Banks in Pepperell, MA

Bank branch map: Pepperell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Pepperell, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pepperell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Lowell Five Cent Savings Bank and Main Street Bank have the most locations in Pepperell, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Main Street Bank 1 branch · main office Marlborough, MA Bank · 1

Main Street Bank has 1 branch in Pepperell, 6 across Massachusetts and 6 nationwide. FDIC records list its main office in Marlborough, MA and show it operating since 1860. With $1.67 billion in total assets on June 30, 2026, it ranks No. 679 of 4,232 U.S. banks by total assets. The Pepperell Branch at 80 Main St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pepperell Branch

  80 Main St, 01463

  Hours: see the bank's site
  DirectionsWebsite

Main Street Bank: profile, branches and contacts

The Lowell Five Cent Savings Bank 1 branch · main office Tewksbury, MA Bank · 1

The Lowell Five Cent Savings Bank has 1 branch in Pepperell, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Pepperell Branch at 65 Groton St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pepperell Branch

  65 Groton St, 01463

  Hours: see the bank's site
  DirectionsWebsite

The Lowell Five Cent Savings Bank: profile, branches and contacts

Banking in Pepperell: the local picture

Short answer: 2 banks run 2 branches in Pepperell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Pepperell, 2 elsewhere in Massachusetts, according to the FDIC.

The bank with the longest record here is The Lowell Five Cent Savings Bank, operating since 1854 according to the FDIC. In FDIC branch records, the longest-running branch is Main Street Bank's office at 80 Main St, dating to 1994; the newest is The Lowell Five Cent Savings Bank's at 65 Groton St, from 2003.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pepperell, and where the nearest one is if they do not.

Short answer: No branches in Pepperell: Chase (nearest in Westford, 10 mi), Wells Fargo (nearest in Boston, 34 mi), Bank of America (nearest in Westford, 10 mi), PNC Bank (nearest in Burlington, 23 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Chelmsford, 11 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pepperell to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pepperell residents like anyone else.

Banks near Pepperell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Groton (5 miles) and Tyngsboro (9 miles). Chelmsford, 12 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Pepperell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pepperell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pepperell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pepperell offices.

Short answer: The Lowell Five Cent Savings Bank is the largest bank with offices in Pepperell, with $1.90 billion in total assets on June 30, 2026, No. 629 among U.S. banks by total assets. Main Street Bank is second with $1.67 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pepperell: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.