US Bank Directory

Banks in Athol, MA

3 FDIC-insured banks operate 3 offices in Athol, Massachusetts, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Athol

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Athol, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Athol

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TD Bank, Cornerstone Bank and TruNorth Bank have the most locations in Athol, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Athol Credit Union 1 office · main office Athol, MA Credit union · 1

Athol Credit Union has 1 office in Athol, 1 across Massachusetts. It is based in Athol, MA and $97.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    513 Main St, 01331
    (978) 249-3527Today 8:30 am to 4:30 pm
    All hours

    Mon to Wed 8:30 am to 4:30 pm; Thu 8:30 am to 6 pm; Fri 8:30 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Athol Credit Union: profile, branches and contacts
Cornerstone Bank 1 branch · main office Spencer, MA Bank · 1

Cornerstone Bank has 1 branch in Athol, 17 across Massachusetts and 17 nationwide. FDIC records list its main office in Spencer, MA and show it operating since 1871. With $2.57 billion in total assets on June 30, 2026, it ranks No. 494 of 4,232 U.S. banks by total assets. The Athol Savings Bank Branch at 388 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Athol Savings Bank Branch
    388 Main St, 01331
    Hours: see the bank's site
Cornerstone Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Athol, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Athol Branch at 2156 Main St dates to 1955 in FDIC branch records. It opens on Saturday.

  • Athol Branch
    2156 Main St, 01331
    (978) 249-3248Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
TruNorth Bank 1 branch · main office Easthampton, MA Bank · 1

TruNorth Bank has 1 branch in Athol, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Athol Branch at 90 Exchange St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruNorth Bank: profile, branches and contacts
Workers Credit Union 1 office · main office Littleton, MA Credit union · 1

Workers Credit Union has 1 office in Athol, 13 across Massachusetts. It is based in Littleton, MA and $2.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Athol Office
    107 Tower Rd, 01331
    (978) 345-1021Today 9 am to 5 pm
    All hours

    Mon to Tue not published; Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Workers Credit Union: profile, branches and contacts

Join a credit union in Athol

2 credit unions have 2 offices here: Workers Credit Union and Athol Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athol page has every office in the state's directory.

Banking in Athol: the local picture

Short answer: 3 banks run 3 branches in Athol according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Athol, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is TruNorth Bank's office at 90 Exchange St, dating to 1889; the newest is Cornerstone Bank's at 388 Main St, from 2026.

2 credit unions have 2 offices in Athol, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Athol

Short answer: 3 of the 3 Athol locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Athol, and where the nearest one is if they do not.

Short answer: In Athol: TD Bank (1). No branches in Athol: Chase (nearest in Hadley, 23 mi), Wells Fargo (nearest in Boston, 62 mi), Bank of America (nearest in Amherst, 21 mi), PNC Bank (nearest in Framingham, 46 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn AtholNearest branch if none here
TD Bank1 branchhere
ChaseNoneHadley, 23 miles away
Wells FargoNoneBoston, 62 miles away
Bank of AmericaNoneAmherst, 21 miles away
PNC BankNoneFramingham, 46 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athol to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athol residents like anyone else.

Banks near Athol

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winchendon (11 miles) and Gardner (12 miles). Amherst, 21 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Athol

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Athol between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 1, 2026OpenedCornerstone Bank388 Main St, 01331

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Athol

Short answer: 1 institution has its main office in Athol: Athol Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Athol Credit UnionCredit union$97.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Athol by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athol offices.

Short answer: TD Bank is the largest bank with offices in Athol, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Cornerstone Bank is second with $2.57 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
TD Bank$342.80 billionNo. 131Wilmington, DE
Cornerstone Bank$2.57 billionNo. 4941Spencer, MA
TruNorth Bank$2.02 billionNo. 6031Easthampton, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Athol: FAQ

How many banks are in Athol, MA?

Athol has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Athol?

TD Bank, with 1. Cornerstone Bank has 1 and TruNorth Bank has 1.

Is there a TD Bank in Athol, MA?

Yes. FDIC data lists 1 TD Bank branch in Athol as of September 5, 2026. The address and directions are under TD Bank above.

Is there a Cornerstone Bank in Athol, MA?

Yes. FDIC data lists 1 Cornerstone Bank branch in Athol as of September 5, 2026. The address and directions are under Cornerstone Bank above.

Is there a TruNorth Bank in Athol, MA?

Yes. FDIC data lists 1 TruNorth Bank branch in Athol as of September 5, 2026. The address and directions are under TruNorth Bank above.

Is there a Chase in Athol, MA?

No. FDIC data lists no Chase branch in Athol as of September 5, 2026. The nearest is in Hadley, about 23 miles away in a straight line.

Which banks in Athol are open on Saturday?

TD Bank, Workers Credit Union and Athol Credit Union publish Saturday hours for one or more Athol locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Athol?

Athol Credit Union has its main office in Athol, according to the FDIC and the NCUA.

What is the oldest bank in Athol?

TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Which credit unions can I join in Athol?

Workers Credit Union and Athol Credit Union have offices in Athol. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Athol in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Athol?

Nearby cities with more banks include Winchendon, Gardner, Barre. Winchendon is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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