US Bank Directory

Banks in Milford, MA

9 FDIC-insured banks operate 11 offices in Milford, Massachusetts, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Milford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 13 locations in Milford, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Milford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Rockland Trust and Milford Federal Bank have the most locations in Milford, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Milford Federal Bank 2 branches · main office Milford, MA Bank · 2

Milford Federal Bank has 2 branches in Milford, 3 across Massachusetts and 4 nationwide. FDIC records list its main office in Milford, MA and show it operating since 1937. With $545.1 million in total assets on June 30, 2026, it ranks No. 1,691 of 4,232 U.S. banks by total assets. Its main office at 246 Main St dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    246 Main St, 01757
    Hours: see the bank's site
  • Medway Rd Branch
    67 Medway Rd, 01757
    Hours: see the bank's site
Milford Federal Bank: profile, branches and contacts
Rockland Trust Rockland Trust Company · 2 branches · main office Rockland, MA Bank · 2

Rockland Trust has 2 branches in Milford, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Milford location is the Milford - East Branch at 300 E Main St, dating to 1849; the newest, at 146 S Main St, to 1972. It does not publish hours in the sources this page uses; check its site before you go.

  • Milford - South Branch
    146 S Main St, 01757
    Hours: see the bank's site
  • Milford - East Branch
    300 E Main St, 01757
    Hours: see the bank's site
Rockland Trust: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Milford, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The East Milford Branch at 209 E Main St dates to 2002 in FDIC branch records. It opens on Saturday.

  • East Milford Branch
    209 E Main St, 01757
    (508) 634-5391Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Milford, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Milford Branch at 91 Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Beacon Bank and Trust: profile, branches and contacts
Central One Credit Union 1 office · main office Shrewsbury, MA Credit union · 1

Central One Credit Union has 1 office in Milford, 9 across Massachusetts. It is based in Shrewsbury, MA and $882.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Milford
    82 Prospect St, 01757
    (508) 841-0801Today 8 am to 4:30 pm
    All hours

    Mon to Wed 8 am to 4:30 pm; Thu 8 am to 6 pm; Fri not published; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Central One Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Milford, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Milford Medway Rd Branch at 7 Medway Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Milford Medway Rd Branch
    7 Medway Rd, 01757
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Milford, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Milford Stop & Shop at 126 Medway Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Milford Stop & Shop
    126 Medway Rd, 01757
    Hours: see the bank's site
Citizens: profile, branches and contacts
Homefield Credit Union 1 office · main office North Grafton, MA Credit union · 1

Homefield Credit Union has 1 office in Milford, 2 across Massachusetts. It is based in North Grafton, MA and $170.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Homefield Credit Union - Milford Branch
    138 S Main St, 01757
    (508) 839-5493Today 9 am to 4:30 pm
    All hours

    Mon to Wed 9 am to 4:30 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Homefield Credit Union: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Milford, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Prospect Street Branch at 126 Prospect St dates to 1977 in FDIC branch records. It opens on Saturday.

  • Prospect Street Branch
    126 Prospect St, 01757
    (508) 478-3830Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Milford, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Milford, Ma Branch at 196 E Main St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Milford, Ma Branch
    196 E Main St, 01757
    Hours: see the bank's site
TD Bank: profile, branches and contacts
UniBank for Savings 1 branch · main office Whitinsville, MA Bank · 1

UniBank for Savings has 1 branch in Milford, 15 across Massachusetts and 15 nationwide. FDIC records list its main office in Whitinsville, MA and show it operating since 1870. With $3.11 billion in total assets on June 30, 2026, it ranks No. 415 of 4,232 U.S. banks by total assets. The Milford Branch at 91 Prospect St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

UniBank for Savings: profile, branches and contacts

Join a credit union in Milford

2 credit unions have 2 offices here: Central One Credit Union and Homefield Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Milford page has every office in the state's directory.

Banking in Milford: the local picture

Short answer: 9 banks run 11 branches in Milford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 1 has its main office in Milford, 3 elsewhere in Massachusetts and 5 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Rockland Trust's office at 300 E Main St, dating to 1849; the newest is Chase's at 7 Medway Rd, from 2023.

2 credit unions have 2 offices in Milford, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 4 open on Saturday. 9 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Milford

Short answer: 4 of the 4 Milford locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Milford, and where the nearest one is if they do not.

Short answer: In Milford: Chase (1), Bank of America (1), TD Bank (1). No branches in Milford: Wells Fargo (nearest in Boston, 27 mi), PNC Bank (nearest in Framingham, 12 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn MilfordNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
TD Bank1 branchhere
Wells FargoNoneBoston, 27 miles away
PNC BankNoneFramingham, 12 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milford to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milford residents like anyone else.

Banks near Milford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mendon (4 miles) and Bellingham (5 miles). Ashland, 8 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Milford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Milford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Milford

Short answer: 1 institution has its main office in Milford: Milford Federal Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Milford Federal BankBank$545.1 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Milford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milford offices.

Short answer: Chase is the largest bank with offices in Milford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
Santander$103.96 billionNo. 321Wilmington, DE
Rockland Trust$24.97 billionNo. 862Rockland, MA
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
UniBank for Savings$3.11 billionNo. 4151Whitinsville, MA
Milford Federal Bank$545.1 millionNo. 1,6912Milford, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Milford: FAQ

How many banks are in Milford, MA?

Milford has 9 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Milford?

Rockland Trust, with 2. Milford Federal Bank has 2 and Chase has 1.

Is there a Rockland Trust in Milford, MA?

Yes. FDIC data lists 2 Rockland Trust branches in Milford as of September 5, 2026. Its branches are listed under Rockland Trust above, with the address and directions for each.

Is there a Chase in Milford, MA?

Yes. FDIC data lists 1 Chase branch in Milford as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Milford, MA?

No. FDIC data lists no Wells Fargo branch in Milford as of September 5, 2026. The nearest is in Boston, about 27 miles away in a straight line.

Which banks in Milford are open on Saturday?

Bank of America, Santander, Central One Credit Union and Homefield Credit Union publish Saturday hours for one or more Milford locations. The Saturday section above lists each one with its hours. 9 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Milford?

Milford Federal Bank has its main office in Milford, according to the FDIC.

What is the oldest bank in Milford?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Milford?

Central One Credit Union and Homefield Credit Union have offices in Milford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Milford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Milford?

Nearby cities with more banks include Mendon, Bellingham, Medway. Mendon is 4 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 11 branches: Bank of America, Santander)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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