US Bank Directory
Banks in Bear Lake, MI
1 FDIC-insured bank operates 1 office in Bear Lake, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Bear Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Bear Lake, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bear Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Honor Bank is the only bank with an office in Bear Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Filer Credit Union Credit union · 1
Filer Credit Union has 1 office in Bear Lake, 4 across Michigan. It is based in Manistee, MI and $258.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bear Lake Branch7685 Lake St, 49614
All hours
Mon to Thu 9 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Honor Bank Bank · 1
Honor Bank has 1 branch in Bear Lake, 9 across Michigan and 9 nationwide. FDIC records list its main office in Honor, MI and show it operating since 1917. With $442.7 million in total assets on June 30, 2026, it ranks No. 1,950 of 4,232 U.S. banks by total assets. The Bear Lake Branch at 11926 Chippewa Hwy dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bear Lake Branch11926 Chippewa Hwy, 49614
Join a credit union in Bear Lake
1 credit union has 1 office here: Filer Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bear Lake page has every office in the state's directory.
Banking in Bear Lake: the local picture
Short answer: 1 bank runs 1 branch in Bear Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Honor Bank has its main office in Honor, MI, according to the FDIC.
The bank with the longest record here is Honor Bank, operating since 1917 according to the FDIC.
The only credit union with an office here is Filer Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Bear Lake
Short answer: 1 of the 1 Bear Lake location with published hours opens on Saturday, run by 1 institution.
- Filer Credit Union: 1 of 1 office (7685 Lake St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bear Lake, and where the nearest one is if they do not.
Short answer: No branches in Bear Lake: Chase (nearest in Traverse City, 30 mi), Wells Fargo (nearest in Birmingham, 196 mi), Bank of America (nearest in Grand Rapids, 101 mi), PNC Bank (nearest in Manistee, 14 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Traverse City, 33 mi), Huntington (nearest in Arcadia, 6 mi), Regions Bank, TD Bank, BMO.
| Bank | In Bear Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 30 miles away |
| Wells Fargo | None | Birmingham, 196 miles away |
| Bank of America | None | Grand Rapids, 101 miles away |
| PNC Bank | None | Manistee, 14 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Traverse City, 33 miles away |
| Huntington | None | Arcadia, 6 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bear Lake to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bear Lake residents like anyone else.
Banks near Bear Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Manistee (15 miles) and Frankfort (16 miles). Traverse City, 35 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Manistee, MI | 15 mi | 3 | 15 |
| Banks in Frankfort, MI | 16 mi | 2 | 2 |
| Banks in Empire, MI | 28 mi | 2 | 2 |
| Banks in Ludington, MI | 35 mi | 5 | 5 |
| Banks in Traverse City, MI | 35 mi | 13 | 29 |
| Banks in Cadillac, MI | 39 mi | 4 | 8 |
| Banks in Suttons Bay, MI | 46 mi | 4 | 5 |
| Banks in Reed City, MI | 49 mi | 2 | 5 |
Bank branch openings and closings in Bear Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bear Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bear Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bear Lake offices.
Short answer: Honor Bank is the largest bank with offices in Bear Lake, with $442.7 million in total assets on June 30, 2026, No. 1,950 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Honor Bank | $442.7 million | No. 1,950 | 1 | Honor, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bear Lake: FAQ
How many banks are in Bear Lake, MI?
Bear Lake has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Honor Bank in Bear Lake, MI?
Yes. FDIC data lists 1 Honor Bank branch in Bear Lake as of September 5, 2026. The address and directions are under Honor Bank above.
Is there a Chase in Bear Lake, MI?
No. FDIC data lists no Chase branch in Bear Lake as of September 5, 2026. The nearest is in Traverse City, about 30 miles away in a straight line.
Which banks in Bear Lake are open on Saturday?
Filer Credit Union publishes Saturday hours for one or more Bear Lake locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Bear Lake?
Honor Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1917.
Which credit unions can I join in Bear Lake?
Filer Credit Union has an office in Bear Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bear Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bear Lake?
Nearby cities with more banks include Manistee, Frankfort, Empire. Manistee is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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