US Bank Directory

Banks in Northampton, MA

10 FDIC-insured banks operate 11 offices in Northampton, Massachusetts, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Northampton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 13 locations in Northampton, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Northampton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Florence Bank has the most locations in Northampton, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Florence Bank 2 branches · main office Florence, MA Bank · 2

Florence Bank has 2 branches in Northampton, 14 across Massachusetts and 13 nationwide. FDIC records list its main office in Florence, MA and show it operating since 1873. With $2.01 billion in total assets on June 30, 2026, it ranks No. 605 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Northampton location is the King Street Branch at 176 King St, dating to 1986; the newest, at 58 Main St, to 1994. It does not publish hours in the sources this page uses; check its site before you go.

Florence Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Northampton, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Northampton Center Branch at 144 Main St dates to 1994 in FDIC branch records. Its published hours do not list Saturday.

  • Northampton Center Branch
    144 Main St, 01060
    (413) 586-9724Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Northampton, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Northampton Branch at 1 King Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Northampton Branch
    1 King Street, 01060
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Northampton, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Northampton Stop & Shop at 228 King St dates to 2001 in FDIC branch records. It opens on Saturday.

  • Northampton Stop & Shop
    228 King St, 01060
    (413) 584-7928Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Freedom Credit Union 1 office · main office Springfield, MA Credit union · 1

Freedom Credit Union has 1 office in Northampton, 10 across Massachusetts. It is based in Springfield, MA and $757.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Northampton
    226 King St, 01060
    (413) 586-3590Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Freedom Credit Union: profile, branches and contacts
Greenfield Co-operative Bank 1 branch · main office Greenfield, MA Bank · 1

Greenfield Co-operative Bank has 1 branch in Northampton, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Greenfield, MA and show it operating since 1905. With $901.8 million in total assets on June 30, 2026, it ranks No. 1,144 of 4,232 U.S. banks by total assets. The Northampton Branch at 67 King St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Greenfield Co-operative Bank: profile, branches and contacts
Greenfield Savings Bank 1 branch · main office Greenfield, MA Bank · 1

Greenfield Savings Bank has 1 branch in Northampton, 9 across Massachusetts and 9 nationwide. FDIC records list its main office in Greenfield, MA and show it operating since 1869. With $1.52 billion in total assets on June 30, 2026, it ranks No. 735 of 4,232 U.S. banks by total assets. The King Street Northampton Branch at 325a King St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • King Street Northampton Branch
    325a King St, 01060
    Hours: see the bank's site
Greenfield Savings Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Northampton, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Northampton Branch at 43 King St dates to 1996 in FDIC branch records. It opens on Saturday.

  • Northampton Branch
    43 King St, 01060
    (413) 582-7870Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
PeoplesBank 1 branch · main office Holyoke, MA Bank · 1

PeoplesBank has 1 branch in Northampton, 14 across Massachusetts and 21 nationwide. FDIC records list its main office in Holyoke, MA and show it operating since 1885. With $4.62 billion in total assets on June 30, 2026, it ranks No. 303 of 4,232 U.S. banks by total assets. The Northampton Branch at 300 King St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PeoplesBank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Northampton, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Northampton Branch at 175 Main St dates to 1800 in FDIC branch records. It opens on Saturday.

  • Northampton Branch
    175 Main St, 01060
    (413) 584-4400Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
TruNorth Bank 1 branch · main office Easthampton, MA Bank · 1

TruNorth Bank has 1 branch in Northampton, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Northampton Branch at 297 King St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruNorth Bank: profile, branches and contacts
Umassfive College Credit Union 1 office · main office Hadley, MA Credit union · 1

Umassfive College Credit Union has 1 office in Northampton, 6 across Massachusetts. It is based in Hadley, MA and $712.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Northampton Branch
    245 King St, 01060
    (413) 256-5500Today 8:30 am to 4:30 pm
    All hours

    Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Umassfive College Credit Union: profile, branches and contacts

Join a credit union in Northampton

2 credit unions have 2 offices here: Freedom Credit Union and Umassfive College Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Northampton page has every office in the state's directory.

Banking in Northampton: the local picture

Short answer: 10 banks run 11 branches in Northampton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Northampton, 5 elsewhere in Massachusetts and 5 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 175 Main St, dating to 1800; the newest is Chase's at 1 King Street, from 2023.

2 credit unions have 2 offices in Northampton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Northampton

Short answer: 5 of the 6 Northampton locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Northampton, and where the nearest one is if they do not.

Short answer: In Northampton: Chase (1), Bank of America (1), TD Bank (1). No branches in Northampton: Wells Fargo (nearest in Boston, 81 mi), PNC Bank (nearest in Framingham, 62 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn NorthamptonNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
TD Bank1 branchhere
Wells FargoNoneBoston, 81 miles away
PNC BankNoneFramingham, 62 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Northampton to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Northampton residents like anyone else.

Banks near Northampton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Florence (2 miles) and Easthampton (4 miles). Amherst, 7 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Northampton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Northampton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Northampton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Northampton offices.

Short answer: Chase is the largest bank with offices in Northampton, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
PeoplesBank$4.62 billionNo. 3031Holyoke, MA
TruNorth Bank$2.02 billionNo. 6031Easthampton, MA
Florence Bank$2.01 billionNo. 6052Florence, MA
Greenfield Savings Bank$1.52 billionNo. 7351Greenfield, MA
Greenfield Co-operative Bank$901.8 millionNo. 1,1441Greenfield, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Northampton: FAQ

How many banks are in Northampton, MA?

Northampton has 10 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Northampton?

Florence Bank, with 2. Chase has 1 and Bank of America has 1.

Is there a Florence Bank in Northampton, MA?

Yes. FDIC data lists 2 Florence Bank branches in Northampton as of September 5, 2026. Its branches are listed under Florence Bank above, with the address and directions for each.

Is there a Chase in Northampton, MA?

Yes. FDIC data lists 1 Chase branch in Northampton as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Northampton, MA?

Yes. FDIC data lists 1 Bank of America branch in Northampton as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Northampton, MA?

No. FDIC data lists no Wells Fargo branch in Northampton as of September 5, 2026. The nearest is in Boston, about 81 miles away in a straight line.

Which banks in Northampton are open on Saturday?

TD Bank, Citizens, M&T Bank and Freedom Credit Union and 1 more publish Saturday hours for one or more Northampton locations. The Saturday section above lists each one with its hours. 7 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Northampton?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Northampton?

Freedom Credit Union and Umassfive College Credit Union have offices in Northampton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Northampton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Northampton?

Nearby cities with more banks include Florence, Easthampton, Hadley. Florence is 2 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 11 branches: Bank of America, Citizens, M&T Bank, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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