US Bank Directory
Banks in Ithaca, MI
3 FDIC-insured banks operate 3 offices in Ithaca, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ithaca
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ithaca, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ithaca
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mercantile Bank, Isabella Bank and Commercial Bank have the most locations in Ithaca, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commercial Bank Bank · 1
Commercial Bank has 1 branch in Ithaca, 11 across Michigan and 11 nationwide. FDIC records list its main office in Ithaca, MI and show it operating since 1962. With $552.7 million in total assets on June 30, 2026, it ranks No. 1,670 of 4,232 U.S. banks by total assets. Its main office at 101 N Pine River St dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 N Pine River St, 48847
Gratiot Community Credit Union Credit union · 1
Gratiot Community Credit Union has 1 office in Ithaca, 4 across Michigan. It is based in Alma, MI and $60.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gratiot Community Cu855 E Center St, 48847
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Isabella Bank Bank · 1
Isabella Bank has 1 branch in Ithaca, 32 across Michigan and 31 nationwide. FDIC records list its main office in Mount Pleasant, MI and show it operating since 1903. With $2.17 billion in total assets on June 30, 2026, it ranks No. 572 of 4,232 U.S. banks by total assets. The Ithaca Branch at 1402 E Center St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ithaca Branch1402 E Center St, 48847
Mercantile Bank Bank · 1
Mercantile Bank has 1 branch in Ithaca, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Ithaca Branch at 219 E Center St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ithaca Branch219 E Center St, 48847
Join a credit union in Ithaca
1 credit union has 1 office here: Gratiot Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ithaca page has every office in the state's directory.
Banking in Ithaca: the local picture
Short answer: 3 banks run 3 branches in Ithaca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Ithaca, 2 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Isabella Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Commercial Bank's office at 101 N Pine River St, dating to 1962; the newest is Mercantile Bank's at 219 E Center St, from 1995.
The only credit union with an office here is Gratiot Community Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Ithaca
Short answer: 1 of the 1 Ithaca location with published hours opens on Saturday, run by 1 institution.
- Gratiot Community Credit Union: 1 of 1 office (855 E Center St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ithaca, and where the nearest one is if they do not.
Short answer: No branches in Ithaca: Chase (nearest in Saginaw, 31 mi), Wells Fargo (nearest in Birmingham, 88 mi), Bank of America (nearest in Lansing, 38 mi), PNC Bank (nearest in Mount Pleasant, 22 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in St. Johns, 21 mi), Huntington (nearest in St. Louis, 8 mi), Regions Bank, TD Bank, BMO.
| Bank | In Ithaca | Nearest branch if none here |
|---|---|---|
| Chase | None | Saginaw, 31 miles away |
| Wells Fargo | None | Birmingham, 88 miles away |
| Bank of America | None | Lansing, 38 miles away |
| PNC Bank | None | Mount Pleasant, 22 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | St. Johns, 21 miles away |
| Huntington | None | St. Louis, 8 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ithaca to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ithaca residents like anyone else.
Banks near Ithaca
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alma (7 miles) and Saint Louis (8 miles). Mount Pleasant, 23 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alma, MI | 7 mi | 2 | 4 |
| Banks in Saint Louis, MI | 8 mi | 2 | 2 |
| Banks in Carson City, MI | 15 mi | 2 | 2 |
| Banks in Shepherd, MI | 17 mi | 2 | 2 |
| Banks in Saint Johns, MI | 21 mi | 3 | 4 |
| Banks in Mount Pleasant, MI | 23 mi | 5 | 11 |
| Banks in Saint Charles, MI | 23 mi | 2 | 2 |
| Banks in Stanton, MI | 24 mi | 2 | 2 |
Bank branch openings and closings in Ithaca
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ithaca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ithaca
Short answer: 1 institution has its main office in Ithaca: Commercial Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Commercial Bank | Bank | $552.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ithaca by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ithaca offices.
Short answer: Mercantile Bank is the largest bank with offices in Ithaca, with $6.24 billion in total assets on June 30, 2026, No. 243 among U.S. banks by total assets. Isabella Bank is second with $2.17 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Mercantile Bank | $6.24 billion | No. 243 | 1 | Grand Rapids, MI |
| Isabella Bank | $2.17 billion | No. 572 | 1 | Mount Pleasant, MI |
| Commercial Bank | $552.7 million | No. 1,670 | 1 | Ithaca, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ithaca: FAQ
How many banks are in Ithaca, MI?
Ithaca has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ithaca?
Mercantile Bank, with 1. Isabella Bank has 1 and Commercial Bank has 1.
Is there a Mercantile Bank in Ithaca, MI?
Yes. FDIC data lists 1 Mercantile Bank branch in Ithaca as of September 5, 2026. The address and directions are under Mercantile Bank above.
Is there a Isabella Bank in Ithaca, MI?
Yes. FDIC data lists 1 Isabella Bank branch in Ithaca as of September 5, 2026. The address and directions are under Isabella Bank above.
Is there a Commercial Bank in Ithaca, MI?
Yes. FDIC data lists 1 Commercial Bank branch in Ithaca as of September 5, 2026, the main office at 101 N Pine River St. The address and directions are under Commercial Bank above.
Is there a Chase in Ithaca, MI?
No. FDIC data lists no Chase branch in Ithaca as of September 5, 2026. The nearest is in Saginaw, about 31 miles away in a straight line.
Which banks in Ithaca are open on Saturday?
Gratiot Community Credit Union publishes Saturday hours for one or more Ithaca locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ithaca?
Commercial Bank has its main office in Ithaca, according to the FDIC.
What is the oldest bank in Ithaca?
Isabella Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Ithaca?
Gratiot Community Credit Union has an office in Ithaca. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ithaca in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ithaca?
Nearby cities with more banks include Alma, Saint Louis, Carson City. Alma is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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