US Bank Directory

Banks in Berrien Springs, MI

1 FDIC-insured bank operates 1 office in Berrien Springs, Michigan, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Berrien Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Berrien Springs, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Berrien Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington is the only bank with an office in Berrien Springs. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Honor Credit Union 2 offices · main office Berrien Springs, MI Credit union · 2

Honor Credit Union has 2 officees in Berrien Springs, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Berrien Springs locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    8385 Edgewood Rd, 49103
    (269) 983-6357Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Honor Credit Union
    8952 Us Highway 31, 49103
    (269) 473-3500Today 10 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Honor Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Berrien Springs, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Berrien Springs Branch at 9190 Us Highway 31 dates to 1890 in FDIC branch records. Its published hours do not list Saturday.

  • Berrien Springs Branch
    9190 Us Highway 31, 49103
    (269) 471-7749Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
United Credit Union 1 office · main office St Joseph, MI Credit union · 1

United Credit Union has 1 office in Berrien Springs, 17 across Michigan. It is based in St Joseph, MI and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Berrien Springs - Branch 6
    9097 Us Highway 31, 49103
    (269) 982-1400Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

United Credit Union: profile, branches and contacts

Join a credit union in Berrien Springs

2 credit unions have 3 offices here: Honor Credit Union and United Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Berrien Springs page has every office in the state's directory.

Banking in Berrien Springs: the local picture

Short answer: 1 bank runs 1 branch in Berrien Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Huntington has its main office in Columbus, OH, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC.

2 credit unions have 3 offices in Berrien Springs, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. None open on Saturday.

Saturday hours in Berrien Springs

Short answer: None of the 4 Berrien Springs locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Berrien Springs, and where the nearest one is if they do not.

Short answer: In Berrien Springs: Huntington (1). No branches in Berrien Springs: Chase (nearest in Stevensville, 10 mi), Wells Fargo (nearest in Birmingham, 166 mi), Bank of America (nearest in Grand Rapids, 71 mi), PNC Bank (nearest in Paw Paw, 30 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Stevensville, 9 mi), Regions Bank, TD Bank, BMO.

BankIn Berrien SpringsNearest branch if none here
Huntington1 branchhere
ChaseNoneStevensville, 10 miles away
Wells FargoNoneBirmingham, 166 miles away
Bank of AmericaNoneGrand Rapids, 71 miles away
PNC BankNonePaw Paw, 30 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneStevensville, 9 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berrien Springs to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berrien Springs residents like anyone else.

Banks near Berrien Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stevensville (9 miles) and Niles (10 miles). Saint Joseph, 12 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Berrien Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Berrien Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Berrien Springs

Short answer: 1 institution has its main office in Berrien Springs: Honor Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Honor Credit UnionCredit union$1.86 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Berrien Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berrien Springs offices.

Short answer: Huntington is the largest bank with offices in Berrien Springs, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Berrien Springs: FAQ

How many banks are in Berrien Springs, MI?

Berrien Springs has 1 bank with 1 branch and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Huntington in Berrien Springs, MI?

Yes. FDIC data lists 1 Huntington branch in Berrien Springs as of September 5, 2026. The address and directions are under Huntington above.

Is there a Chase in Berrien Springs, MI?

No. FDIC data lists no Chase branch in Berrien Springs as of September 5, 2026. The nearest is in Stevensville, about 10 miles away in a straight line.

Which banks in Berrien Springs are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Berrien Springs?

Honor Credit Union has its main office in Berrien Springs, according to the FDIC and the NCUA.

What is the oldest bank in Berrien Springs?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Berrien Springs?

Honor Credit Union and United Credit Union have offices in Berrien Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Berrien Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Berrien Springs?

Nearby cities with more banks include Stevensville, Niles, Benton Harbor. Stevensville is 9 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Huntington)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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