Banks in Albany, KY

Bank branch map: Albany

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Albany, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Albany

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First & Farmers National Bank has the most locations in Albany, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First & Farmers National Bank 2 branches · main office Somerset, KY Bank · 2

First & Farmers National Bank has 2 branches in Albany, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Somerset, KY and show it operating since 1903. With $714.2 million in total assets on June 30, 2026, it ranks No. 1,367 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Albany location is the 200 South Washington Street Branch at 200 S Washington St, dating to 1898; the newest, at 101 Plaza Dr, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

• Albany Branch

  101 Plaza Dr, 42602

  Hours: see the bank's site
  DirectionsWebsite
• 200 South Washington Street Branch

  200 S Washington St, 42602

  Hours: see the bank's site
  DirectionsWebsite

First & Farmers National Bank: profile, branches and contacts

People's Bank and Trust Company of Pickett County 1 branch · main office Byrdstown, TN Bank · 1

People's Bank and Trust Company of Pickett County has 1 branch in Albany, 1 across Kentucky and 3 nationwide. FDIC records list its main office in Byrdstown, TN and show it operating since 1978. With $319.0 million in total assets on June 30, 2026, it ranks No. 2,387 of 4,232 U.S. banks by total assets. The People'S Bank And Trust Co Of Clinton Co Branch at 403 N Cross St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• People'S Bank And Trust Co Of Clinton Co Branch

  403 N Cross St, 42602

  Hours: see the bank's site
  DirectionsWebsite

People's Bank and Trust Company of Pickett County: profile, branches and contacts

The Monticello Banking 1 branch · main office Monticello, KY Bank · 1

The Monticello Banking has 1 branch in Albany, 21 across Kentucky and 21 nationwide. FDIC records list its main office in Monticello, KY and show it operating since 1895. With $1.07 billion in total assets on June 30, 2026, it ranks No. 987 of 4,232 U.S. banks by total assets. The Clinton County Branch at 310 N Cross St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clinton County Branch

  310 N Cross St, 42602

  Hours: see the bank's site
  DirectionsWebsite

The Monticello Banking: profile, branches and contacts

Banking in Albany: the local picture

Short answer: 3 banks run 4 branches in Albany according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Albany, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is The Monticello Banking, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is First & Farmers National Bank's office at 200 S Washington St, dating to 1898; the newest is People's Bank and Trust Company of Pickett County's at 403 N Cross St, from 2021.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Albany, and where the nearest one is if they do not.

Short answer: No branches in Albany: Chase (nearest in Danville, 69 mi), Wells Fargo, Bank of America (nearest in Lexington, 95 mi), PNC Bank (nearest in Corbin, 62 mi), U.S. Bank (nearest in Glasgow, 49 mi), Truist (nearest in Monticello, 20 mi), Fifth Third Bank (nearest in Bowling Green, 73 mi), Huntington (nearest in Walton, 156 mi), Regions Bank (nearest in Franklin, 80 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Albany to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Albany residents like anyone else.

Banks near Albany

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Burkesville (15 miles) and Monticello (19 miles). Russell Springs, 25 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Albany

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Albany between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Albany by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Albany offices.

Short answer: The Monticello Banking is the largest bank with offices in Albany, with $1.07 billion in total assets on June 30, 2026, No. 987 among U.S. banks by total assets. First & Farmers National Bank is second with $714.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Albany: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.