US Bank Directory
Banks in Whitinsville, MA
3 FDIC-insured banks operate 4 offices in Whitinsville, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Whitinsville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Whitinsville, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Whitinsville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: UniBank for Savings has the most locations in Whitinsville, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
UniBank for Savings Bank · 2
UniBank for Savings has 2 branches in Whitinsville, 15 across Massachusetts and 15 nationwide. FDIC records list its main office in Whitinsville, MA and show it operating since 1870. With $3.11 billion in total assets on June 30, 2026, it ranks No. 415 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Whitinsville location is its main office at 49 Church St, dating to 1870; the newest, at 1189 Providence Road, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office49 Church St, 01588
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Whitinsville Plaza Branch1189 Providence Road, 01588
Milford Federal Bank Bank · 1
Milford Federal Bank has 1 branch in Whitinsville, 3 across Massachusetts and 4 nationwide. FDIC records list its main office in Milford, MA and show it operating since 1937. With $545.1 million in total assets on June 30, 2026, it ranks No. 1,691 of 4,232 U.S. banks by total assets. The Whitinsville Branch at 1271 Providence Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Whitinsville Branch1271 Providence Rd, 01588
Santander Bank · 1
Santander has 1 branch in Whitinsville, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Whitinsville Branch at 1234 Providence Rd dates to 1974 in FDIC branch records. It opens on Saturday.
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Whitinsville Branch1234 Providence Rd, 01588
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Webster First Credit Union Credit union · 1
Webster First Credit Union has 1 office in Whitinsville, 16 across Massachusetts. It is based in Worcester, MA and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Whitinsville1298 Providence Rd, 01588
All hours
Mon to Tue 8:30 am to 4 pm; Wed 8:30 am to 12 pm; Thu 8:30 am to 7 pm; Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Whitinsville
1 credit union has 1 office here: Webster First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Whitinsville page has every office in the state's directory.
Banking in Whitinsville: the local picture
Short answer: 3 banks run 4 branches in Whitinsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Whitinsville, 1 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is UniBank for Savings, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is UniBank for Savings's office at 49 Church St, dating to 1870; the newest is UniBank for Savings's at 1189 Providence Road, from 2004.
The only credit union with an office here is Webster First Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Whitinsville
Short answer: 2 of the 2 Whitinsville locations with published hours open on Saturday, run by 2 institutions.
- Santander: 1 of 1 branch (1234 Providence Rd: Saturday 9 am to 1 pm)
- Webster First Credit Union: 1 of 1 office (1298 Providence Rd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Whitinsville, and where the nearest one is if they do not.
Short answer: No branches in Whitinsville: Chase (nearest in Milford, 8 mi), Wells Fargo (nearest in Boston, 34 mi), Bank of America (nearest in Sutton, 5 mi), PNC Bank (nearest in Framingham, 17 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Milford, 8 mi), BMO.
| Bank | In Whitinsville | Nearest branch if none here |
|---|---|---|
| Chase | None | Milford, 8 miles away |
| Wells Fargo | None | Boston, 34 miles away |
| Bank of America | None | Sutton, 5 miles away |
| PNC Bank | None | Framingham, 17 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Milford, 8 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitinsville to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitinsville residents like anyone else.
Banks near Whitinsville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Uxbridge (3 miles) and Mendon (5 miles). Milford, 7 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Uxbridge, MA | 3 mi | 3 | 3 |
| Banks in Mendon, MA | 5 mi | 3 | 3 |
| Banks in Sutton, MA | 5 mi | 2 | 3 |
| Banks in North Grafton, MA | 7 mi | 3 | 3 |
| Banks in Millbury, MA | 7 mi | 3 | 3 |
| Banks in Milford, MA | 7 mi | 9 | 11 |
| Banks in Hopkinton, MA | 9 mi | 2 | 2 |
| Banks in Bellingham, MA | 10 mi | 5 | 5 |
Bank branch openings and closings in Whitinsville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Whitinsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Whitinsville
Short answer: 1 institution has its main office in Whitinsville: UniBank for Savings.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| UniBank for Savings | Bank | $3.11 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Whitinsville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitinsville offices.
Short answer: Santander is the largest bank with offices in Whitinsville, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. UniBank for Savings is second with $3.11 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| UniBank for Savings | $3.11 billion | No. 415 | 2 | Whitinsville, MA |
| Milford Federal Bank | $545.1 million | No. 1,691 | 1 | Milford, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Whitinsville: FAQ
How many banks are in Whitinsville, MA?
Whitinsville has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Whitinsville?
UniBank for Savings, with 2. Santander has 1 and Milford Federal Bank has 1.
Is there a UniBank for Savings in Whitinsville, MA?
Yes. FDIC data lists 2 UniBank for Savings branches in Whitinsville as of September 5, 2026, the main office at 49 Church St. Its branches are listed under UniBank for Savings above, with the address and directions for each.
Is there a Santander in Whitinsville, MA?
Yes. FDIC data lists 1 Santander branch in Whitinsville as of September 5, 2026. The address and directions are under Santander above.
Is there a Milford Federal Bank in Whitinsville, MA?
Yes. FDIC data lists 1 Milford Federal Bank branch in Whitinsville as of September 5, 2026. The address and directions are under Milford Federal Bank above.
Is there a Chase in Whitinsville, MA?
No. FDIC data lists no Chase branch in Whitinsville as of September 5, 2026. The nearest is in Milford, about 8 miles away in a straight line.
Which banks in Whitinsville are open on Saturday?
Santander and Webster First Credit Union publish Saturday hours for one or more Whitinsville locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Whitinsville?
UniBank for Savings has its main office in Whitinsville, according to the FDIC.
What is the oldest bank in Whitinsville?
UniBank for Savings has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Whitinsville?
Webster First Credit Union has an office in Whitinsville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Whitinsville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Whitinsville?
Nearby cities with more banks include Uxbridge, Mendon, Sutton. Uxbridge is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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