FDIC-insured bank
Bay State Savings Bank — Worcester, MA
Bank headquartered in Worcester, Massachusetts, part of 1895 MHC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 28 Franklin St Worcester, MA 01608 |
| County | Worcester |
| Metro area | Worcester, MA-CT |
| Website | baystatesavingsbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 90311 |
| Federal Reserve RSSD ID | 963002 |
| Status | Active |
| Charter class | SI (STATE) |
| Holding company | 1895 MHC |
| Domestic offices | 7 |
| Financials as of | June 30, 2026 |
How to find your Bay State Savings Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at baystatesavingsbank.com.
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Offices nearest to headquarters
| Bay State Savings Bank main office Worcester, MA |
28 Franklin St, 01608 |
| Grafton Street Branch Worcester, MA |
799 Grafton Streeet, 01608 |
| Mill Street Branch Worcester, MA |
275 Mill St, 01602 |
| Shrewsbury Branch Shrewsbury, MA |
50 Boston Tpke, 01545 |
| Burncoat Street Branch Worcester, MA |
374 Burncoat St, 01606 |
| Minuteman Plaza Branch Auburn, MA |
123 Auburn St, 01501 |
| Holden Branch Holden, MA |
628 Main St, 01520 |
Where Bay State Savings Bank has offices
Cities with the most Bay State Savings Bank offices
Largest banks headquartered elsewhere in Massachusetts
| State Street Bank and Trust Company Boston | $412.62 billion |
| Eastern Bank Boston | $31.13 billion |
| Rockland Trust Company Rockland | $24.97 billion |
| Beacon Bank and Trust Boston | $22.20 billion |
| Salem Five Cents Savings Bank Salem | $8.82 billion |
| Needham Bank Needham | $7.42 billion |
| Cambridge Savings Bank Cambridge | $6.98 billion |
| Middlesex Savings Bank Natick | $6.15 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
