US Bank Directory
Banks in Dowagiac, MI
3 FDIC-insured banks operate 5 offices in Dowagiac, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Dowagiac
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Dowagiac, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Dowagiac
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Dowagiac, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 3
Huntington has 3 branches in Dowagiac, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dowagiac location is the Prairie Ronde Branch at 202 W Prairie Ronde St, dating to 1989; the newest, at 114 Commercial St, to 2014. It opens on Saturday.
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Dowagiac Branch114 Commercial St, 49047
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Prairie Ronde Branch202 W Prairie Ronde St, 49047
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Prairie Ronde Branch202 W Prairie Ronde St, 49047
1st Source Bank Bank · 1
1st Source Bank has 1 branch in Dowagiac, 8 across Michigan and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. The Dowagiac Branch at 223 S Front St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dowagiac Branch223 S Front St, 49047
Dowagiac Area Credit Union Credit union · 1
Dowagiac Area Credit Union has 1 office in Dowagiac, 1 across Michigan. It is based in Dowagiac, MI and $26.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office473 E Division St, 49047
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Dowagiac, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Dowagiac Branch at 205 S Front St dates to 1960 in FDIC branch records. It opens on Saturday.
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Dowagiac Branch205 S Front St, 49047
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Honor Credit Union Credit union · 1
Honor Credit Union has 1 office in Dowagiac, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Honor Credit Union56337 M 51 S, 49047
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Dowagiac
2 credit unions have 2 offices here: Honor Credit Union and Dowagiac Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Dowagiac page has every office in the state's directory.
Banking in Dowagiac: the local picture
Short answer: 3 banks run 5 branches in Dowagiac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Dowagiac and 3 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 205 S Front St, dating to 1960; the newest is Huntington's at 114 Commercial St, from 2014.
2 credit unions have 2 offices in Dowagiac, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Dowagiac
Short answer: 2 of the 4 Dowagiac locations with published hours open on Saturday, run by 2 institutions.
- Huntington: 1 of 3 branches (114 Commercial St: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (205 S Front St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Dowagiac, and where the nearest one is if they do not.
Short answer: In Dowagiac: Fifth Third Bank (1), Huntington (3). No branches in Dowagiac: Chase (nearest in Benton Harbor, 18 mi), Wells Fargo (nearest in Birmingham, 153 mi), Bank of America (nearest in Grand Rapids, 63 mi), PNC Bank (nearest in Paw Paw, 20 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Dowagiac | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Huntington | 3 branches | here |
| Chase | None | Benton Harbor, 18 miles away |
| Wells Fargo | None | Birmingham, 153 miles away |
| Bank of America | None | Grand Rapids, 63 miles away |
| PNC Bank | None | Paw Paw, 20 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dowagiac to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dowagiac residents like anyone else.
Banks near Dowagiac
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Niles (13 miles) and Edwardsburg (13 miles). Saint Joseph, 21 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Niles, MI | 13 mi | 5 | 9 |
| Banks in Edwardsburg, MI | 13 mi | 2 | 2 |
| Banks in Coloma, MI | 17 mi | 2 | 3 |
| Banks in Benton Harbor, MI | 18 mi | 4 | 5 |
| Banks in Paw Paw, MI | 20 mi | 3 | 3 |
| Banks in Stevensville, MI | 20 mi | 3 | 3 |
| Banks in Saint Joseph, MI | 21 mi | 7 | 12 |
| Banks in Three Rivers, MI | 24 mi | 6 | 6 |
Bank branch openings and closings in Dowagiac
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Dowagiac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Dowagiac
Short answer: 1 institution has its main office in Dowagiac: Dowagiac Area Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Dowagiac Area Credit Union | Credit union | $26.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Dowagiac by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dowagiac offices.
Short answer: Fifth Third Bank is the largest bank with offices in Dowagiac, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 3 | Columbus, OH |
| 1st Source Bank | $9.26 billion | No. 172 | 1 | South Bend, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Dowagiac: FAQ
How many banks are in Dowagiac, MI?
Dowagiac has 3 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Dowagiac?
Huntington, with 3. Fifth Third Bank has 1 and 1st Source Bank has 1.
Is there a Huntington in Dowagiac, MI?
Yes. FDIC data lists 3 Huntington branches in Dowagiac as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Fifth Third Bank in Dowagiac, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Dowagiac as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a 1st Source Bank in Dowagiac, MI?
Yes. FDIC data lists 1 1st Source Bank branch in Dowagiac as of September 5, 2026. The address and directions are under 1st Source Bank above.
Is there a Chase in Dowagiac, MI?
No. FDIC data lists no Chase branch in Dowagiac as of September 5, 2026. The nearest is in Benton Harbor, about 18 miles away in a straight line.
Which banks in Dowagiac are open on Saturday?
Huntington and Fifth Third Bank publish Saturday hours for one or more Dowagiac locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Dowagiac?
Dowagiac Area Credit Union has its main office in Dowagiac, according to the FDIC and the NCUA.
What is the oldest bank in Dowagiac?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Dowagiac?
Honor Credit Union and Dowagiac Area Credit Union have offices in Dowagiac. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Dowagiac in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Dowagiac?
Nearby cities with more banks include Niles, Edwardsburg, Coloma. Niles is 13 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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