US Bank Directory
Banks in Niles, MI
5 FDIC-insured banks operate 9 offices in Niles, Michigan, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Niles
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 15 locations in Niles, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Niles
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Niles, with 4. It is followed by 1st Source Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 4
Huntington has 4 branches in Niles, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Niles location is the Niles Branch at 2245 N 5th St, dating to 1989; the newest, at 407 E Main St, to 2007. It opens on Saturday.
-
Niles Branch2245 N 5th St, 49120
-
Niles Branch2245 N 5th St, 49120
-
Niles Branch2245 N 5th St, 49120
-
Niles Main Branch407 E Main St, 49120
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
1st Source Bank Bank · 2
1st Source Bank has 2 branches in Niles, 8 across Michigan and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Niles location is the Niles-Martins Branch at 720 S 11th St, dating to 1999; the newest, at 1401 South 11th Street, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
-
Niles Banking Center Branch1401 South 11th Street, 49120
-
Niles-Martins Branch720 S 11th St, 49120
United Credit Union Credit union · 2
United Credit Union has 2 officees in Niles, 17 across Michigan. It is based in St Joseph, MI and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Niles locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Niles North - Branch 7123 Sycamore St, 49120
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Niles South - Branch 82100 S 11Th St, 49120
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Circle Credit Union Credit union · 1
Circle Credit Union has 1 office in Niles, 3 across Michigan. It is based in Niles, MI and $117.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office507 E Main St, 49120
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Niles, 2 across Michigan. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Niles1012 S 11Th St, 49120
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Everwise Credit Union Credit union · 1
Everwise Credit Union has 1 office in Niles, 4 across Michigan. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Niles 351500 S 11Th St, 49120
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Niles, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Broadway Branch at 322 Broadway St dates to 1970 in FDIC branch records. It opens on Saturday.
-
Broadway Branch322 Broadway St, 49120
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Honor Credit Union Credit union · 1
Honor Credit Union has 1 office in Niles, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Honor Credit Union1010 Moore St, 49120
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Niles, 20 across Michigan and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Niles Branch at 1903 S 11th St dates to 1970 in FDIC branch records. Its published hours do not list Saturday.
-
Niles Branch1903 S 11th St, 49120
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Sturgis Bank Bank · 1
Sturgis Bank has 1 branch in Niles, 17 across Michigan and 17 nationwide. FDIC records list its main office in Sturgis, MI and show it operating since 1905. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,026 of 4,232 U.S. banks by total assets. The Sturgis Bank & Trust Company Branch at 929 S 11th St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Sturgis Bank & Trust Company Branch929 S 11th St, 49120
Join a credit union in Niles
5 credit unions have 6 offices here: United Credit Union, Everwise Credit Union, Credit Union 1, Honor Credit Union and Circle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Niles page has every office in the state's directory.
Banking in Niles: the local picture
Short answer: 5 banks run 9 branches in Niles according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Niles, 1 elsewhere in Michigan and 4 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 322 Broadway St, dating to 1970; the newest is 1st Source Bank's at 1401 South 11th Street, from 2023.
5 credit unions have 6 offices in Niles, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 5 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Niles
Short answer: 5 of the 9 Niles locations with published hours open on Saturday, run by 4 institutions.
- Huntington: 1 of 4 branches (407 E Main St: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (322 Broadway St: Saturday 9 am to 12 pm)
- United Credit Union: 2 of 2 offices (123 Sycamore St: Saturday 9 am to 12 pm, and 1 more)
- Everwise Credit Union: 1 of 1 office (1500 S 11Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Niles, and where the nearest one is if they do not.
Short answer: In Niles: Fifth Third Bank (1), Huntington (4). No branches in Niles: Chase (nearest in Stevensville, 19 mi), Wells Fargo (nearest in Birmingham, 163 mi), Bank of America (nearest in Grand Rapids, 76 mi), PNC Bank (nearest in Paw Paw, 33 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Niles | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Huntington | 4 branches | here |
| Chase | None | Stevensville, 19 miles away |
| Wells Fargo | None | Birmingham, 163 miles away |
| Bank of America | None | Grand Rapids, 76 miles away |
| PNC Bank | None | Paw Paw, 33 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Niles to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Niles residents like anyone else.
Banks near Niles
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Edwardsburg (9 miles) and Dowagiac (13 miles). Saint Joseph, 22 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Edwardsburg, MI | 9 mi | 2 | 2 |
| Banks in Dowagiac, MI | 13 mi | 3 | 5 |
| Banks in Stevensville, MI | 18 mi | 3 | 3 |
| Banks in Benton Harbor, MI | 21 mi | 4 | 5 |
| Banks in Saint Joseph, MI | 22 mi | 7 | 12 |
| Banks in Coloma, MI | 25 mi | 2 | 3 |
| Banks in New Buffalo, MI | 26 mi | 2 | 2 |
| Banks in Three Rivers, MI | 32 mi | 6 | 6 |
Bank branch openings and closings in Niles
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Niles between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Niles
Short answer: 1 institution has its main office in Niles: Circle Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Circle Credit Union | Credit union | $117.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Niles by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Niles offices.
Short answer: Fifth Third Bank is the largest bank with offices in Niles, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 4 | Columbus, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| 1st Source Bank | $9.26 billion | No. 172 | 2 | South Bend, IN |
| Sturgis Bank | $1.03 billion | No. 1,026 | 1 | Sturgis, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Niles: FAQ
How many banks are in Niles, MI?
Niles has 5 banks with 9 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Niles?
Huntington, with 4. 1st Source Bank has 2 and Fifth Third Bank has 1.
Is there a Huntington in Niles, MI?
Yes. FDIC data lists 4 Huntington branches in Niles as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a 1st Source Bank in Niles, MI?
Yes. FDIC data lists 2 1st Source Bank branches in Niles as of September 5, 2026. Its branches are listed under 1st Source Bank above, with the address and directions for each.
Is there a Fifth Third Bank in Niles, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Niles as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Chase in Niles, MI?
No. FDIC data lists no Chase branch in Niles as of September 5, 2026. The nearest is in Stevensville, about 19 miles away in a straight line.
Which banks in Niles are open on Saturday?
Huntington, Fifth Third Bank, United Credit Union and Everwise Credit Union publish Saturday hours for one or more Niles locations. The Saturday section above lists each one with its hours. 6 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Niles?
Circle Credit Union has its main office in Niles, according to the FDIC and the NCUA.
What is the oldest bank in Niles?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Niles?
United Credit Union, Everwise Credit Union, Credit Union 1 and Honor Credit Union and 1 more have offices in Niles. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Niles in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Niles?
Nearby cities with more banks include Edwardsburg, Dowagiac, Stevensville. Edwardsburg is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 9 branches: Fifth Third Bank, Huntington, Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds