US Bank Directory

Banks in Southborough, MA

3 FDIC-insured banks operate 3 offices in Southborough, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Southborough

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Southborough, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Southborough

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, Middlesex Savings Bank and Main Street Bank have the most locations in Southborough, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Southborough, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Southborough Branch at 154 Turnpike Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Southborough Branch
    154 Turnpike Rd, 01772
    Hours: see the bank's site
Chase: profile, branches and contacts
Main Street Bank 1 branch · main office Marlborough, MA Bank · 1

Main Street Bank has 1 branch in Southborough, 6 across Massachusetts and 6 nationwide. FDIC records list its main office in Marlborough, MA and show it operating since 1860. With $1.67 billion in total assets on June 30, 2026, it ranks No. 679 of 4,232 U.S. banks by total assets. The Southborough Branch at 6 E Main St dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Southborough Branch
    6 E Main St, 01772
    Hours: see the bank's site
Main Street Bank: profile, branches and contacts
Middlesex Savings Bank 1 branch · main office Natick, MA Bank · 1

Middlesex Savings Bank has 1 branch in Southborough, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. The Southborough Branch at 162 Cordaville Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Southborough Branch
    162 Cordaville Rd, 01772
    Hours: see the bank's site
Middlesex Savings Bank: profile, branches and contacts

Banking in Southborough: the local picture

Short answer: 3 banks run 3 branches in Southborough according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Southborough, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Main Street Bank's office at 6 E Main St, dating to 1978; the newest is Chase's at 154 Turnpike Rd, from 2026.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Southborough, and where the nearest one is if they do not.

Short answer: In Southborough: Chase (1). No branches in Southborough: Wells Fargo (nearest in Boston, 24 mi), Bank of America (nearest in Framingham, 4 mi), PNC Bank (nearest in Framingham, 5 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Marlborough, 4 mi), BMO.

BankIn SouthboroughNearest branch if none here
Chase1 branchhere
Wells FargoNoneBoston, 24 miles away
Bank of AmericaNoneFramingham, 4 miles away
PNC BankNoneFramingham, 5 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneMarlborough, 4 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southborough to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southborough residents like anyone else.

Banks near Southborough

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Marlborough (4 miles) and Westborough (5 miles). Westborough, 5 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Southborough

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Southborough between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Aug 25, 2026OpenedChase154 Turnpike Rd, 01772

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Southborough by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southborough offices.

Short answer: Chase is the largest bank with offices in Southborough, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Middlesex Savings Bank is second with $6.15 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Middlesex Savings Bank$6.15 billionNo. 2461Natick, MA
Main Street Bank$1.67 billionNo. 6791Marlborough, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Southborough: FAQ

How many banks are in Southborough, MA?

Southborough has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Southborough?

Chase, with 1. Middlesex Savings Bank has 1 and Main Street Bank has 1.

Is there a Chase in Southborough, MA?

Yes. FDIC data lists 1 Chase branch in Southborough as of September 5, 2026. The address and directions are under Chase above.

Is there a Middlesex Savings Bank in Southborough, MA?

Yes. FDIC data lists 1 Middlesex Savings Bank branch in Southborough as of September 5, 2026. The address and directions are under Middlesex Savings Bank above.

Is there a Main Street Bank in Southborough, MA?

Yes. FDIC data lists 1 Main Street Bank branch in Southborough as of September 5, 2026. The address and directions are under Main Street Bank above.

Is there a Wells Fargo in Southborough, MA?

No. FDIC data lists no Wells Fargo branch in Southborough as of September 5, 2026. The nearest is in Boston, about 24 miles away in a straight line.

What is the oldest bank in Southborough?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Southborough in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Southborough?

Nearby cities with more banks include Marlborough, Westborough, Ashland. Marlborough is 4 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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