Banks in Whitley City, KY

Bank branch map: Whitley City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Whitley City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Whitley City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Cumberland Bank is the only bank with offices in Whitley City, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Cumberland Bank 2 branches · main office Whitley City, KY Bank · 2

United Cumberland Bank has 2 branches in Whitley City, 4 across Kentucky and 7 nationwide. FDIC records list its main office in Whitley City, KY and show it operating since 1906. With $460.2 million in total assets on June 30, 2026, it ranks No. 1,891 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Whitley City location is its main office at 47 S Main St, dating to 1906; the newest, at 1385 North Highway 27, to 1980. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  47 S Main St, 42653

  Hours: see the bank's site
  DirectionsWebsite
• North Side Branch

  1385 North Highway 27, 42653

  Hours: see the bank's site
  DirectionsWebsite

United Cumberland Bank: profile, branches and contacts

Banking in Whitley City: the local picture

Short answer: 1 bank runs 2 branches in Whitley City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Cumberland Bank has its main office in Whitley City, according to the FDIC.

The bank with the longest record here is United Cumberland Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is United Cumberland Bank's office at 47 S Main St, dating to 1906; the newest is United Cumberland Bank's at 1385 North Highway 27, from 1980.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Whitley City, and where the nearest one is if they do not.

Short answer: No branches in Whitley City: Chase (nearest in Danville, 67 mi), Wells Fargo, Bank of America (nearest in Lexington, 88 mi), PNC Bank (nearest in Corbin, 28 mi), U.S. Bank (nearest in Berea, 60 mi), Truist (nearest in Monticello, 23 mi), Fifth Third Bank (nearest in Richmond, 71 mi), Huntington (nearest in Walton, 152 mi), Regions Bank (nearest in Franklin, 117 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitley City to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitley City residents like anyone else.

Banks near Whitley City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Williamsburg (17 miles) and Monticello (23 miles). Somerset, 26 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Whitley City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Whitley City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Whitley City

Short answer: 1 institution has its main office in Whitley City: United Cumberland Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Whitley City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitley City offices.

Short answer: United Cumberland Bank is the largest bank with offices in Whitley City, with $460.2 million in total assets on June 30, 2026, No. 1,891 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Whitley City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.