FDIC-insured bank

Cornerstone Bank — Spencer, MA

Bank headquartered in Spencer, Massachusetts, part of PEOPLESBANCORP MHC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$2.57 billion
Total deposits
$1.94 billion
Branches
17
FDIC-insured since
1985
Established
1871

Headquarters and contact

Address176 Main St
Spencer, MA 01562
CountyWorcester
Metro areaWorcester, MA-CT
Websitewww.cornerstonebank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate90282
Federal Reserve RSSD ID447100
StatusActive
Charter classSM (STATE)
Holding companyPEOPLESBANCORP MHC
Domestic offices17
Financials as ofJune 30, 2026

How to find your Cornerstone Bank routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.cornerstonebank.com.
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Offices nearest to headquarters

Cornerstone Bank main office
Spencer, MA
176 Main St, 01562
Leiceister Branch
Leicester, MA
121 S Main St, 01524
Charlton Branch
Charlton, MA
2 Center Depot Rd, 01507
Tatnuck Square Branch
Worcester, MA
1125 Pleasant St, 01602
Rutland Branch
Rutland, MA
93 Main St, 01543
Sturbridge Branch
Sturbridge, MA
200 Charlton Rd, 01566
Holden Branch
Holden, MA
1073 Main St, 01520
Southbridge Br
Southbridge, MA
253 Main St, 01550
Worcester Branch
Worcester, MA
230 Park Ave, 01609
West Boylston Street Branch
Worcester, MA
70 W Boylston St, 01606
Barre Branch
Barre, MA
560 Summer St, 01005
Webster Branch
Webster, MA
86 Worcester Rd, 01570
17 offices in total. Browse them by city through the state pages.

Where Cornerstone Bank has offices

Cities with the most Cornerstone Bank offices

Largest banks headquartered elsewhere in Massachusetts

State Street Bank and Trust Company Boston$412.62 billion
Eastern Bank Boston$31.13 billion
Rockland Trust Company Rockland$24.97 billion
Beacon Bank and Trust Boston$22.20 billion
Salem Five Cents Savings Bank Salem$8.82 billion
Needham Bank Needham$7.42 billion
Cambridge Savings Bank Cambridge$6.98 billion
Middlesex Savings Bank Natick$6.15 billion
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