US Bank Directory
Banks in Benton Harbor, MI
4 FDIC-insured banks operate 5 offices in Benton Harbor, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Benton Harbor
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Benton Harbor, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Benton Harbor
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Benton Harbor, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 2
Huntington has 2 branches in Benton Harbor, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Benton Harbor location is the Benton Harbor Downtown at 433 W Main St, dating to 1934; the newest, at 1882 Pipestone Rd, to 1979. 1 of its 2 Benton Harbor locations with published hours open on Saturday.
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Benton Harbor Orchards Branch1882 Pipestone Rd, 49022
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Benton Harbor Downtown433 W Main St, 49022
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Benton Harbor, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Fairplain Plaza Branch at 1088 E Napier Ave dates to 1958 in FDIC branch records. It opens on Saturday.
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Fairplain Plaza Branch1088 E Napier Ave, 49022
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Benton Harbor, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Napier Banking Center at 1295 E Napier Ave dates to 1977 in FDIC branch records. It opens on Saturday.
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Napier Banking Center1295 E Napier Ave, 49022
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Honor Credit Union Credit union · 1
Honor Credit Union has 1 office in Benton Harbor, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Honor Credit Union1873 E Napier Ave, 49022
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Benton Harbor, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Benton Harbor Branch at 1041 E Napier Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Benton Harbor Branch1041 E Napier Ave, 49022
United Credit Union Credit union · 1
United Credit Union has 1 office in Benton Harbor, 17 across Michigan. It is based in St Joseph, MI and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Benton Harbor - Branch 4724 E Napier Ave, 49022
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Benton Harbor
2 credit unions have 2 offices here: United Credit Union and Honor Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Benton Harbor page has every office in the state's directory.
Banking in Benton Harbor: the local picture
Short answer: 4 banks run 5 branches in Benton Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Benton Harbor and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 433 W Main St, dating to 1934; the newest is Horizon Bank's at 1041 E Napier Ave, from 2007.
2 credit unions have 2 offices in Benton Harbor, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 4 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Benton Harbor
Short answer: 4 of the 6 Benton Harbor locations with published hours open on Saturday, run by 4 institutions.
- Huntington: 1 of 2 branches (1882 Pipestone Rd: Saturday 9 am to 12 pm)
- Chase: 1 of 1 branch (1088 E Napier Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (1295 E Napier Ave: Saturday 9 am to 12 pm)
- United Credit Union: 1 of 1 office (724 E Napier Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Benton Harbor, and where the nearest one is if they do not.
Short answer: In Benton Harbor: Chase (1), Fifth Third Bank (1), Huntington (2). No branches in Benton Harbor: Wells Fargo (nearest in Birmingham, 168 mi), Bank of America (nearest in Grandville, 64 mi), PNC Bank (nearest in Paw Paw, 29 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Benton Harbor | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 2 branches | here |
| Wells Fargo | None | Birmingham, 168 miles away |
| Bank of America | None | Grandville, 64 miles away |
| PNC Bank | None | Paw Paw, 29 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Benton Harbor to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Benton Harbor residents like anyone else.
Banks near Benton Harbor
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Saint Joseph (3 miles) and Stevensville (6 miles). Saint Joseph, 3 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Saint Joseph, MI | 3 mi | 7 | 12 |
| Banks in Stevensville, MI | 6 mi | 3 | 3 |
| Banks in Coloma, MI | 10 mi | 2 | 3 |
| Banks in Dowagiac, MI | 18 mi | 3 | 5 |
| Banks in Niles, MI | 21 mi | 5 | 9 |
| Banks in South Haven, MI | 23 mi | 3 | 4 |
| Banks in New Buffalo, MI | 26 mi | 2 | 2 |
| Banks in Edwardsburg, MI | 27 mi | 2 | 2 |
Bank branch openings and closings in Benton Harbor
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Benton Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Benton Harbor by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Benton Harbor offices.
Short answer: Chase is the largest bank with offices in Benton Harbor, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Benton Harbor: FAQ
How many banks are in Benton Harbor, MI?
Benton Harbor has 4 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Benton Harbor?
Huntington, with 2. Chase has 1 and Fifth Third Bank has 1.
Is there a Huntington in Benton Harbor, MI?
Yes. FDIC data lists 2 Huntington branches in Benton Harbor as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Chase in Benton Harbor, MI?
Yes. FDIC data lists 1 Chase branch in Benton Harbor as of September 5, 2026. The address and directions are under Chase above.
Is there a Fifth Third Bank in Benton Harbor, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Benton Harbor as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Benton Harbor, MI?
No. FDIC data lists no Wells Fargo branch in Benton Harbor as of September 5, 2026. The nearest is in Birmingham, about 168 miles away in a straight line.
Which banks in Benton Harbor are open on Saturday?
Huntington, Chase, Fifth Third Bank and United Credit Union publish Saturday hours for one or more Benton Harbor locations. The Saturday section above lists each one with its hours. 1 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Benton Harbor?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Benton Harbor?
United Credit Union and Honor Credit Union have offices in Benton Harbor. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Benton Harbor in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Benton Harbor?
Nearby cities with more banks include Saint Joseph, Stevensville, Coloma. Saint Joseph is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Chase, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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