US Bank Directory
Banks in Holden, MA
5 FDIC-insured banks operate 5 offices in Holden, Massachusetts, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Holden
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Holden, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Holden
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Holden, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
All One Credit Union Credit union · 2
All One Credit Union has 2 officees in Holden, 11 across Massachusetts. It is based in Leominster, MA and $864.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Holden locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Wachusett Regional High School1401 Main St, 01520
All hours
Mon to Fri 7:30 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Holden715 Main St, 01520
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Holden, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Holden Branch at 560 Main St dates to 1967 in FDIC branch records. Its published hours do not list Saturday.
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Holden Branch560 Main St, 01520
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bay State Savings Bank Bank · 1
Bay State Savings Bank has 1 branch in Holden, 7 across Massachusetts and 7 nationwide. FDIC records list its main office in Worcester, MA and show it operating since 1895. With $580.3 million in total assets on June 30, 2026, it ranks No. 1,608 of 4,232 U.S. banks by total assets. The Holden Branch at 628 Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Holden Branch628 Main St, 01520
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Holden, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Holden Branch at 1055 Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Holden Branch1055 Main St, 01520
Cornerstone Bank Bank · 1
Cornerstone Bank has 1 branch in Holden, 17 across Massachusetts and 17 nationwide. FDIC records list its main office in Spencer, MA and show it operating since 1871. With $2.57 billion in total assets on June 30, 2026, it ranks No. 494 of 4,232 U.S. banks by total assets. The Holden Branch at 1073 Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Holden Branch1073 Main St, 01520
Santander Bank · 1
Santander has 1 branch in Holden, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Holden Branch at 164 Reservoir St dates to 1934 in FDIC branch records. It opens on Saturday.
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Holden Branch164 Reservoir St, 01520
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Holden
1 credit union has 2 offices here: All One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Holden page has every office in the state's directory.
Banking in Holden: the local picture
Short answer: 5 banks run 5 branches in Holden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Holden, 3 elsewhere in Massachusetts and 2 out of state, according to the FDIC.
The bank with the longest record here is Beacon Bank and Trust, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 164 Reservoir St, dating to 1934; the newest is Cornerstone Bank's at 1073 Main St, from 2003.
The only credit union with an office here is All One Credit Union.
Of the 4 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Holden
Short answer: 2 of the 4 Holden locations with published hours open on Saturday, run by 2 institutions.
- Santander: 1 of 1 branch (164 Reservoir St: Saturday 9 am to 1 pm)
- All One Credit Union: 1 of 2 offices (715 Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Holden, and where the nearest one is if they do not.
Short answer: In Holden: Bank of America (1). No branches in Holden: Chase (nearest in Worcester, 4 mi), Wells Fargo (nearest in Boston, 41 mi), PNC Bank (nearest in Framingham, 22 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Worcester, 4 mi), BMO.
| Bank | In Holden | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Worcester, 4 miles away |
| Wells Fargo | None | Boston, 41 miles away |
| PNC Bank | None | Framingham, 22 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Worcester, 4 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holden to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holden residents like anyone else.
Banks near Holden
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Boylston (3 miles) and Paxton (5 miles). Worcester, 6 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Boylston, MA | 3 mi | 3 | 3 |
| Banks in Paxton, MA | 5 mi | 2 | 2 |
| Banks in Worcester, MA | 6 mi | 16 | 44 |
| Banks in Leicester, MA | 7 mi | 2 | 2 |
| Banks in Shrewsbury, MA | 7 mi | 13 | 14 |
| Banks in Auburn, MA | 10 mi | 9 | 9 |
| Banks in Clinton, MA | 10 mi | 3 | 3 |
| Banks in Northborough, MA | 10 mi | 2 | 2 |
Bank branch openings and closings in Holden
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Holden between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Holden by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holden offices.
Short answer: Bank of America is the largest bank with offices in Holden, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Santander is second with $103.96 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Cornerstone Bank | $2.57 billion | No. 494 | 1 | Spencer, MA |
| Bay State Savings Bank | $580.3 million | No. 1,608 | 1 | Worcester, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Holden: FAQ
How many banks are in Holden, MA?
Holden has 5 banks with 5 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Holden?
Bank of America, with 1. Santander has 1 and Beacon Bank and Trust has 1.
Is there a Bank of America in Holden, MA?
Yes. FDIC data lists 1 Bank of America branch in Holden as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Santander in Holden, MA?
Yes. FDIC data lists 1 Santander branch in Holden as of September 5, 2026. The address and directions are under Santander above.
Is there a Beacon Bank and Trust in Holden, MA?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in Holden as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a Chase in Holden, MA?
No. FDIC data lists no Chase branch in Holden as of September 5, 2026. The nearest is in Worcester, about 4 miles away in a straight line.
Which banks in Holden are open on Saturday?
Santander and All One Credit Union publish Saturday hours for one or more Holden locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Holden?
Beacon Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Holden?
All One Credit Union has an office in Holden. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Holden in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Holden?
Nearby cities with more banks include West Boylston, Paxton, Worcester. West Boylston is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Bank of America, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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