FDIC-insured bank
First & Farmers National Bank, Inc. — Somerset, KY
Bank headquartered in Somerset, Kentucky, part of PINE KNOB HOLDINGS LLC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 2020 S Highway 27 Somerset, KY 42501 |
| County | Pulaski |
| Metro area | Somerset, KY |
| Website | www.firstandfarmers.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 2738 |
| Federal Reserve RSSD ID | 721949 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | PINE KNOB HOLDINGS LLC |
| Domestic offices | 11 |
| Financials as of | June 30, 2026 |
How to find your First & Farmers National Bank, Inc. routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.firstandfarmers.com.
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Offices nearest to headquarters
| First & Farmers National Bank, Inc. main office Somerset, KY |
2020 S Highway 27, 42501 |
| Somerset Plaza Branch Somerset, KY |
100 Turner St, 42503 |
| Somerset North Main Street Branch Somerset, KY |
527 N Main St, 42501 |
| Burnside Branch Burnside, KY |
14 French Avenue, 42519 |
| Nancy Branch Nancy, KY |
9260 W Highway 80, 42544 |
| Russell Springs Branch Russell Springs, KY |
2198 Lakeway Drive, 42642 |
| Albany Branch Albany, KY |
101 Plaza Dr, 42602 |
| 200 South Washington Street Branch Albany, KY |
200 S Washington St, 42602 |
| Wright Drive Branch Columbia, KY |
701 Wright Dr, 42728 |
| Columbia Downtown Branch Columbia, KY |
114 Will Walker Rd, 42728 |
| Burkesville Branch Burkesville, KY |
129 N Main St, 42717 |
Where First & Farmers National Bank, Inc. has offices
Cities with the most First & Farmers National Bank, Inc. offices
Other banks headquartered in Somerset
| The Citizens National Bank of Somerset | $700.90 million |
| Cumberland Security Bank, Inc. | $420.06 million |
Largest banks headquartered elsewhere in Kentucky
| Stock Yards Bank & Trust Company Louisville | $10.36 billion |
| Republic Bank & Trust Company Louisville | $7.05 billion |
| Community Trust Bank, Inc. Pikeville | $6.95 billion |
| Central Bank & Trust Co. Lexington | $4.01 billion |
| Independence Bank of Kentucky Owensboro | $3.83 billion |
| Traditional Bank, Inc. Mount Sterling | $2.44 billion |
| South Central Bank, Inc. Glasgow | $2.26 billion |
| Heritage Bank, Inc. Burlington | $1.99 billion |
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