Banks in Shepherd, MI

Bank branch map: Shepherd

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Shepherd, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shepherd

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mercantile Bank and Isabella Bank have the most locations in Shepherd, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Isabella Bank 1 branch · main office Mount Pleasant, MI Bank · 1

Isabella Bank has 1 branch in Shepherd, 32 across Michigan and 31 nationwide. FDIC records list its main office in Mount Pleasant, MI and show it operating since 1903. With $2.17 billion in total assets on June 30, 2026, it ranks No. 572 of 4,232 U.S. banks by total assets. The Shepherd Branch at 500 E Wright Ave dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Shepherd Branch

  500 E Wright Ave, 48883

  Hours: see the bank's site
  DirectionsWebsite

Isabella Bank: profile, branches and contacts

Mercantile Bank 1 branch · main office Grand Rapids, MI Bank · 1

Mercantile Bank has 1 branch in Shepherd, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Shepherd Branch at 258 W Wright Ave dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Shepherd Branch

  258 W Wright Ave, 48883

  Hours: see the bank's site
  DirectionsWebsite

Mercantile Bank: profile, branches and contacts

Banking in Shepherd: the local picture

Short answer: 2 banks run 2 branches in Shepherd according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Shepherd, 2 elsewhere in Michigan, according to the FDIC.

The bank with the longest record here is Isabella Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Isabella Bank's office at 500 E Wright Ave, dating to 1978; the newest is Mercantile Bank's at 258 W Wright Ave, from 1991.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Shepherd, and where the nearest one is if they do not.

Short answer: No branches in Shepherd: Chase (nearest in Saginaw, 34 mi), Wells Fargo (nearest in Birmingham, 101 mi), Bank of America (nearest in Lansing, 54 mi), PNC Bank (nearest in Mount Pleasant, 6 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Mount Pleasant, 7 mi), Huntington (nearest in Mount Pleasant, 6 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shepherd to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shepherd residents like anyone else.

Banks near Shepherd

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mount Pleasant (7 miles) and Saint Louis (9 miles). Midland, 24 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Shepherd

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shepherd between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Shepherd by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shepherd offices.

Short answer: Mercantile Bank is the largest bank with offices in Shepherd, with $6.24 billion in total assets on June 30, 2026, No. 243 among U.S. banks by total assets. Isabella Bank is second with $2.17 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shepherd: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.