US Bank Directory

Banks in Holyoke, MA

8 FDIC-insured banks operate 10 offices in Holyoke, Massachusetts, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Holyoke

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in Holyoke, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Holyoke

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PeoplesBank has the most locations in Holyoke, with 3. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PeoplesBank 3 branches · main office Holyoke, MA Bank · 3

PeoplesBank has 3 branches in Holyoke, 14 across Massachusetts and 21 nationwide. FDIC records list its main office in Holyoke, MA and show it operating since 1885. With $4.62 billion in total assets on June 30, 2026, it ranks No. 303 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Holyoke location is its main office at 330 Whitney Ave, dating to 1885; the newest, at 1864 Northampton St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    330 Whitney Ave, 01040
    Hours: see the bank's site
  • Yankee Pedlar Branch
    1864 Northampton St, 01040
    Hours: see the bank's site
  • High Street Branch Office
    255 High St, 01040
    Hours: see the bank's site
PeoplesBank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Holyoke, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Holyoke - Lincoln Branch at 40 Lincoln St dates to 1958 in FDIC branch records. It opens on Saturday.

  • Holyoke - Lincoln Branch
    40 Lincoln St, 01040
    (413) 534-6545Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Holyoke, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Holyoke Branch at 1575 Northampton St dates to 2001 in FDIC branch records. It opens on Saturday.

  • Holyoke Branch
    1575 Northampton St, 01040
    (413) 534-0258Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Florence Bank 1 branch · main office Florence, MA Bank · 1

Florence Bank has 1 branch in Holyoke, 14 across Massachusetts and 13 nationwide. FDIC records list its main office in Florence, MA and show it operating since 1873. With $2.01 billion in total assets on June 30, 2026, it ranks No. 605 of 4,232 U.S. banks by total assets. The Holyoke Branch at 1490 Northampton St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Holyoke Branch
    1490 Northampton St, 01040
    Hours: see the bank's site
Florence Bank: profile, branches and contacts
Holyoke Credit Union 1 office · main office Holyoke, MA Credit union · 1

Holyoke Credit Union has 1 office in Holyoke, 3 across Massachusetts. It is based in Holyoke, MA and $299.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    490 Westfield Rd, 01040
    (413) 278-6852Today 8 am to 4 pm
    All hours

    Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Holyoke Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Holyoke, 7 across Massachusetts and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Holyoke Branch at 378 High St dates to 1892 in FDIC branch records. Its published hours do not list Saturday.

  • Holyoke Branch
    378 High St, 01040
    (413) 747-1340Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Holyoke, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Holyoke-Northampton Branch at 1830 Northampton St dates to 1889 in FDIC branch records. It opens on Saturday.

  • Holyoke-Northampton Branch
    1830 Northampton St, 01040
    (413) 726-2436Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
TruNorth Bank 1 branch · main office Easthampton, MA Bank · 1

TruNorth Bank has 1 branch in Holyoke, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Holyoke Branch at 170 Sargeant St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruNorth Bank: profile, branches and contacts
Westfield Bank 1 branch · main office Westfield, MA Bank · 1

Westfield Bank has 1 branch in Holyoke, 23 across Massachusetts and 27 nationwide. FDIC records list its main office in Westfield, MA and show it operating since 1853. With $2.73 billion in total assets on June 30, 2026, it ranks No. 471 of 4,232 U.S. banks by total assets. The Northampton Street Branch at 1650 Northampton St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Northampton Street Branch
    1650 Northampton St, 01040
    Hours: see the bank's site
Westfield Bank: profile, branches and contacts

Join a credit union in Holyoke

1 credit union has 1 office here: Holyoke Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Holyoke page has every office in the state's directory.

Banking in Holyoke: the local picture

Short answer: 8 banks run 10 branches in Holyoke according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 1 has its main office in Holyoke, 3 elsewhere in Massachusetts and 4 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is PeoplesBank's office at 330 Whitney Ave, dating to 1885; the newest is Florence Bank's at 1490 Northampton St, from 2026.

The only credit union with an office here is Holyoke Credit Union.

Of the 5 locations with published hours. 4 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Holyoke

Short answer: 4 of the 5 Holyoke locations with published hours open on Saturday, run by 4 institutions.

  • Bank of America: 1 of 1 branch (40 Lincoln St: Saturday 9 am to 2 pm)
  • Citizens: 1 of 1 branch (1575 Northampton St: Saturday 9 am to 12 pm)
  • M&T Bank: 1 of 1 branch (1830 Northampton St: Saturday 9 am to 12 pm)
  • Holyoke Credit Union: 1 of 1 office (490 Westfield Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Holyoke, and where the nearest one is if they do not.

Short answer: In Holyoke: Bank of America (1). No branches in Holyoke: Chase (nearest in Springfield, 7 mi), Wells Fargo (nearest in Boston, 81 mi), PNC Bank (nearest in Framingham, 62 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Chicopee, 3 mi), BMO.

BankIn HolyokeNearest branch if none here
Bank of America1 branchhere
ChaseNoneSpringfield, 7 miles away
Wells FargoNoneBoston, 81 miles away
PNC BankNoneFramingham, 62 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneChicopee, 3 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holyoke to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holyoke residents like anyone else.

Banks near Holyoke

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are South Hadley (3 miles) and Chicopee (3 miles). Springfield, 7 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Holyoke

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Holyoke between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jul 6, 2026OpenedFlorence Bank1490 Northampton St, 01040

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Holyoke

Short answer: 2 institutions have their main office in Holyoke: PeoplesBank and Holyoke Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
PeoplesBankBank$4.62 billion3
Holyoke Credit UnionCredit union$299.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Holyoke by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holyoke offices.

Short answer: Bank of America is the largest bank with offices in Holyoke, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
KeyBank$188.56 billionNo. 231Cleveland, OH
PeoplesBank$4.62 billionNo. 3033Holyoke, MA
Westfield Bank$2.73 billionNo. 4711Westfield, MA
TruNorth Bank$2.02 billionNo. 6031Easthampton, MA
Florence Bank$2.01 billionNo. 6051Florence, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Holyoke: FAQ

How many banks are in Holyoke, MA?

Holyoke has 8 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Holyoke?

PeoplesBank, with 3. Bank of America has 1 and Citizens has 1.

Is there a PeoplesBank in Holyoke, MA?

Yes. FDIC data lists 3 PeoplesBank branches in Holyoke as of September 5, 2026, the main office at 330 Whitney Ave. Its branches are listed under PeoplesBank above, with the address and directions for each.

Is there a Bank of America in Holyoke, MA?

Yes. FDIC data lists 1 Bank of America branch in Holyoke as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citizens in Holyoke, MA?

Yes. FDIC data lists 1 Citizens branch in Holyoke as of September 5, 2026. The address and directions are under Citizens above.

Is there a Chase in Holyoke, MA?

No. FDIC data lists no Chase branch in Holyoke as of September 5, 2026. The nearest is in Springfield, about 7 miles away in a straight line.

Which banks in Holyoke are open on Saturday?

Bank of America, Citizens, M&T Bank and Holyoke Credit Union publish Saturday hours for one or more Holyoke locations. The Saturday section above lists each one with its hours. 6 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Holyoke?

PeoplesBank and Holyoke Credit Union have their main office in Holyoke, according to the FDIC and the NCUA.

What is the oldest bank in Holyoke?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Holyoke?

Holyoke Credit Union has an office in Holyoke. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Holyoke in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Holyoke?

Nearby cities with more banks include South Hadley, Chicopee, Easthampton. South Hadley is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 10 branches: Bank of America, Citizens, KeyBank, M&T Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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