US Bank Directory

Banks in Westborough, MA

10 FDIC-insured banks operate 11 offices in Westborough, Massachusetts, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Westborough

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 15 locations in Westborough, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

14 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Westborough

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Middlesex Savings Bank has the most locations in Westborough, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central One Credit Union 2 offices · main office Shrewsbury, MA Credit union · 2

Central One Credit Union has 2 officees in Westborough, 9 across Massachusetts. It is based in Shrewsbury, MA and $882.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Westborough locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Westborough
    40 South St, 01581
    (508) 366-5553Today 8 am to 4:30 pm
    All hours

    Mon to Wed 8 am to 4:30 pm; Thu 8 am to 6 pm; Fri not published; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Westborough High School
    90 W Main St, 01581
    (508) 366-2748Today 11:30 am to 1 pm
    All hours

    Mon to Fri 11:30 am to 1 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Central One Credit Union: profile, branches and contacts
Middlesex Savings Bank 2 branches · main office Natick, MA Bank · 2

Middlesex Savings Bank has 2 branches in Westborough, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westborough location is the Home/Phone Banking Branch Information Center at 120 Flanders Rd, dating to 2000; the newest, at 65 E Main St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • Home/Phone Banking Branch Information Center
    120 Flanders Rd, 01581
    Hours: see the bank's site
  • Westborough Branch
    65 E Main St, 01581
    Hours: see the bank's site
Middlesex Savings Bank: profile, branches and contacts
Avidia Bank 1 branch · main office Hudson, MA Bank · 1

Avidia Bank has 1 branch in Westborough, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Hudson, MA and show it operating since 1869. With $2.77 billion in total assets on June 30, 2026, it ranks No. 466 of 4,232 U.S. banks by total assets. The Westborough Branch at 100 E Main St dates to 1869 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westborough Branch
    100 E Main St, 01581
    Hours: see the bank's site
Avidia Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Westborough, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Westborough - Speedway Plaza Branch at 306 Turnpike Rd dates to 2002 in FDIC branch records. It opens on Saturday.

  • Westborough - Speedway Plaza Branch
    306 Turnpike Rd, 01581
    (508) 366-1780Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Westborough, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Westborough Branch at 5 E Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Beacon Bank and Trust: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Westborough, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Westborough Turnpike Road Branch at 303 Turnpike Rd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westborough Turnpike Road Branch
    303 Turnpike Rd, 01581
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Westborough, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Westboro S&S Lyman Branch at 32 Lyman Street dates to 2001 in FDIC branch records. It opens on Saturday.

  • Westboro S&S Lyman Branch
    32 Lyman Street, 01581
    (508) 366-0762Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
First Technology Credit Union 1 office · main office San Jose, CA Credit union · 1

First Technology Credit Union has 1 office in Westborough, 21 across Massachusetts. It is based in San Jose, CA and $28.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Westborough
    18 Lyman St, 01581
    (508) 366-8731Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat 9 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

First Technology Credit Union: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Westborough, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Westborough Branch at 8 Lyman St dates to 2005 in FDIC branch records. It opens on Saturday.

  • Westborough Branch
    8 Lyman St, 01581
    (508) 366-8650Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Rockland Trust Rockland Trust Company · 1 branch · main office Rockland, MA Bank · 1

Rockland Trust has 1 branch in Westborough, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Westborough Branch at 35 Lyman St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Rockland Trust: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Westborough, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Westborough Branch at 70 E Main St dates to 1965 in FDIC branch records. It opens on Saturday.

  • Westborough Branch
    70 E Main St, 01581
    (508) 366-3456Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
St. Mary's Credit Union 1 office · main office Marlborough, MA Credit union · 1

St. Mary's Credit Union has 1 office in Westborough, 8 across Massachusetts. It is based in Marlborough, MA and $1.04 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • St. Mary'S Credit Union
    96 Turnpike Rd, 01581
    (508) 490-8000Today 8:30 am to 4 pm
    All hours

    Mon to Wed 8:30 am to 4 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

St. Mary's Credit Union: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Westborough, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Westborough Branch at 800 Union St dates to 1987 in FDIC branch records. It opens on Saturday.

  • Westborough Branch
    800 Union St, 01581
    (508) 366-7575Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts

Join a credit union in Westborough

3 credit unions have 4 offices here: Central One Credit Union, First Technology Credit Union and St. Mary's Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Westborough page has every office in the state's directory.

Banking in Westborough: the local picture

Short answer: 10 banks run 11 branches in Westborough according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Westborough, 4 elsewhere in Massachusetts and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Avidia Bank's office at 100 E Main St, dating to 1869; the newest is Chase's at 303 Turnpike Rd, from 2024.

3 credit unions have 4 offices in Westborough, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 8 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Westborough

Short answer: 8 of the 9 Westborough locations with published hours open on Saturday, run by 8 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Westborough, and where the nearest one is if they do not.

Short answer: In Westborough: Chase (1), Bank of America (1), TD Bank (1). No branches in Westborough: Wells Fargo (nearest in Boston, 29 mi), PNC Bank (nearest in Framingham, 10 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn WestboroughNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
TD Bank1 branchhere
Wells FargoNoneBoston, 29 miles away
PNC BankNoneFramingham, 10 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westborough to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westborough residents like anyone else.

Banks near Westborough

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Northborough (3 miles) and Southborough (5 miles). Shrewsbury, 6 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Westborough

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Westborough between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Westborough by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westborough offices.

Short answer: Chase is the largest bank with offices in Westborough, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Santander$103.96 billionNo. 321Wilmington, DE
Rockland Trust$24.97 billionNo. 861Rockland, MA
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
Middlesex Savings Bank$6.15 billionNo. 2462Natick, MA
Avidia Bank$2.77 billionNo. 4661Hudson, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Westborough: FAQ

How many banks are in Westborough, MA?

Westborough has 10 banks with 11 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Westborough?

Middlesex Savings Bank, with 2. Chase has 1 and Bank of America has 1.

Is there a Middlesex Savings Bank in Westborough, MA?

Yes. FDIC data lists 2 Middlesex Savings Bank branches in Westborough as of September 5, 2026. Its branches are listed under Middlesex Savings Bank above, with the address and directions for each.

Is there a Chase in Westborough, MA?

Yes. FDIC data lists 1 Chase branch in Westborough as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Westborough, MA?

Yes. FDIC data lists 1 Bank of America branch in Westborough as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Westborough, MA?

No. FDIC data lists no Wells Fargo branch in Westborough as of September 5, 2026. The nearest is in Boston, about 29 miles away in a straight line.

Which banks in Westborough are open on Saturday?

Bank of America, TD Bank, Citizens and M&T Bank and 4 more publish Saturday hours for one or more Westborough locations. The Saturday section above lists each one with its hours. 6 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Westborough?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Westborough?

Central One Credit Union, First Technology Credit Union and St. Mary's Credit Union have offices in Westborough. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Westborough in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Westborough?

Nearby cities with more banks include Northborough, Southborough, Marlborough. Northborough is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 11 branches: Bank of America, Citizens, M&T Bank, Santander, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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