US Bank Directory
Banks in Oxford, MA
2 FDIC-insured banks operate 2 offices in Oxford, Massachusetts.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Oxford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TruNorth Bank and Webster Five Cents Savings Bank have the most locations in Oxford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
TruNorth Bank Bank · 1
TruNorth Bank has 1 branch in Oxford, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Bankhometown Branch at 31 Sutton Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bankhometown Branch31 Sutton Ave, 01540
Webster Five Cents Savings Bank Bank · 1
Webster Five Cents Savings Bank has 1 branch in Oxford, 7 across Massachusetts and 7 nationwide. FDIC records list its main office in Webster, MA and show it operating since 1868. With $1.31 billion in total assets on June 30, 2026, it ranks No. 844 of 4,232 U.S. banks by total assets. The Oxford Branch at 343 Main St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch343 Main St, 01540
Banking in Oxford: the local picture
Short answer: 2 banks run 2 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Oxford, 2 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Webster Five Cents Savings Bank, operating since 1868 according to the FDIC. In FDIC branch records, the longest-running branch is Webster Five Cents Savings Bank's office at 343 Main St, dating to 1961; the newest is TruNorth Bank's at 31 Sutton Ave, from 2026.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: No branches in Oxford: Chase (nearest in Auburn, 6 mi), Wells Fargo (nearest in Boston, 45 mi), Bank of America (nearest in Auburn, 6 mi), PNC Bank (nearest in Framingham, 26 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Auburn, 6 mi), BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Chase | None | Auburn, 6 miles away |
| Wells Fargo | None | Boston, 45 miles away |
| Bank of America | None | Auburn, 6 miles away |
| PNC Bank | None | Framingham, 26 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Auburn, 6 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Webster (4 miles) and Auburn (6 miles). Auburn, 6 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Webster, MA | 4 mi | 5 | 5 |
| Banks in Auburn, MA | 6 mi | 9 | 9 |
| Banks in Charlton, MA | 6 mi | 3 | 3 |
| Banks in Sutton, MA | 7 mi | 2 | 3 |
| Banks in Millbury, MA | 7 mi | 3 | 3 |
| Banks in Leicester, MA | 9 mi | 2 | 2 |
| Banks in Southbridge, MA | 9 mi | 2 | 3 |
| Banks in Sturbridge, MA | 11 mi | 5 | 5 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Oxford between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Aug 22, 2026 | Opened | TruNorth Bank | 31 Sutton Ave, 01540 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: TruNorth Bank is the largest bank with offices in Oxford, with $2.02 billion in total assets on June 30, 2026, No. 603 among U.S. banks by total assets. Webster Five Cents Savings Bank is second with $1.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TruNorth Bank | $2.02 billion | No. 603 | 1 | Easthampton, MA |
| Webster Five Cents Savings Bank | $1.31 billion | No. 844 | 1 | Webster, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, MA?
Oxford has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Oxford?
TruNorth Bank, with 1. Webster Five Cents Savings Bank has 1.
Is there a TruNorth Bank in Oxford, MA?
Yes. FDIC data lists 1 TruNorth Bank branch in Oxford as of September 5, 2026. The address and directions are under TruNorth Bank above.
Is there a Webster Five Cents Savings Bank in Oxford, MA?
Yes. FDIC data lists 1 Webster Five Cents Savings Bank branch in Oxford as of September 5, 2026. The address and directions are under Webster Five Cents Savings Bank above.
Is there a Chase in Oxford, MA?
No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Auburn, about 6 miles away in a straight line.
What is the oldest bank in Oxford?
Webster Five Cents Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1868.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Webster, Auburn, Charlton. Webster is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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