 | 4 | Chase, Dow Credit Union, Independent Bank |
Banks and credit unions open on Saturday in Saginaw
Short answer: 19 of the 47 Saginaw locations with published hours open on Saturday, run by 12 institutions.
- Huntington: 4 of 5 branches (1115 S Washington Ave: Saturday 9 am to 12 pm, and 3 more)
- Chase: 3 of 3 branches (1440 N Center Rd: Saturday 9 am to 1 pm, and 2 more)
- PNC Bank: 1 of 2 branches (2322 Tittabawassee Rd: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (3390 Tittabawassee Rd: Saturday 9 am to 12 pm)
- Frankenmuth Credit Union: 3 of 6 offices (2796 Erna Dr: Saturday 9 am to 1 pm, and 2 more)
- Financial Plus Credit Union: 1 of 4 offices (4026 Shattuck Rd: Saturday 9 am to 1 pm)
- Jolt Credit Union: 1 of 2 offices (6180 State St: Saturday 9 am to 1 pm)
- Lake Huron Credit Union: 1 of 2 offices (1540 Tittabawassee Rd: Saturday 8 am to 1 pm)
- Lake Michigan Credit Union: 1 of 1 office (5430 State St: Saturday 9 am to 1 pm)
- Members First Credit Union: 1 of 1 office (4955 Bay Rd: Saturday 9 am to 1 pm)
- Security Credit Union: 1 of 1 office (2882 Schust Rd: Saturday 9 am to 12:30 pm)
- Consumers Professional Credit Union: 1 of 1 office (1700 Court St: Saturday 9 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 57 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saginaw, and where the nearest one is if they do not.
Short answer: In Saginaw: Chase (3), PNC Bank (2), Fifth Third Bank (1), Huntington (5). No branches in Saginaw: Wells Fargo (nearest in Birmingham, 74 mi), Bank of America (nearest in Okemos, 54 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Saginaw | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 5 branches | here |
| Wells Fargo | None | Birmingham, 74 miles away |
| Bank of America | None | Okemos, 54 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saginaw to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saginaw residents like anyone else.
Banks near Saginaw
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Freeland (9 miles) and Auburn (12 miles). Bay City, 12 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Freeland, MI | 9 mi | 3 | 3 |
| Banks in Auburn, MI | 12 mi | 2 | 2 |
| Banks in Bay City, MI | 12 mi | 7 | 13 |
| Banks in Saint Charles, MI | 13 mi | 2 | 2 |
| Banks in Essexville, MI | 13 mi | 2 | 2 |
| Banks in Frankenmuth, MI | 15 mi | 2 | 2 |
| Banks in Midland, MI | 18 mi | 7 | 13 |
| Banks in Clio, MI | 22 mi | 4 | 4 |
Bank branch openings and closings in Saginaw
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saginaw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saginaw
Short answer: 8 institutions have their main office in Saginaw: Team One Credit Union, Wildfire Credit Union, United Financial Credit Union and 1st State Bank and 4 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Team One Credit Union | Credit union | $767.4 million | 5 |
| Wildfire Credit Union | Credit union | $1.19 billion | 3 |
| United Financial Credit Union | Credit union | $350.3 million | 3 |
| 1st State Bank | Bank | $490.1 million | 2 |
| Jolt Credit Union | Credit union | $483.4 million | 2 |
| Health Advantage Credit Union | Credit union | $179.4 million | 2 |
| Family First Credit Union | Credit union | $100.5 million | 2 |
| Lake Huron Credit Union | Credit union | $82.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saginaw by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saginaw offices.
Short answer: Chase is the largest bank with offices in Saginaw, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 5 | Columbus, OH |
| Independent Bank | $5.66 billion | No. 260 | 3 | Grand Rapids, MI |
| ChoiceOne Bank | $4.45 billion | No. 312 | 2 | Sparta, MI |
| Isabella Bank | $2.17 billion | No. 572 | 3 | Mount Pleasant, MI |
| 1st State Bank | $490.1 million | No. 1,822 | 2 | Saginaw, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saginaw: FAQ
How many banks are in Saginaw, MI?
Saginaw has 8 banks with 21 branches and 15 credit unions with 36 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saginaw?
Huntington, with 5. Chase has 3 and Independent Bank has 3.
Is there a Huntington in Saginaw, MI?
Yes. FDIC data lists 5 Huntington branches in Saginaw as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Chase in Saginaw, MI?
Yes. FDIC data lists 3 Chase branches in Saginaw as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Independent Bank in Saginaw, MI?
Yes. FDIC data lists 3 Independent Bank branches in Saginaw as of September 5, 2026. Its branches are listed under Independent Bank above, with the address and directions for each.
Is there a Wells Fargo in Saginaw, MI?
No. FDIC data lists no Wells Fargo branch in Saginaw as of September 5, 2026. The nearest is in Birmingham, about 74 miles away in a straight line.
Which banks in Saginaw are open on Saturday?
Huntington, Chase, PNC Bank and Fifth Third Bank and 8 more publish Saturday hours for one or more Saginaw locations. The Saturday section above lists each one with its hours. 10 of the 57 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saginaw?
Team One Credit Union, Wildfire Credit Union, United Financial Credit Union, 1st State Bank and Jolt Credit Union and 3 more have their main office in Saginaw, according to the FDIC and the NCUA.
What is the oldest bank in Saginaw?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Saginaw?
Frankenmuth Credit Union, Team One Credit Union, Financial Plus Credit Union and Wildfire Credit Union and 11 more have offices in Saginaw. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saginaw in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saginaw?
Nearby cities with more banks include Freeland, Auburn, Bay City. Freeland is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 36 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 21 branches: Chase, Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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