Banks in Columbia, KY

Bank branch map: Columbia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 10 locations in Columbia, according to the FDIC. 10 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Columbia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Citizens Bank of Southern Kentucky and Bank of Columbia have the most locations in Columbia, with 3 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Columbia 3 branches · main office Columbia, KY Bank · 3

Bank of Columbia has 3 branches in Columbia, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Columbia, KY and show it operating since 1866. With $231.1 million in total assets on June 30, 2026, it ranks No. 2,822 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is its main office at 144 Public Sq, dating to 1866; the newest, at 807 Jamestown St, to 1981. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  144 Public Sq, 42728

  Hours: see the bank's site
  DirectionsWebsite
• Merchant Street Drive-In Branch

  112 Merchant St, 42728

  Hours: see the bank's site
  DirectionsWebsite
• Jamestown Street Branch

  807 Jamestown St, 42728

  Hours: see the bank's site
  DirectionsWebsite

Bank of Columbia: profile, branches and contacts

United Citizens Bank of Southern Kentucky 3 branches · main office Columbia, KY Bank · 3

United Citizens Bank of Southern Kentucky has 3 branches in Columbia, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Columbia, KY and show it operating since 2004. With $286.2 million in total assets on June 30, 2026, it ranks No. 2,552 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is its main office at 700 Jamestown St, dating to 2004; the newest, at 202 Dohoney Trce, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  700 Jamestown St, 42728

  Hours: see the bank's site
  DirectionsWebsite
• Columbia Branch

  1582 Campbellsville Rd, 42728

  Hours: see the bank's site
  DirectionsWebsite
• Dohoney Trace

  202 Dohoney Trce, 42728

  Hours: see the bank's site
  DirectionsWebsite

United Citizens Bank of Southern Kentucky: profile, branches and contacts

First & Farmers National Bank 2 branches · main office Somerset, KY Bank · 2

First & Farmers National Bank has 2 branches in Columbia, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Somerset, KY and show it operating since 1903. With $714.2 million in total assets on June 30, 2026, it ranks No. 1,367 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the Wright Drive Branch at 701 Wright Dr, dating to 1980; the newest, at 114 Will Walker Rd, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

• Columbia Downtown Branch

  114 Will Walker Rd, 42728

  Hours: see the bank's site
  DirectionsWebsite
• Wright Drive Branch

  701 Wright Dr, 42728

  Hours: see the bank's site
  DirectionsWebsite

First & Farmers National Bank: profile, branches and contacts

Community Trust Bank Community Trust Bank, Inc. · 1 branch · main office Pikeville, KY Bank · 1

Community Trust Bank has 1 branch in Columbia, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. The Campbellsville Columbia Branch at 1005 Jamestown St dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Campbellsville Columbia Branch

  1005 Jamestown St, 42728

  Hours: see the bank's site
  DirectionsWebsite

Community Trust Bank: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Columbia, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8078 Columbia Kentucky Walmart Branch at 2988 Burkesville Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 8078 Columbia Kentucky Walmart Branch

  2988 Burkesville Rd, 42728

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Banking in Columbia: the local picture

Short answer: 5 banks run 10 branches in Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 2 have their main office in Columbia, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of Columbia, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Columbia's office at 144 Public Sq, dating to 1866; the newest is First & Farmers National Bank's at 114 Will Walker Rd, from 2021.

None of the 10 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Columbia, and where the nearest one is if they do not.

Short answer: No branches in Columbia: Chase (nearest in Danville, 48 mi), Wells Fargo, Bank of America (nearest in Louisville, 74 mi), PNC Bank (nearest in Danville, 48 mi), U.S. Bank (nearest in Lebanon, 33 mi), Truist (nearest in Monticello, 31 mi), Fifth Third Bank (nearest in Bowling Green, 62 mi), Huntington (nearest in Walton, 131 mi), Regions Bank (nearest in Franklin, 75 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbia to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbia residents like anyone else.

Banks near Columbia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Russell Springs (14 miles) and Jamestown (15 miles). Russell Springs, 14 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Columbia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Columbia

Short answer: 2 institutions have their main office in Columbia: United Citizens Bank of Southern Kentucky and Bank of Columbia.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Columbia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbia offices.

Short answer: Woodforest is the largest bank with offices in Columbia, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. Community Trust Bank is second with $6.95 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Columbia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.