Banks in Winchendon, MA

Bank branch map: Winchendon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Winchendon, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Winchendon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Cornerstone Bank and Fidelity Co-operative Bank have the most locations in Winchendon, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Bank 1 branch · main office Spencer, MA Bank · 1

Cornerstone Bank has 1 branch in Winchendon, 17 across Massachusetts and 17 nationwide. FDIC records list its main office in Spencer, MA and show it operating since 1871. With $2.57 billion in total assets on June 30, 2026, it ranks No. 494 of 4,232 U.S. banks by total assets. The Winchendon Branch at 112 Central St dates to 1854 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winchendon Branch

  112 Central St, 01475

  Hours: see the bank's site
  DirectionsWebsite

Cornerstone Bank: profile, branches and contacts

Fidelity Co-operative Bank 1 branch · main office Leominster, MA Bank · 1

Fidelity Co-operative Bank has 1 branch in Winchendon, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Leominster, MA and show it operating since 1888. With $1.31 billion in total assets on June 30, 2026, it ranks No. 843 of 4,232 U.S. banks by total assets. The Winchendon Branch at 1 School Sq dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winchendon Branch

  1 School Sq, 01475

  Hours: see the bank's site
  DirectionsWebsite

Fidelity Co-operative Bank: profile, branches and contacts

Gfa Credit Union 1 office · main office Gardner, MA Credit union · 1

Gfa Credit Union has 1 office in Winchendon, 4 across Massachusetts. It is based in Gardner, MA and $760.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Winchendon Branch

  185 Central St, 01475

  (978) 632-2542Today 9 am to 4 pm

  All hours

  Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Gfa Credit Union: profile, branches and contacts

Join a credit union in Winchendon

1 credit union has 1 office here: Gfa Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winchendon page has every office in the state's directory.

Banking in Winchendon: the local picture

Short answer: 2 banks run 2 branches in Winchendon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Winchendon, 2 elsewhere in Massachusetts, according to the FDIC.

The bank with the longest record here is Cornerstone Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Cornerstone Bank's office at 112 Central St, dating to 1854; the newest is Fidelity Co-operative Bank's at 1 School Sq, from 1975.

The only credit union with an office here is Gfa Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Winchendon

Short answer: 1 of the 1 Winchendon location with published hours opens on Saturday, run by 1 institution.

• Gfa Credit Union: 1 of 1 office (185 Central St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Winchendon, and where the nearest one is if they do not.

Short answer: No branches in Winchendon: Chase (nearest in Clinton, 26 mi), Wells Fargo (nearest in Boston, 56 mi), Bank of America (nearest in Leominster, 18 mi), PNC Bank (nearest in Framingham, 42 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Gardner, 9 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winchendon to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winchendon residents like anyone else.

Banks near Winchendon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gardner (9 miles) and Athol (11 miles). Leominster, 19 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Winchendon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winchendon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winchendon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winchendon offices.

Short answer: Cornerstone Bank is the largest bank with offices in Winchendon, with $2.57 billion in total assets on June 30, 2026, No. 494 among U.S. banks by total assets. Fidelity Co-operative Bank is second with $1.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winchendon: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.