US Bank Directory

Banks in Amherst, MA

8 FDIC-insured banks operate 8 offices in Amherst, Massachusetts, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Amherst

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 9 locations in Amherst, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Amherst

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Amherst, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Amherst, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Amherst Center Branch at 1 S Pleasant St dates to 1834 in FDIC branch records. It opens on Saturday.

  • Amherst Center Branch
    1 S Pleasant St, 01002
    (413) 256-2602Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Florence Bank 1 branch · main office Florence, MA Bank · 1

Florence Bank has 1 branch in Amherst, 14 across Massachusetts and 13 nationwide. FDIC records list its main office in Florence, MA and show it operating since 1873. With $2.01 billion in total assets on June 30, 2026, it ranks No. 605 of 4,232 U.S. banks by total assets. The College Street Branch at 385 College St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • College Street Branch
    385 College St, 01002
    Hours: see the bank's site
Florence Bank: profile, branches and contacts
Greenfield Co-operative Bank 1 branch · main office Greenfield, MA Bank · 1

Greenfield Co-operative Bank has 1 branch in Amherst, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Greenfield, MA and show it operating since 1905. With $901.8 million in total assets on June 30, 2026, it ranks No. 1,144 of 4,232 U.S. banks by total assets. The College Street Branch at 390 College St dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • College Street Branch
    390 College St, 01002
    Hours: see the bank's site
Greenfield Co-operative Bank: profile, branches and contacts
Greenfield Savings Bank 1 branch · main office Greenfield, MA Bank · 1

Greenfield Savings Bank has 1 branch in Amherst, 9 across Massachusetts and 9 nationwide. FDIC records list its main office in Greenfield, MA and show it operating since 1869. With $1.52 billion in total assets on June 30, 2026, it ranks No. 735 of 4,232 U.S. banks by total assets. The University Drive Branch at 6 University Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • University Drive Branch
    6 University Dr, 01002
    Hours: see the bank's site
Greenfield Savings Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Amherst, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Amherst Branch at 25 E Pleasant St dates to 1994 in FDIC branch records. Its published hours do not list Saturday.

  • Amherst Branch
    25 E Pleasant St, 01002
    (413) 549-6752Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
PeoplesBank 1 branch · main office Holyoke, MA Bank · 1

PeoplesBank has 1 branch in Amherst, 14 across Massachusetts and 21 nationwide. FDIC records list its main office in Holyoke, MA and show it operating since 1885. With $4.62 billion in total assets on June 30, 2026, it ranks No. 303 of 4,232 U.S. banks by total assets. The Amherst Branch at 56 Amity St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PeoplesBank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Amherst, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Amherst-Triangle St. Branch at 243 Triangle St dates to 1962 in FDIC branch records. It opens on Saturday.

  • Amherst-Triangle St. Branch
    243 Triangle St, 01002
    (413) 549-5112Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
TruNorth Bank 1 branch · main office Easthampton, MA Bank · 1

TruNorth Bank has 1 branch in Amherst, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Amherst Branch at 253 Triangle St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruNorth Bank: profile, branches and contacts
Umassfive College Credit Union 1 office · main office Hadley, MA Credit union · 1

Umassfive College Credit Union has 1 office in Amherst, 6 across Massachusetts. It is based in Hadley, MA and $712.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Umass Amherst Branch
    1 Campus Center Way Room 224, 01003
    (413) 545-3830Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Umassfive College Credit Union: profile, branches and contacts

Join a credit union in Amherst

1 credit union has 1 office here: Umassfive College Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Amherst page has every office in the state's directory.

Banking in Amherst: the local picture

Short answer: 8 banks run 8 branches in Amherst according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Amherst, 5 elsewhere in Massachusetts and 3 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 1 S Pleasant St, dating to 1834; the newest is TruNorth Bank's at 253 Triangle St, from 2020.

The only credit union with an office here is Umassfive College Credit Union.

Of the 4 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Amherst

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 01002 has the most bank and credit union offices in Amherst (8), followed by 01003 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
0100288Bank of America, Florence Bank, Greenfield Co-operative Bank
0100311Umassfive College Credit Union

Banks open on Saturday in Amherst

Short answer: 2 of the 4 Amherst locations with published hours open on Saturday, run by 2 institutions.

  • Bank of America: 1 of 1 branch (1 S Pleasant St: Saturday 9 am to 2 pm)
  • TD Bank: 1 of 1 branch (243 Triangle St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Amherst, and where the nearest one is if they do not.

Short answer: In Amherst: Bank of America (1), TD Bank (1). No branches in Amherst: Chase (nearest in Hadley, 2 mi), Wells Fargo (nearest in Boston, 75 mi), PNC Bank (nearest in Framingham, 56 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn AmherstNearest branch if none here
Bank of America1 branchhere
TD Bank1 branchhere
ChaseNoneHadley, 2 miles away
Wells FargoNoneBoston, 75 miles away
PNC BankNoneFramingham, 56 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Amherst to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Amherst residents like anyone else.

Banks near Amherst

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hadley (3 miles) and Northampton (7 miles). Northampton, 7 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Amherst

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Amherst between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Amherst by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Amherst offices.

Short answer: Bank of America is the largest bank with offices in Amherst, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
M&T Bank$218.79 billionNo. 211Buffalo, NY
PeoplesBank$4.62 billionNo. 3031Holyoke, MA
TruNorth Bank$2.02 billionNo. 6031Easthampton, MA
Florence Bank$2.01 billionNo. 6051Florence, MA
Greenfield Savings Bank$1.52 billionNo. 7351Greenfield, MA
Greenfield Co-operative Bank$901.8 millionNo. 1,1441Greenfield, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Amherst: FAQ

How many banks are in Amherst, MA?

Amherst has 8 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Amherst?

Bank of America, with 1. TD Bank has 1 and M&T Bank has 1.

Is there a Bank of America in Amherst, MA?

Yes. FDIC data lists 1 Bank of America branch in Amherst as of September 5, 2026. The address and directions are under Bank of America above.

Is there a TD Bank in Amherst, MA?

Yes. FDIC data lists 1 TD Bank branch in Amherst as of September 5, 2026. The address and directions are under TD Bank above.

Is there a M&T Bank in Amherst, MA?

Yes. FDIC data lists 1 M&T Bank branch in Amherst as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in Amherst, MA?

No. FDIC data lists no Chase branch in Amherst as of September 5, 2026. The nearest is in Hadley, about 2 miles away in a straight line.

Which banks in Amherst are open on Saturday?

Bank of America and TD Bank publish Saturday hours for one or more Amherst locations. The Saturday section above lists each one with its hours. 5 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Amherst?

TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Which credit unions can I join in Amherst?

Umassfive College Credit Union has an office in Amherst. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Amherst in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Amherst?

Nearby cities with more banks include Hadley, Northampton, Florence. Hadley is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 8 branches: Bank of America, M&T Bank, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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