US Bank Directory
Banks in Franklin, MA
4 FDIC-insured banks operate 6 offices in Franklin, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Franklin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Franklin, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Franklin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens and Rockland Trust have the most locations in Franklin, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in Franklin, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Franklin location is the Franklin East Central Branch at 293 E Central St, dating to 1997; the newest, at 40 Franklin Village Dr, to 2002. All 2 of its Franklin locations with published hours open on Saturday.
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Franklin East Central Branch293 E Central St, 02038
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Franklin Stop And Shop Branch40 Franklin Village Dr, 02038
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Rockland Trust Bank · 2
Rockland Trust has 2 branches in Franklin, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Franklin location is the Franklin - Main Branch at 58 Main St, dating to 1871; the newest, at 231 E Central St, to 1981. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin - East Central Branch231 E Central St, 02038
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Franklin - Main Branch58 Main St, 02038
Dean Co-operative Bank Bank · 1
Dean Co-operative Bank has 1 branch in Franklin, 4 across Massachusetts and 4 nationwide. FDIC records list its main office in Franklin, MA and show it operating since 1889. With $494.3 million in total assets on June 30, 2026, it ranks No. 1,809 of 4,232 U.S. banks by total assets. Its main office at 21 Main St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office21 Main St, 02038
First Technology Credit Union Credit union · 1
First Technology Credit Union has 1 office in Franklin, 21 across Massachusetts. It is based in San Jose, CA and $28.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Franklin500 W Central St, 02038
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Middlesex Savings Bank Bank · 1
Middlesex Savings Bank has 1 branch in Franklin, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. The Franklin Branch at 1000 Franklin Village Dr dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch1000 Franklin Village Dr, 02038
Join a credit union in Franklin
1 credit union has 1 office here: First Technology Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Franklin page has every office in the state's directory.
Banking in Franklin: the local picture
Short answer: 4 banks run 6 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Franklin, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is Middlesex Savings Bank, operating since 1835 according to the FDIC. In FDIC branch records, the longest-running branch is Rockland Trust's office at 58 Main St, dating to 1871; the newest is Citizens's at 40 Franklin Village Dr, from 2002.
The only credit union with an office here is First Technology Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Franklin
Short answer: 3 of the 3 Franklin locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 2 of 2 branches (293 E Central St: Saturday 9 am to 12 pm, and 1 more)
- First Technology Credit Union: 1 of 1 office (500 W Central St: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklin, and where the nearest one is if they do not.
Short answer: No branches in Franklin: Chase (nearest in Medway, 5 mi), Wells Fargo (nearest in Boston, 26 mi), Bank of America (nearest in Bellingham, 4 mi), PNC Bank (nearest in Framingham, 15 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wrentham, 4 mi), BMO.
| Bank | In Franklin | Nearest branch if none here |
|---|---|---|
| Chase | None | Medway, 5 miles away |
| Wells Fargo | None | Boston, 26 miles away |
| Bank of America | None | Bellingham, 4 miles away |
| PNC Bank | None | Framingham, 15 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Wrentham, 4 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.
Banks near Franklin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bellingham (3 miles) and Wrentham (4 miles). Milford, 7 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bellingham, MA | 3 mi | 5 | 5 |
| Banks in Wrentham, MA | 4 mi | 3 | 4 |
| Banks in Norfolk, MA | 5 mi | 2 | 2 |
| Banks in Medway, MA | 5 mi | 3 | 4 |
| Banks in Millis, MA | 6 mi | 2 | 2 |
| Banks in Milford, MA | 7 mi | 9 | 11 |
| Banks in Plainville, MA | 7 mi | 3 | 3 |
| Banks in Blackstone, MA | 7 mi | 2 | 2 |
Bank branch openings and closings in Franklin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Franklin
Short answer: 1 institution has its main office in Franklin: Dean Co-operative Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Dean Co-operative Bank | Bank | $494.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Franklin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.
Short answer: Citizens is the largest bank with offices in Franklin, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Rockland Trust is second with $24.97 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| Rockland Trust | $24.97 billion | No. 86 | 2 | Rockland, MA |
| Middlesex Savings Bank | $6.15 billion | No. 246 | 1 | Natick, MA |
| Dean Co-operative Bank | $494.3 million | No. 1,809 | 1 | Franklin, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklin: FAQ
How many banks are in Franklin, MA?
Franklin has 4 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Franklin?
Citizens, with 2. Rockland Trust has 2 and Middlesex Savings Bank has 1.
Is there a Citizens in Franklin, MA?
Yes. FDIC data lists 2 Citizens branches in Franklin as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Rockland Trust in Franklin, MA?
Yes. FDIC data lists 2 Rockland Trust branches in Franklin as of September 5, 2026. Its branches are listed under Rockland Trust above, with the address and directions for each.
Is there a Middlesex Savings Bank in Franklin, MA?
Yes. FDIC data lists 1 Middlesex Savings Bank branch in Franklin as of September 5, 2026. The address and directions are under Middlesex Savings Bank above.
Is there a Chase in Franklin, MA?
No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Medway, about 5 miles away in a straight line.
Which banks in Franklin are open on Saturday?
Citizens and First Technology Credit Union publish Saturday hours for one or more Franklin locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Franklin?
Dean Co-operative Bank has its main office in Franklin, according to the FDIC.
What is the oldest bank in Franklin?
Middlesex Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1835.
Which credit unions can I join in Franklin?
First Technology Credit Union has an office in Franklin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Franklin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklin?
Nearby cities with more banks include Bellingham, Wrentham, Norfolk. Bellingham is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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