US Bank Directory
Banks in Northborough, MA
2 FDIC-insured banks operate 2 offices in Northborough, Massachusetts, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Northborough
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Northborough, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Northborough
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Avidia Bank and Main Street Bank have the most locations in Northborough, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Avidia Bank Bank · 1
Avidia Bank has 1 branch in Northborough, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Hudson, MA and show it operating since 1869. With $2.77 billion in total assets on June 30, 2026, it ranks No. 466 of 4,232 U.S. banks by total assets. The Northborough Branch at 53 W Main St dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Northborough Branch53 W Main St, 01532
Central One Credit Union Credit union · 1
Central One Credit Union has 1 office in Northborough, 9 across Massachusetts. It is based in Shrewsbury, MA and $882.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Northborough-148 Main St.148 Main St, 01532
All hours
Mon to Wed 8 am to 4:30 pm; Thu 8 am to 6 pm; Fri not published; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Main Street Bank Bank · 1
Main Street Bank has 1 branch in Northborough, 6 across Massachusetts and 6 nationwide. FDIC records list its main office in Marlborough, MA and show it operating since 1860. With $1.67 billion in total assets on June 30, 2026, it ranks No. 679 of 4,232 U.S. banks by total assets. The Northborough Branch at 101 W Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Northborough Branch101 W Main St, 01532
St. Mary's Credit Union Credit union · 1
St. Mary's Credit Union has 1 office in Northborough, 8 across Massachusetts. It is based in Marlborough, MA and $1.04 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Mary'S Credit Union100 W Main St, 01532
All hours
Mon to Wed 8 am to 4 pm; Thu to Fri 8 am to 6 pm; Sat 8 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Northborough
2 credit unions have 2 offices here: St. Mary's Credit Union and Central One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Northborough page has every office in the state's directory.
Banking in Northborough: the local picture
Short answer: 2 banks run 2 branches in Northborough according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Northborough, 2 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Main Street Bank, operating since 1860 according to the FDIC. In FDIC branch records, the longest-running branch is Avidia Bank's office at 53 W Main St, dating to 1959; the newest is Main Street Bank's at 101 W Main St, from 1996.
2 credit unions have 2 offices in Northborough, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Northborough
Short answer: 2 of the 2 Northborough locations with published hours open on Saturday, run by 2 institutions.
- St. Mary's Credit Union: 1 of 1 office (100 W Main St: Saturday 8 am to 12:30 pm)
- Central One Credit Union: 1 of 1 office (148 Main St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Northborough, and where the nearest one is if they do not.
Short answer: No branches in Northborough: Chase (nearest in Westborough, 3 mi), Wells Fargo (nearest in Boston, 30 mi), Bank of America (nearest in Westborough, 3 mi), PNC Bank (nearest in Framingham, 12 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Westborough, 4 mi), BMO.
| Bank | In Northborough | Nearest branch if none here |
|---|---|---|
| Chase | None | Westborough, 3 miles away |
| Wells Fargo | None | Boston, 30 miles away |
| Bank of America | None | Westborough, 3 miles away |
| PNC Bank | None | Framingham, 12 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Westborough, 4 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Northborough to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Northborough residents like anyone else.
Banks near Northborough
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Westborough (3 miles) and Marlborough (5 miles). Shrewsbury, 5 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Westborough, MA | 3 mi | 10 | 11 |
| Banks in Marlborough, MA | 5 mi | 8 | 8 |
| Banks in Shrewsbury, MA | 5 mi | 13 | 14 |
| Banks in Hudson, MA | 6 mi | 5 | 7 |
| Banks in Southborough, MA | 7 mi | 3 | 3 |
| Banks in North Grafton, MA | 7 mi | 3 | 3 |
| Banks in West Boylston, MA | 7 mi | 3 | 3 |
| Banks in Clinton, MA | 8 mi | 3 | 3 |
Bank branch openings and closings in Northborough
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Northborough between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Northborough by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Northborough offices.
Short answer: Avidia Bank is the largest bank with offices in Northborough, with $2.77 billion in total assets on June 30, 2026, No. 466 among U.S. banks by total assets. Main Street Bank is second with $1.67 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Avidia Bank | $2.77 billion | No. 466 | 1 | Hudson, MA |
| Main Street Bank | $1.67 billion | No. 679 | 1 | Marlborough, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Northborough: FAQ
How many banks are in Northborough, MA?
Northborough has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Northborough?
Avidia Bank, with 1. Main Street Bank has 1.
Is there a Avidia Bank in Northborough, MA?
Yes. FDIC data lists 1 Avidia Bank branch in Northborough as of September 5, 2026. The address and directions are under Avidia Bank above.
Is there a Main Street Bank in Northborough, MA?
Yes. FDIC data lists 1 Main Street Bank branch in Northborough as of September 5, 2026. The address and directions are under Main Street Bank above.
Is there a Chase in Northborough, MA?
No. FDIC data lists no Chase branch in Northborough as of September 5, 2026. The nearest is in Westborough, about 3 miles away in a straight line.
Which banks in Northborough are open on Saturday?
St. Mary's Credit Union and Central One Credit Union publish Saturday hours for one or more Northborough locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Northborough?
Main Street Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1860.
Which credit unions can I join in Northborough?
St. Mary's Credit Union and Central One Credit Union have offices in Northborough. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Northborough in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Northborough?
Nearby cities with more banks include Westborough, Marlborough, Shrewsbury. Westborough is 3 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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