US Bank Directory
Banks in North Grafton, MA
3 FDIC-insured banks operate 3 offices in North Grafton, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: North Grafton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in North Grafton, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in North Grafton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, UniBank for Savings and Savers Co-operative Bank have the most locations in North Grafton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in North Grafton, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Grafton Stop & Shop Branch at 100 Worcester St dates to 2002 in FDIC branch records. It opens on Saturday.
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Grafton Stop & Shop Branch100 Worcester St, 01536
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Homefield Credit Union Credit union · 1
Homefield Credit Union has 1 office in North Grafton, 2 across Massachusetts. It is based in North Grafton, MA and $170.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office86 Worcester St, 01536
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Savers Co-operative Bank Bank · 1
Savers Co-operative Bank has 1 branch in North Grafton, 7 across Massachusetts and 7 nationwide. FDIC records list its main office in Southbridge, MA and show it operating since 1910. With $783.2 million in total assets on June 30, 2026, it ranks No. 1,280 of 4,232 U.S. banks by total assets. The Grafton Branch at 96 Worcester St dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Branch96 Worcester St, 01536
UniBank for Savings Bank · 1
UniBank for Savings has 1 branch in North Grafton, 15 across Massachusetts and 15 nationwide. FDIC records list its main office in Whitinsville, MA and show it operating since 1870. With $3.11 billion in total assets on June 30, 2026, it ranks No. 415 of 4,232 U.S. banks by total assets. The Grafton Branch at 89 Worcester St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Branch89 Worcester St, 01536
Join a credit union in North Grafton
1 credit union has 1 office here: Homefield Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Grafton page has every office in the state's directory.
Banking in North Grafton: the local picture
Short answer: 3 banks run 3 branches in North Grafton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in North Grafton, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is UniBank for Savings, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Savers Co-operative Bank's office at 96 Worcester St, dating to 1976; the newest is UniBank for Savings's at 89 Worcester St, from 2013.
The only credit union with an office here is Homefield Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in North Grafton
Short answer: 2 of the 2 North Grafton locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 1 of 1 branch (100 Worcester St: Saturday 10 am to 3 pm)
- Homefield Credit Union: 1 of 1 office (86 Worcester St: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Grafton, and where the nearest one is if they do not.
Short answer: No branches in North Grafton: Chase (nearest in Westborough, 5 mi), Wells Fargo (nearest in Boston, 34 mi), Bank of America (nearest in Worcester, 4 mi), PNC Bank (nearest in Framingham, 15 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Shrewsbury, 5 mi), BMO.
| Bank | In North Grafton | Nearest branch if none here |
|---|---|---|
| Chase | None | Westborough, 5 miles away |
| Wells Fargo | None | Boston, 34 miles away |
| Bank of America | None | Worcester, 4 miles away |
| PNC Bank | None | Framingham, 15 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Shrewsbury, 5 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Grafton to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Grafton residents like anyone else.
Banks near North Grafton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Millbury (4 miles) and Sutton (5 miles). Worcester, 7 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Millbury, MA | 4 mi | 3 | 3 |
| Banks in Sutton, MA | 5 mi | 2 | 3 |
| Banks in Shrewsbury, MA | 5 mi | 13 | 14 |
| Banks in Westborough, MA | 6 mi | 10 | 11 |
| Banks in Worcester, MA | 7 mi | 16 | 44 |
| Banks in Whitinsville, MA | 7 mi | 3 | 4 |
| Banks in Northborough, MA | 7 mi | 2 | 2 |
| Banks in Auburn, MA | 7 mi | 9 | 9 |
Bank branch openings and closings in North Grafton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Grafton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in North Grafton
Short answer: 1 institution has its main office in North Grafton: Homefield Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Homefield Credit Union | Credit union | $170.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in North Grafton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Grafton offices.
Short answer: Citizens is the largest bank with offices in North Grafton, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. UniBank for Savings is second with $3.11 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| UniBank for Savings | $3.11 billion | No. 415 | 1 | Whitinsville, MA |
| Savers Co-operative Bank | $783.2 million | No. 1,280 | 1 | Southbridge, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Grafton: FAQ
How many banks are in North Grafton, MA?
North Grafton has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in North Grafton?
Citizens, with 1. UniBank for Savings has 1 and Savers Co-operative Bank has 1.
Is there a Citizens in North Grafton, MA?
Yes. FDIC data lists 1 Citizens branch in North Grafton as of September 5, 2026. The address and directions are under Citizens above.
Is there a UniBank for Savings in North Grafton, MA?
Yes. FDIC data lists 1 UniBank for Savings branch in North Grafton as of September 5, 2026. The address and directions are under UniBank for Savings above.
Is there a Savers Co-operative Bank in North Grafton, MA?
Yes. FDIC data lists 1 Savers Co-operative Bank branch in North Grafton as of September 5, 2026. The address and directions are under Savers Co-operative Bank above.
Is there a Chase in North Grafton, MA?
No. FDIC data lists no Chase branch in North Grafton as of September 5, 2026. The nearest is in Westborough, about 5 miles away in a straight line.
Which banks in North Grafton are open on Saturday?
Citizens and Homefield Credit Union publish Saturday hours for one or more North Grafton locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in North Grafton?
Homefield Credit Union has its main office in North Grafton, according to the FDIC and the NCUA.
What is the oldest bank in North Grafton?
UniBank for Savings has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in North Grafton?
Homefield Credit Union has an office in North Grafton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in North Grafton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Grafton?
Nearby cities with more banks include Millbury, Sutton, Shrewsbury. Millbury is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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