FDIC-insured bank
United Cumberland Bank — Whitley City, KY
Bank headquartered in Whitley City, Kentucky, part of MCCREARY BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 47 S Main St Whitley City, KY 42653 |
| County | Mccreary |
| Website | www.unitedcumberland.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 303 |
| Federal Reserve RSSD ID | 425818 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | MCCREARY BANCSHARES INC |
| Domestic offices | 7 |
| Financials as of | June 30, 2026 |
How to find your United Cumberland Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.unitedcumberland.com.
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Offices nearest to headquarters
| United Cumberland Bank main office Whitley City, KY |
47 S Main St, 42653 |
| North Side Branch Whitley City, KY |
1385 North Highway 27, 42653 |
| Pine Knot Branch Pine Knot, KY |
3995 S Highway 27, 42635 |
| First Trust And Savings Branch Oneida, TN |
106 Municipal Dr, 37841 |
| Huntsville Branch Huntsville, TN |
567 Howard H. Baker Highway, 37756 |
| Somerset Branch Somerset, KY |
2568 S Highway 27, 42501 |
| Jacksboro Main Office Branch Jacksboro, TN |
2828 Appalachian Hwy, 37757 |
Where United Cumberland Bank has offices
Cities with the most United Cumberland Bank offices
Largest banks headquartered elsewhere in Kentucky
| Stock Yards Bank & Trust Company Louisville | $10.36 billion |
| Republic Bank & Trust Company Louisville | $7.05 billion |
| Community Trust Bank, Inc. Pikeville | $6.95 billion |
| Central Bank & Trust Co. Lexington | $4.01 billion |
| Independence Bank of Kentucky Owensboro | $3.83 billion |
| Traditional Bank, Inc. Mount Sterling | $2.44 billion |
| South Central Bank, Inc. Glasgow | $2.26 billion |
| Heritage Bank, Inc. Burlington | $1.99 billion |
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