US Bank Directory
Banks in Southbridge, MA
2 FDIC-insured banks operate 3 offices in Southbridge, Massachusetts, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Southbridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 5 locations in Southbridge, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Southbridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Savers Co-operative Bank has the most locations in Southbridge, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Savers Co-operative Bank Bank · 2
Savers Co-operative Bank has 2 branches in Southbridge, 7 across Massachusetts and 7 nationwide. FDIC records list its main office in Southbridge, MA and show it operating since 1910. With $783.2 million in total assets on June 30, 2026, it ranks No. 1,280 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Southbridge location is its main office at 270 Main St, dating to 1910; the newest, at 43 Foster St, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office270 Main St, 01550
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Operations Center Branch43 Foster St, 01550
Southbridge Credit Union Credit union · 2
Southbridge Credit Union has 2 officees in Southbridge, 5 across Massachusetts. It is based in Southbridge, MA and $242.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Southbridge locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office155 Main St, 01550
All hours
Mon to Wed 8 am to 4 pm; Thu 8 am to 6 pm; Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Main Office179 Main St, 01550
All hours
Mon to Wed 8 am to 4 pm; Thu 8 am to 6 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cornerstone Bank Bank · 1
Cornerstone Bank has 1 branch in Southbridge, 17 across Massachusetts and 17 nationwide. FDIC records list its main office in Spencer, MA and show it operating since 1871. With $2.57 billion in total assets on June 30, 2026, it ranks No. 494 of 4,232 U.S. banks by total assets. The Southbridge Br at 253 Main St dates to 1848 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Southbridge Br253 Main St, 01550
Join a credit union in Southbridge
1 credit union has 2 offices here: Southbridge Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Southbridge page has every office in the state's directory.
Banking in Southbridge: the local picture
Short answer: 2 banks run 3 branches in Southbridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Southbridge, 1 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Cornerstone Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Cornerstone Bank's office at 253 Main St, dating to 1848; the newest is Savers Co-operative Bank's at 43 Foster St, from 2015.
The only credit union with an office here is Southbridge Credit Union.
Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Southbridge
Short answer: None of the 2 Southbridge locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Southbridge, and where the nearest one is if they do not.
Short answer: No branches in Southbridge: Chase (nearest in Auburn, 14 mi), Wells Fargo (nearest in Boston, 54 mi), Bank of America (nearest in Auburn, 13 mi), PNC Bank (nearest in Framingham, 35 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Sturbridge, 2 mi), BMO.
| Bank | In Southbridge | Nearest branch if none here |
|---|---|---|
| Chase | None | Auburn, 14 miles away |
| Wells Fargo | None | Boston, 54 miles away |
| Bank of America | None | Auburn, 13 miles away |
| PNC Bank | None | Framingham, 35 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Sturbridge, 2 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southbridge to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southbridge residents like anyone else.
Banks near Southbridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sturbridge (3 miles) and Charlton (6 miles). Auburn, 13 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sturbridge, MA | 3 mi | 5 | 5 |
| Banks in Charlton, MA | 6 mi | 3 | 3 |
| Banks in Webster, MA | 9 mi | 5 | 5 |
| Banks in Oxford, MA | 9 mi | 2 | 2 |
| Banks in West Brookfield, MA | 12 mi | 2 | 2 |
| Banks in Auburn, MA | 13 mi | 9 | 9 |
| Banks in Leicester, MA | 13 mi | 2 | 2 |
| Banks in Millbury, MA | 16 mi | 3 | 3 |
Bank branch openings and closings in Southbridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Southbridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Southbridge
Short answer: 2 institutions have their main office in Southbridge: Savers Co-operative Bank and Southbridge Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Savers Co-operative Bank | Bank | $783.2 million | 2 |
| Southbridge Credit Union | Credit union | $242.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Southbridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southbridge offices.
Short answer: Cornerstone Bank is the largest bank with offices in Southbridge, with $2.57 billion in total assets on June 30, 2026, No. 494 among U.S. banks by total assets. Savers Co-operative Bank is second with $783.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Cornerstone Bank | $2.57 billion | No. 494 | 1 | Spencer, MA |
| Savers Co-operative Bank | $783.2 million | No. 1,280 | 2 | Southbridge, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Southbridge: FAQ
How many banks are in Southbridge, MA?
Southbridge has 2 banks with 3 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Southbridge?
Savers Co-operative Bank, with 2. Cornerstone Bank has 1.
Is there a Savers Co-operative Bank in Southbridge, MA?
Yes. FDIC data lists 2 Savers Co-operative Bank branches in Southbridge as of September 5, 2026, the main office at 270 Main St. Its branches are listed under Savers Co-operative Bank above, with the address and directions for each.
Is there a Cornerstone Bank in Southbridge, MA?
Yes. FDIC data lists 1 Cornerstone Bank branch in Southbridge as of September 5, 2026. The address and directions are under Cornerstone Bank above.
Is there a Chase in Southbridge, MA?
No. FDIC data lists no Chase branch in Southbridge as of September 5, 2026. The nearest is in Auburn, about 14 miles away in a straight line.
Which banks in Southbridge are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Southbridge?
Savers Co-operative Bank and Southbridge Credit Union have their main office in Southbridge, according to the FDIC and the NCUA.
What is the oldest bank in Southbridge?
Cornerstone Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Southbridge?
Southbridge Credit Union has an office in Southbridge. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Southbridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Southbridge?
Nearby cities with more banks include Sturbridge, Charlton, Webster. Sturbridge is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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