US Bank Directory
Banks in West Branch, MI
4 FDIC-insured banks operate 5 offices in West Branch, Michigan, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: West Branch
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in West Branch, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Branch
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mercantile Bank has the most locations in West Branch, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mercantile Bank Bank · 2
Mercantile Bank has 2 branches in West Branch, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Branch location is the M-76 Branch at 2087 S M 76, dating to 1990; the newest, at 601 W Houghton Ave, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
-
M-76 Branch2087 S M 76, 48661
-
Administrative Building Branch601 W Houghton Ave, 48661
Northland Area Credit Union Credit union · 2
Northland Area Credit Union has 2 officees in West Branch, 17 across Michigan. It is based in Alpena, MI and $708.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 West Branch locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
West Branch2170 S M 76, 48661
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
West Branch Ii3177 W M 76, 48661
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frankenmuth Credit Union Credit union · 1
Frankenmuth Credit Union has 1 office in West Branch, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
West Branch Meijer3691 M-55, 48661
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in West Branch, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The West Branch at 700 W Houghton Ave dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
West Branch700 W Houghton Ave, 48661
Huron Community Bank Bank · 1
Huron Community Bank has 1 branch in West Branch, 8 across Michigan and 8 nationwide. FDIC records list its main office in East Tawas, MI and show it operating since 1927. With $323.3 million in total assets on June 30, 2026, it ranks No. 2,376 of 4,232 U.S. banks by total assets. The West Branch at 2210 S M 76 dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
West Branch2210 S M 76, 48661
PNC Bank Bank · 1
PNC Bank has 1 branch in West Branch, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The West Branch Plaza East Branch at 2044 S M 76 dates to 1974 in FDIC branch records. It opens on Saturday.
-
West Branch Plaza East Branch2044 S M 76, 48661
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Wolverine State Credit Union Credit union · 1
Wolverine State Credit Union has 1 office in West Branch, 5 across Michigan. It is based in Alpena, MI and $169.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Wolverine State Credit Union2498 Business Loop I-75, 48661
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in West Branch
3 credit unions have 4 offices here: Northland Area Credit Union, Frankenmuth Credit Union and Wolverine State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Branch page has every office in the state's directory.
Banking in West Branch: the local picture
Short answer: 4 banks run 5 branches in West Branch according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in West Branch, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 700 W Houghton Ave, dating to 1890; the newest is Huron Community Bank's at 2210 S M 76, from 2017.
3 credit unions have 4 offices in West Branch, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in West Branch
Short answer: 3 of the 5 West Branch locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (2044 S M 76: Saturday 9 am to 1 pm)
- Northland Area Credit Union: 1 of 2 offices (2170 S M 76: Saturday 9 am to 1 pm)
- Frankenmuth Credit Union: 1 of 1 office (3691 M-55: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Branch, and where the nearest one is if they do not.
Short answer: In West Branch: PNC Bank (1), Huntington (1). No branches in West Branch: Chase (nearest in Prudenville, 21 mi), Wells Fargo (nearest in Birmingham, 130 mi), Bank of America (nearest in Lansing, 107 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Midland, 44 mi), Regions Bank, TD Bank, BMO.
| Bank | In West Branch | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Prudenville, 21 miles away |
| Wells Fargo | None | Birmingham, 130 miles away |
| Bank of America | None | Lansing, 107 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Midland, 44 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Branch to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Branch residents like anyone else.
Banks near West Branch
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rose City (11 miles) and Gladwin (24 miles). Standish, 24 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rose City, MI | 11 mi | 2 | 2 |
| Banks in Gladwin, MI | 24 mi | 2 | 2 |
| Banks in Standish, MI | 24 mi | 3 | 4 |
| Banks in Houghton Lake, MI | 25 mi | 2 | 2 |
| Banks in Au Gres, MI | 31 mi | 2 | 2 |
| Banks in Tawas City, MI | 35 mi | 2 | 2 |
| Banks in Grayling, MI | 36 mi | 2 | 2 |
| Banks in Clare, MI | 41 mi | 3 | 4 |
Bank branch openings and closings in West Branch
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Branch between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Branch by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Branch offices.
Short answer: PNC Bank is the largest bank with offices in West Branch, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Mercantile Bank | $6.24 billion | No. 243 | 2 | Grand Rapids, MI |
| Huron Community Bank | $323.3 million | No. 2,376 | 1 | East Tawas, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Branch: FAQ
How many banks are in West Branch, MI?
West Branch has 4 banks with 5 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Branch?
Mercantile Bank, with 2. PNC Bank has 1 and Huntington has 1.
Is there a Mercantile Bank in West Branch, MI?
Yes. FDIC data lists 2 Mercantile Bank branches in West Branch as of September 5, 2026. Its branches are listed under Mercantile Bank above, with the address and directions for each.
Is there a PNC Bank in West Branch, MI?
Yes. FDIC data lists 1 PNC Bank branch in West Branch as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in West Branch, MI?
Yes. FDIC data lists 1 Huntington branch in West Branch as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in West Branch, MI?
No. FDIC data lists no Chase branch in West Branch as of September 5, 2026. The nearest is in Prudenville, about 21 miles away in a straight line.
Which banks in West Branch are open on Saturday?
PNC Bank, Northland Area Credit Union and Frankenmuth Credit Union publish Saturday hours for one or more West Branch locations. The Saturday section above lists each one with its hours. 4 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in West Branch?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in West Branch?
Northland Area Credit Union, Frankenmuth Credit Union and Wolverine State Credit Union have offices in West Branch. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Branch in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Branch?
Nearby cities with more banks include Rose City, Gladwin, Standish. Rose City is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds