US Bank Directory
Banks in Jefferson, MD
1 FDIC-insured bank operates 1 office in Jefferson, Maryland.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Jefferson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Jefferson, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Jefferson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Middletown Valley Bank is the only bank with an office in Jefferson. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Middletown Valley Bank Bank · 1
Middletown Valley Bank has 1 branch in Jefferson, 7 across Maryland and 8 nationwide. FDIC records list its main office in Middletown, MD and show it operating since 1908. With $1.19 billion in total assets on June 30, 2026, it ranks No. 900 of 4,232 U.S. banks by total assets. The Jefferson Branch at 3848 Jefferson Pike dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Jefferson Branch3848 Jefferson Pike, 21755
Banking in Jefferson: the local picture
Short answer: 1 bank runs 1 branch in Jefferson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Middletown Valley Bank has its main office in Middletown, MD, according to the FDIC.
The bank with the longest record here is Middletown Valley Bank, operating since 1908 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Jefferson, and where the nearest one is if they do not.
Short answer: No branches in Jefferson: Chase (nearest in Frederick, 7 mi), Wells Fargo (nearest in Frederick, 9 mi), Bank of America (nearest in Frederick, 6 mi), PNC Bank (nearest in Brunswick, 5 mi), U.S. Bank, Truist (nearest in Middletown, 5 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 19 mi), BMO.
| Bank | In Jefferson | Nearest branch if none here |
|---|---|---|
| Chase | None | Frederick, 7 miles away |
| Wells Fargo | None | Frederick, 9 miles away |
| Bank of America | None | Frederick, 6 miles away |
| PNC Bank | None | Brunswick, 5 miles away |
| U.S. Bank | None | none in Maryland |
| Truist | None | Middletown, 5 miles away |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 19 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Jefferson to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Jefferson residents like anyone else.
Banks near Jefferson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Middletown (5 miles) and Frederick (7 miles). Frederick, 7 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Middletown, MD | 5 mi | 2 | 2 |
| Banks in Frederick, MD | 7 mi | 16 | 42 |
| Banks in Myersville, MD | 10 mi | 2 | 2 |
| Banks in Ijamsville, MD | 11 mi | 2 | 2 |
| Banks in Boonsboro, MD | 12 mi | 4 | 4 |
| Banks in Walkersville, MD | 13 mi | 3 | 3 |
| Banks in Damascus, MD | 18 mi | 3 | 3 |
| Banks in Thurmont, MD | 19 mi | 2 | 2 |
Bank branch openings and closings in Jefferson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Jefferson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Jefferson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Jefferson offices.
Short answer: Middletown Valley Bank is the largest bank with offices in Jefferson, with $1.19 billion in total assets on June 30, 2026, No. 900 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Middletown Valley Bank | $1.19 billion | No. 900 | 1 | Middletown, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Jefferson: FAQ
How many banks are in Jefferson, MD?
Jefferson has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Middletown Valley Bank in Jefferson, MD?
Yes. FDIC data lists 1 Middletown Valley Bank branch in Jefferson as of September 5, 2026. The address and directions are under Middletown Valley Bank above.
Is there a Chase in Jefferson, MD?
No. FDIC data lists no Chase branch in Jefferson as of September 5, 2026. The nearest is in Frederick, about 7 miles away in a straight line.
What is the oldest bank in Jefferson?
Middletown Valley Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1908.
Did any bank branches open or close in Jefferson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Jefferson?
Nearby cities with more banks include Middletown, Frederick, Myersville. Middletown is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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