US Bank Directory
Banks in Russell Springs, KY
6 FDIC-insured banks operate 8 offices in Russell Springs, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Russell Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Russell Springs, according to the FDIC. 8 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Russell Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of Russell Springs has the most locations in Russell Springs, with 3. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank of Russell Springs Bank · 3
The First National Bank of Russell Springs has 3 branches in Russell Springs, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Russell Springs, KY and show it operating since 1906. With $475.2 million in total assets on June 30, 2026, it ranks No. 1,857 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Russell Springs location is its main office at 36 W Steve Wariner Dr, dating to 1906; the newest, at Lakeway Drive And Highway 127, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office36 W Steve Wariner Dr, 42642
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Highway 127 South BranchLakeway Drive And Highway 127, 42642
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Downtown BranchMain And Wilson, 42642
Bank of Jamestown Bank · 1
Bank of Jamestown has 1 branch in Russell Springs, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Jamestown, KY and show it operating since 1899. With $263.8 million in total assets on June 30, 2026, it ranks No. 2,660 of 4,232 U.S. banks by total assets. The Russell Springs Branch at 43 Highway 910 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Russell Springs Branch43 Highway 910, 42642
First & Farmers National Bank Bank · 1
First & Farmers National Bank has 1 branch in Russell Springs, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Somerset, KY and show it operating since 1903. With $714.2 million in total assets on June 30, 2026, it ranks No. 1,367 of 4,232 U.S. banks by total assets. The Russell Springs Branch at 2198 Lakeway Drive dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Russell Springs Branch2198 Lakeway Drive, 42642
The Citizens National Bank of Somerset Bank · 1
The Citizens National Bank of Somerset has 1 branch in Russell Springs, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Somerset, KY and show it operating since 1919. With $700.9 million in total assets on June 30, 2026, it ranks No. 1,378 of 4,232 U.S. banks by total assets. The Russell County Branch at 94 Lakeway Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Russell County Branch94 Lakeway Dr, 42642
The Monticello Banking Bank · 1
The Monticello Banking has 1 branch in Russell Springs, 21 across Kentucky and 21 nationwide. FDIC records list its main office in Monticello, KY and show it operating since 1895. With $1.07 billion in total assets on June 30, 2026, it ranks No. 987 of 4,232 U.S. banks by total assets. The Russell County Branch at 2449 S Highway 127 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Russell County Branch2449 S Highway 127, 42642
United Citizens Bank of Southern Kentucky Bank · 1
United Citizens Bank of Southern Kentucky has 1 branch in Russell Springs, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Columbia, KY and show it operating since 2004. With $286.2 million in total assets on June 30, 2026, it ranks No. 2,552 of 4,232 U.S. banks by total assets. The Russell Springs Branch at 2261 S Highway 127 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Russell Springs Branch2261 S Highway 127, 42642
Banking in Russell Springs: the local picture
Short answer: 6 banks run 8 branches in Russell Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Russell Springs, 5 elsewhere in Kentucky, according to the FDIC.
The bank with the longest record here is The Monticello Banking, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Russell Springs's office at 36 W Steve Wariner Dr, dating to 1906; the newest is First & Farmers National Bank's at 2198 Lakeway Drive, from 2023.
None of the 8 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Russell Springs, and where the nearest one is if they do not.
Short answer: No branches in Russell Springs: Chase (nearest in Danville, 44 mi), Wells Fargo, Bank of America (nearest in Lexington, 70 mi), PNC Bank (nearest in Danville, 44 mi), U.S. Bank (nearest in Lebanon, 37 mi), Truist (nearest in Monticello, 18 mi), Fifth Third Bank (nearest in Richmond, 63 mi), Huntington (nearest in Walton, 131 mi), Regions Bank (nearest in Franklin, 87 mi), TD Bank, BMO.
| Bank | In Russell Springs | Nearest branch if none here |
|---|---|---|
| Chase | None | Danville, 44 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 70 miles away |
| PNC Bank | None | Danville, 44 miles away |
| U.S. Bank | None | Lebanon, 37 miles away |
| Truist | None | Monticello, 18 miles away |
| Fifth Third Bank | None | Richmond, 63 miles away |
| Huntington | None | Walton, 131 miles away |
| Regions Bank | None | Franklin, 87 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Russell Springs to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Russell Springs residents like anyone else.
Banks near Russell Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jamestown (4 miles) and Columbia (14 miles). Somerset, 25 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jamestown, KY | 4 mi | 2 | 3 |
| Banks in Columbia, KY | 14 mi | 5 | 10 |
| Banks in Nancy, KY | 18 mi | 2 | 2 |
| Banks in Monticello, KY | 19 mi | 4 | 7 |
| Banks in Liberty, KY | 20 mi | 3 | 4 |
| Banks in Somerset, KY | 25 mi | 12 | 25 |
| Banks in Burkesville, KY | 25 mi | 2 | 2 |
| Banks in Albany, KY | 25 mi | 3 | 4 |
Bank branch openings and closings in Russell Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Russell Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Russell Springs
Short answer: 1 institution has its main office in Russell Springs: The First National Bank of Russell Springs.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Russell Springs | Bank | $475.2 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Russell Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Russell Springs offices.
Short answer: The Monticello Banking is the largest bank with offices in Russell Springs, with $1.07 billion in total assets on June 30, 2026, No. 987 among U.S. banks by total assets. First & Farmers National Bank is second with $714.2 million. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Monticello Banking | $1.07 billion | No. 987 | 1 | Monticello, KY |
| First & Farmers National Bank | $714.2 million | No. 1,367 | 1 | Somerset, KY |
| The Citizens National Bank of Somerset | $700.9 million | No. 1,378 | 1 | Somerset, KY |
| The First National Bank of Russell Springs | $475.2 million | No. 1,857 | 3 | Russell Springs, KY |
| United Citizens Bank of Southern Kentucky | $286.2 million | No. 2,552 | 1 | Columbia, KY |
| Bank of Jamestown | $263.8 million | No. 2,660 | 1 | Jamestown, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Russell Springs: FAQ
How many banks are in Russell Springs, KY?
Russell Springs has 6 banks with 8 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Russell Springs?
The First National Bank of Russell Springs, with 3. The Monticello Banking has 1 and First & Farmers National Bank has 1.
Is there a The Monticello Banking in Russell Springs, KY?
Yes. FDIC data lists 1 The Monticello Banking branch in Russell Springs as of September 5, 2026. The address and directions are under The Monticello Banking above.
Is there a First & Farmers National Bank in Russell Springs, KY?
Yes. FDIC data lists 1 First & Farmers National Bank branch in Russell Springs as of September 5, 2026. The address and directions are under First & Farmers National Bank above.
Is there a Chase in Russell Springs, KY?
No. FDIC data lists no Chase branch in Russell Springs as of September 5, 2026. The nearest is in Danville, about 44 miles away in a straight line.
Which banks are headquartered in Russell Springs?
The First National Bank of Russell Springs has its main office in Russell Springs, according to the FDIC.
What is the oldest bank in Russell Springs?
The Monticello Banking has the longest record among banks with a branch here: the FDIC shows it operating since 1895.
Did any bank branches open or close in Russell Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Russell Springs?
Nearby cities with more banks include Jamestown, Columbia, Nancy. Jamestown is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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