Banks in Chatham, MI

Bank branch map: Chatham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Chatham, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chatham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples State Bank of Munising is the only bank with an office in Chatham. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Northern Lights Community Credit Union 1 office · main office Chatham, MI Credit union · 1

Northern Lights Community Credit Union has 1 office in Chatham, 1 across Michigan. It is based in Chatham, MI and $12.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  Po Box 126, 49816

  (906) 439-5100Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

Northern Lights Community Credit Union: profile, branches and contacts

Peoples State Bank of Munising 1 branch · main office Munising, MI Bank · 1

Peoples State Bank of Munising has 1 branch in Chatham, 5 across Michigan and 5 nationwide. FDIC records list its main office in Munising, MI and show it operating since 1910. With $190.4 million in total assets on June 30, 2026, it ranks No. 3,060 of 4,232 U.S. banks by total assets. The Chatham Branch at North 5274 Rock Street dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Chatham Branch

  North 5274 Rock Street, 49816

  Hours: see the bank's site
  DirectionsWebsite

Peoples State Bank of Munising: profile, branches and contacts

Join a credit union in Chatham

1 credit union has 1 office here: Northern Lights Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chatham page has every office in the state's directory.

Banking in Chatham: the local picture

Short answer: 1 bank runs 1 branch in Chatham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Peoples State Bank of Munising has its main office in Munising, MI, according to the FDIC.

The bank with the longest record here is Peoples State Bank of Munising, operating since 1910 according to the FDIC.

The only credit union with an office here is Northern Lights Community Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Chatham

Short answer: 1 of the 1 Chatham location with published hours opens on Saturday, run by 1 institution.

• Northern Lights Community Credit Union: 1 of 1 office (Po Box 126: Saturday 8:30 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chatham, and where the nearest one is if they do not.

Short answer: No branches in Chatham: Chase (nearest in Harbor Springs, 109 mi), Wells Fargo (nearest in Birmingham, 316 mi), Bank of America (nearest in Grand Rapids, 235 mi), PNC Bank (nearest in Petoskey, 113 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 108 mi), Huntington (nearest in Marquette, 31 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatham to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatham residents like anyone else.

Banks near Chatham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gladstone (30 miles) and Marquette (30 miles). Marquette, 30 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Chatham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chatham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Chatham

Short answer: 1 institution has its main office in Chatham: Northern Lights Community Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Chatham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatham offices.

Short answer: Peoples State Bank of Munising is the largest bank with offices in Chatham, with $190.4 million in total assets on June 30, 2026, No. 3,060 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chatham: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.